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Cost of Living Comparison Between Ubud, Bali and San Fernando Cost of Living Comparison Between Ubud, Bali and San Fernando

😐 Solo nomad: Ubud, Bali is 2.9% more expensive than San Fernando without rent, and 6.6% cheaper with rent.
😐 Family of 3: Ubud, Bali is 49.5% more expensive than San Fernando without rent, and 3.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
San Fernando
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$3.59 ₱209
-20.61%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$13.08 ₱763
-6.27%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$2.72 ₱159
20.59%
Cappuccino
$2.3 Rp 38.3K
$1.04 ₱60.9
121.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.43 ₱24.87
158.14%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.33 ₱19.42
-21.21%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.3 ₱75.7
84.62%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$1.45 ₱84.7
117.24%
🛒 Groceries & Markets
Ubud, Bali
San Fernando
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.84 ₱107
-19.02%
White Bread (500g)
$1.65 Rp 27.5K
$1.25 ₱73
32.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$0.9 ₱52.5
25.56%
Eggs
$2.33 Rp 38.9K
$2.27 ₱132
2.64%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.36 ₱546
46.37%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$3.92 ₱229
1.28%
Beef Round Steak (1kg)
$11.22 Rp 187K
$7.69 ₱449
45.90%
Apples (1kg)
$3.48 Rp 57.9K
$2.72 ₱159
27.94%
Banana (1kg)
$1.5 Rp 25K
$1.74 ₱102
-13.79%
Oranges (1kg)
$2.68 Rp 44.6K
$2.26 ₱132
18.58%
Tomato (1kg)
$1.35 Rp 22.5K
$1.21 ₱70.5
11.57%
Potato (1kg)
$1.57 Rp 26.2K
$1.9 ₱111
-17.37%
Onion (1kg)
$2.1 Rp 34.9K
$2.14 ₱125
-1.87%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.73 ₱42.78
41.10%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.63 ₱36.81
-9.52%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.26 ₱190
-29.14%
Wine (Bottle)
$15.21 Rp 253.5K
$9.05 ₱528
68.07%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.04 ₱60.4
139.42%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.47 ₱85.9
80.95%
🚌 Getting Around
Ubud, Bali
San Fernando
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.26 ₱15.15
11.54%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$21.33 ₱1,245
-52.98%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.74 ₱43.39
-39.19%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.22 ₱12.77
54.55%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$1.09 ₱63.3
447.71%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.11 ₱64.6
-32.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$27.9K ₱1.6M
-7.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$23.9K ₱1.4M
32.77%
🧾 Monthly Utilities & Internet
Ubud, Bali
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$108 ₱6,285
-40.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$17.96 ₱1,048
-76.95%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$26 ₱1,517
-7.73%
🎉 Sport & Entertainment
Ubud, Bali
San Fernando
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$30.81 ₱1,798
-24.41%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$7.04 ₱411
-12.07%
Cinema Ticket
$3.45 Rp 57.5K
$4.35 ₱254
-20.69%
🧸 Childcare & Education
Ubud, Bali
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$61.6 ₱3,593
49.29%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$1,949 ₱113.7K
203.41%
👕👟 Clothing & Footwear
Ubud, Bali
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$35.37 ₱2,064
45.52%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$15.75 ₱919
55.24%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$54.1 ₱3,160
55.82%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$46.43 ₱2,710
60.05%
🏠 Accommodation & Living
Ubud, Bali
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$352 ₱20.6K
-25.79%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$239 ₱14K
-33.34%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$584 ₱34.1K
0.22%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$481 ₱28.1K
-31.78%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$355 ₱20.7K
-49.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.5
141.45%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for San Fernando: November 30, 2025

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