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Cost of Living Comparison Between Ubud, Bali and Saint Ann's Bay Cost of Living Comparison Between Ubud, Bali and Saint Ann's Bay

🙂 Solo nomad: Ubud, Bali is 34.5% cheaper than Saint Ann's Bay without rent, and 45.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 17.3% cheaper than Saint Ann's Bay without rent, and 43.5% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Saint Ann's Bay
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.39 JMD 1,178
-61.43%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$49.41 JMD 7,870
-75.19%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.88 JMD 1,415
-63.06%
Cappuccino
$2.3 Rp 38.3K
$4.45 JMD 709
-48.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.35 JMD 216
-17.78%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.7 JMD 111
-62.86%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.52 JMD 402
-4.76%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.2 JMD 510
-1.56%
🛒 Groceries & Markets
Ubud, Bali
Saint Ann's Bay
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$4.34 JMD 691
-65.67%
White Bread (500g)
$1.65 Rp 27.5K
$2.74 JMD 437
-39.78%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.61 JMD 257
-29.81%
Eggs
$2.33 Rp 38.9K
$3.42 JMD 545
-31.87%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.85 JMD 1,729
26.27%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$6.47 JMD 1,030
-38.64%
Beef Round Steak (1kg)
$11.22 Rp 187K
$7.8 JMD 1,242
43.85%
Apples (1kg)
$3.48 Rp 57.9K
$6.14 JMD 979
-43.32%
Banana (1kg)
$1.5 Rp 25K
$3.15 JMD 502
-52.38%
Oranges (1kg)
$2.68 Rp 44.6K
$4.26 JMD 678
-37.09%
Tomato (1kg)
$1.35 Rp 22.5K
$2.93 JMD 466
-53.92%
Potato (1kg)
$1.57 Rp 26.2K
$2.12 JMD 337
-25.94%
Onion (1kg)
$2.1 Rp 34.9K
$1.93 JMD 308
8.81%
Lettuce (1 head)
$1.03 Rp 17.1K
$3 JMD 479
-65.67%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.1 JMD 176
-48.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$8.9 JMD 1,417
-74.04%
Wine (Bottle)
$15.21 Rp 253.5K
$11.16 JMD 1,778
36.29%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.79 JMD 444
-10.75%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.09 JMD 493
-13.92%
🚌 Getting Around
Ubud, Bali
Saint Ann's Bay
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
-
-
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.98 JMD 156
-54.08%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$3.2 JMD 510
-89.38%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$6.32 JMD 1,007
-5.54%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.29 JMD 205
-41.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$23.3K JMD 3.7M
10.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$17.2K JMD 2.7M
84.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saint Ann's Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$162 JMD 25.7K
-60.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$22.52 JMD 3,588
-81.62%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$51.7 JMD 8,229
-53.56%
🎉 Sport & Entertainment
Ubud, Bali
Saint Ann's Bay
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
-
-
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$13.3 JMD 2,118
-74.06%
🧸 Childcare & Education
Ubud, Bali
Saint Ann's Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$223 JMD 35.5K
-58.73%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$2,482 JMD 395.3K
138.23%
👕👟 Clothing & Footwear
Ubud, Bali
Saint Ann's Bay
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$25.95 JMD 4,134
98.34%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$25.9 JMD 4,126
-5.60%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$69.9 JMD 11.1K
20.69%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$74.8 JMD 11.9K
-0.71%
🏠 Accommodation & Living
Ubud, Bali
Saint Ann's Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$498 JMD 79.3K
-47.53%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$461 JMD 73.4K
-65.37%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$994 JMD 158.4K
-41.17%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$825 JMD 131.4K
-60.19%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Saint Ann's Bay
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$438 JMD 69.8K
-59.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4
232.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Saint Ann's Bay: November 29, 2025

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