Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saitama

For one person, living is cheaper in Saitama: $1,007 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Saitama
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Saitama Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Saitama

🇯🇵 Japan

$1,007

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saitama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saitama actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,007 in Saitama, rent included.

Ubud, Bali $1,353
Saitama $1,007

A couple spends around $2,297 per month in Ubud, Bali vs $1,330 in Saitama, rent included.

Ubud, Bali $2,297
Saitama $1,330

A family of three spends $3,241 per month in Ubud, Bali vs $1,653 in Saitama, rent included.

Ubud, Bali $3,241
Saitama $1,653

Ubud, Bali costs about 34% more than Saitama, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 0% above the global median, while Saitama is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.55 ¥876

-41.80%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$31.14 ¥4,920

12.01%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.86 ¥768

17.28%

Cappuccino

$2.62 Rp 47.1K

$3.07 ¥486

-14.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.72 ¥114

138.89%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.65 ¥103

24.62%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.46 ¥389

7.72%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.18 ¥503

37.42%

Milk (1 liter)

$1.57 Rp 28.3K

$1.45 ¥229

8.28%

White Bread (500g)

$2.19 Rp 39.5K

$1.64 ¥260

33.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.68 ¥423

-55.97%

Eggs

$2.16 Rp 38.8K

$2.00 ¥316

8.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.14 ¥1,601

74.06%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.45 ¥861

-30.64%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.44 ¥2,281

-17.24%

Apples (1kg)

$3.60 Rp 64.8K

$5.58 ¥882

-35.48%

Banana (1kg)

$1.59 Rp 28.6K

$2.25 ¥355

-29.33%

Oranges (1kg)

$2.31 Rp 41.6K

$2.84 ¥449

-18.66%

Tomato (1kg)

$1.91 Rp 34.3K

$4.19 ¥662

-54.42%

Potato (1kg)

$1.78 Rp 32.1K

$2.61 ¥412

-31.80%

Onion (1kg)

$2.33 Rp 41.9K

$1.56 ¥247

49.36%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.25 ¥197

-20.00%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.80 ¥126

-33.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.70 ¥585

-38.11%

Wine (Bottle)

$22.07 Rp 397.3K

$6.32 ¥999

249.21%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.74 ¥274

35.06%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.11 ¥333

41.23%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.45 ¥545

-93.33%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.11 ¥492

-84.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.70 ¥427

-84.07%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$20.19 ¥3,190

-72.91%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 ¥174

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.9K ¥3.5M

8.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$14.4K ¥2.3M

127.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$131 ¥20.7K

-38.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$17.62 ¥2,784

-62.77%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$31.87 ¥5,036

-41.64%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$61.5 ¥9,721

-12.04%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.12 ¥1,757

-61.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$620 ¥97.9K

-20.51%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$14.8K ¥2.3M

-62.29%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$34.90 ¥5,514

30.60%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$25.61 ¥4,047

36.51%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$55.5 ¥8,772

39.96%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$61.9 ¥9,773

26.93%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$414 ¥65.3K

173.63%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$237 ¥37.4K

184.36%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,505 ¥237.7K

-88.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.06

568.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Saitama: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Saitama

$237 23.5% 64.8% $436

Groceries & Markets

Ubud, Bali

$287 21.2%

Saitama

$275 27.4% 4.1% $12

Clothing & Footwear

Ubud, Bali

$107 7.9%

Saitama

$80 8% 24.9% $26

Eating Out

Ubud, Bali

$106 7.9%

Saitama

$120 11.9% 12.8% $14

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Saitama

$181 17.9% 71.7% $75

Sport & Entertainment

Ubud, Bali

$63 4.6%

Saitama

$84 8.3% 33.8% $21

Getting Around

Ubud, Bali

$12 0.9%

Saitama

$30 * 3% 145% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $414 in Saitama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 804% higher in Saitama, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $31.00 in Saitama. Monthly groceries follow the same trend: $287 vs $275 – making Saitama the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Saitama

🕒 Local time

20:17 8:17 PM

21:17 9:17 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

1,182,115

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saitama 5,550 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Saitama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saitama: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 34%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,510 in Saitama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saitama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,007 in Saitama. That's a gap of about 34%.

Kindergarten costs $493 per month in Ubud, Bali and $620 in Saitama. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Saitama, where all-in costs run around $1,007, than in Ubud, Bali at $1,353. In Saitama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Saitama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saitama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.