Cost of Living Comparison Between Ubud, Bali and Rutherford, NJ Cost of Living Comparison Between Ubud, Bali and Rutherford, NJ

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $2,576 in Rutherford, NJ, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $3,825 in Rutherford, NJ, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $5,074 in Rutherford, NJ, rent included.

Ubud, Bali is about 47% cheaper than Rutherford, NJ, driven mainly by Eating Out.

Both Ubud, Bali and Rutherford, NJ sit above the global median – Ubud, Bali by 0%, Rutherford, NJ by 88%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$19.20 $19.20

-82.08%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$79.1 $79.1

-54.10%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$11.96 $11.96

-52.26%

Cappuccino

$2.67 Rp 47.3K

$5.63 $5.63

-52.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.55 $2.55

-31.37%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.54 $1.54

-43.51%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.03 $8.03

-63.26%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.87 $6.87

-34.21%

Milk (1 liter)

$1.62 Rp 28.7K

$1.26 $1.26

28.57%

White Bread (500g)

$2.33 Rp 41.3K

$4.37 $4.37

-46.68%

Rice (white) (1kg)

$1.11 Rp 19.6K

$6.10 $6.10

-81.80%

Eggs

$2.20 Rp 39.0K

$6.38 $6.38

-65.52%

Local Cheese (1kg)

$17.69 Rp 313.3K

$13.98 $13.98

26.54%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$10.11 $10.11

-59.45%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$19.58 $19.58

-37.79%

Apples (1kg)

$3.71 Rp 65.6K

$5.97 $5.97

-37.86%

Banana (1kg)

$1.59 Rp 28.1K

$3.47 $3.47

-54.18%

Oranges (1kg)

$2.28 Rp 40.4K

$4.21 $4.21

-45.84%

Tomato (1kg)

$1.95 Rp 34.6K

$5.34 $5.34

-63.48%

Potato (1kg)

$1.91 Rp 33.7K

$3.14 $3.14

-39.17%

Onion (1kg)

$2.33 Rp 41.3K

$3.09 $3.09

-24.60%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.55 $2.55

-60.39%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.56 $2.56

-78.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$14.75 $14.75

-84.88%

Wine (Bottle)

$23.07 Rp 408.6K

$15.09 $15.09

52.88%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.76 $1.76

37.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.29 $3.29

-8.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.72 $1.72

-84.30%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.92 $2.92

-83.56%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.14 $2.14

-79.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$41.86 $41.86

-86.53%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.11 $1.11

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.8K $34.8K

-28.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$25.0K $25.0K

27.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$172 $172

-52.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$49.98 $49.98

-87.01%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$50.0 $50.0

-62.49%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$42.25 $42.25

34.60%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$19.67 $19.67

-76.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$2,037 $2,037

-76.40%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$15.9K $15.9K

-63.98%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$50.1 $50.1

-9.12%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$76.0 $76.0

-52.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$87.4 $87.4

-7.99%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$103 $103

-23.72%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,587 $1,587

-29.75%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,118 $1,118

-37.62%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$2,732 $2,732

33.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,116 $2,116

-17.91%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,337 $2,337

19.16%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,267 $2,267

1.00%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.33

117.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rutherford, NJ: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,587 in Rutherford, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $79.0 in Rutherford, NJ. Monthly groceries follow the same trend: $295 vs $454 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rutherford, NJ: Cost of Living - Frequently Asked Questions

Rutherford, NJ costs about 88% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $3,865 in Rutherford, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $79.0 in Rutherford, NJ. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 54% more in Rutherford, NJ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Rutherford, NJ at $2,576. In Ubud, Bali it covers expenses comfortably, while in Rutherford, NJ it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,576 in Rutherford, NJ. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rutherford, NJ makes more sense. Both are solid long-term options with distinct trade-offs.