Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Salem, MA

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,511 in Salem, MA, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Salem, MA
🇺🇸 United States
$3,511
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Salem, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Salem, MA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $3,511 in Salem, MA.

  • Ubud, Bali $1,353
  • Salem, MA $3,511

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $4,880 in Salem, MA.

  • Ubud, Bali $2,297
  • Salem, MA $4,880

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $6,248 in Salem, MA.

  • Ubud, Bali $3,241
  • Salem, MA $6,248

Living in Ubud, Bali costs roughly 61% less than in Salem, MA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Salem, MA 159% above.

Currency
🍽 Eating Out
Ubud, Bali
Salem, MA
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$24.63 $24.63
-86.89%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$98.2 $98.2
-64.48%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$11.20 $11.20
-49.11%
Cappuccino
$2.62 Rp 47.1K
$5.04 $5.04
-48.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.46 $2.46
-30.08%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.16 $2.16
-62.50%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$8.13 $8.13
-67.40%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$7.19 $7.19
-39.22%
🛒 Groceries & Markets
Ubud, Bali
Salem, MA
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.26 $1.26
24.60%
White Bread (500g)
$2.19 Rp 39.5K
$3.55 $3.55
-38.31%
Rice (white) (1kg)
$1.18 Rp 21.2K
$4.43 $4.43
-73.36%
Eggs
$2.16 Rp 38.8K
$4.32 $4.32
-50.00%
Local Cheese (1kg)
$17.65 Rp 317.7K
$12.22 $12.22
44.44%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$11.72 $11.72
-67.75%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$17.43 $17.43
-31.44%
Apples (1kg)
$3.60 Rp 64.8K
$4.61 $4.61
-21.91%
Banana (1kg)
$1.59 Rp 28.6K
$1.56 $1.56
1.92%
Oranges (1kg)
$2.31 Rp 41.6K
$4.20 $4.20
-45.00%
Tomato (1kg)
$1.91 Rp 34.3K
$4.74 $4.74
-59.70%
Potato (1kg)
$1.78 Rp 32.1K
$2.81 $2.81
-36.65%
Onion (1kg)
$2.33 Rp 41.9K
$2.90 $2.90
-19.66%
Lettuce (1 head)
$1.00 Rp 18.0K
$2.55 $2.55
-60.78%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.23 $2.23
-76.23%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$11.02 $11.02
-79.22%
Wine (Bottle)
$22.07 Rp 397.3K
$15.29 $15.29
44.34%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.79 $1.79
31.28%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.42 $3.42
-12.87%
🚌 Getting Around
Ubud, Bali
Salem, MA
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.89 $1.89
-87.83%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$40.09 $40.09
-77.80%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.00 $3.00
-84.33%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.54 $1.54
-72.08%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$31.85 $31.85
-82.83%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.89 $0.89
-6.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$25.9K $25.9K
-7.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$26.9K $26.9K
22.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Salem, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$179 $179
-55.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$59.4 $59.4
-88.95%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$63.8 $63.8
-70.83%
🎉 Sport & Entertainment
Ubud, Bali
Salem, MA
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$42.17 $42.17
28.34%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$14.49 $14.49
-70.67%
🧸 Childcare & Education
Ubud, Bali
Salem, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,266 $1,266
-61.08%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$23.7K $23.7K
-76.37%
👕👟 Clothing & Footwear
Ubud, Bali
Salem, MA
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$84.2 $84.2
-45.86%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$56.8 $56.8
-38.42%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$97.7 $97.7
-20.48%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$98.1 $98.1
-19.92%
🏠 Accommodation & Living
Ubud, Bali
Salem, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$2,339 $2,339
-51.62%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$2,162 $2,162
-68.88%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$3,928 $3,928
-8.04%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$3,135 $3,135
-45.73%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,748 $2,748
-1.12%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,332 $2,332
-3.88%
💵 Salaries & Financials
Ubud, Bali
Salem, MA
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$9,532 $9,532
-98.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.57
109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Salem, MA: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Salem, MA
$2.2K 221% $1.5K
Groceries & Markets
Ubud, Bali
$287
Salem, MA
$401 39.7% $114
Clothing & Footwear
Ubud, Bali
$107
Salem, MA
$152 42.2% $45
Eating Out
Ubud, Bali
$106
Salem, MA
$365 243% $258
Monthly Utilities & Internet
Ubud, Bali
$105
Salem, MA
$302 187% $197
Sport & Entertainment
Ubud, Bali
$63
Salem, MA
$71 13.6% $8.5
Getting Around
Ubud, Bali
$12
Salem, MA
$58 370% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $2,339 in Salem, MA. Housing cost is often the main lever when comparing two cities.

Salem, MA pays 5630% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $98.0 in Salem, MA for a mid-range dinner for two. Groceries echo the gap at $287 vs $401 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Salem, MA
🕒 Local time
21:24 9:24 PM
09:24 9:24 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
155,469
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Salem, MA 16,190 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Salem, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Salem, MA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Salem, MA?
Ubud, Bali wins on cost – living expenses run 159% lower than in Salem, MA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Salem, MA?
On paper, salaries run 5630% lower in Salem, MA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Salem, MA?
Rent for a central apartment: $1,131 in Ubud, Bali versus $2,339 in Salem, MA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Salem, MA?
Childcare runs $493 in Ubud, Bali versus $1,266 in Salem, MA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Salem, MA?
Supermarket bills run roughly 40% higher in Salem, MA. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Salem, MA?
At $1,353 in Ubud, Bali versus $3,511 in Salem, MA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Salem, MA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Salem, MA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Salem, MA?
Safety-wise, Ubud, Bali and Salem, MA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 159% less than in Salem, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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