Cost of Living Comparison Between Ubud, Bali and Roy, UT Cost of Living Comparison Between Ubud, Bali and Roy, UT

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $2,286 in Roy, UT, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $3,278 in Roy, UT, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $4,269 in Roy, UT, rent included.

Ubud, Bali is about 39% cheaper than Roy, UT, driven mainly by Eating Out.

Both Ubud, Bali and Roy, UT sit above the global median – Ubud, Bali by 2%, Roy, UT by 66%.

Currency
🍽 Eating Out
Ubud, Bali
Roy, UT
Difference
Meal at Budget Restaurant
$3.37 Rp 59.9K
$17.87 $17.87
-81.14%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 685.5K
$72.2 $72.2
-46.58%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 98.1K
$10.02 $10.02
-44.91%
Cappuccino
$2.64 Rp 47.0K
$4.90 $4.90
-46.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.7K
$2.22 $2.22
-24.77%
Water (0.33 liter bottle)
$0.77 Rp 13.7K
$1.67 $1.67
-53.89%
Local Beer (0.5 liter draught)
$2.63 Rp 46.8K
$5.87 $5.87
-55.20%
Imported Beer (0.33 liter bottle)
$4.28 Rp 76.1K
$7.81 $7.81
-45.20%
🛒 Groceries & Markets
Ubud, Bali
Roy, UT
Difference
Milk (1 liter)
$1.55 Rp 27.5K
$0.65 $0.65
138.46%
White Bread (500g)
$2.22 Rp 39.5K
$2.82 $2.82
-21.28%
Rice (white) (1kg)
$1.13 Rp 20.0K
$4.38 $4.38
-74.20%
Eggs
$2.09 Rp 37.1K
$3.46 $3.46
-39.60%
Local Cheese (1kg)
$17.39 Rp 309.0K
$11.79 $11.79
47.50%
Chicken Fillets (1kg)
$3.87 Rp 68.7K
$12.22 $12.22
-68.33%
Beef Round Steak (1kg)
$12.55 Rp 222.9K
$11.23 $11.23
11.75%
Apples (1kg)
$3.62 Rp 64.2K
$4.42 $4.42
-18.10%
Banana (1kg)
$1.56 Rp 27.7K
$1.39 $1.39
12.23%
Oranges (1kg)
$2.35 Rp 41.8K
$3.68 $3.68
-36.14%
Tomato (1kg)
$2.06 Rp 36.5K
$4.07 $4.07
-49.39%
Potato (1kg)
$1.90 Rp 33.7K
$2.20 $2.20
-13.64%
Onion (1kg)
$2.34 Rp 41.5K
$2.66 $2.66
-12.03%
Lettuce (1 head)
$1.03 Rp 18.3K
$2.04 $2.04
-49.51%
Water (1.5 liter bottle)
$0.55 Rp 9,854
$1.95 $1.95
-71.79%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 40.0K
$10.26 $10.26
-78.07%
Wine (Bottle)
$23.81 Rp 422.9K
$15.06 $15.06
58.10%
Local Beer (0.5 liter bottle)
$2.31 Rp 41.1K
$2.72 $2.72
-15.07%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.8K
$3.32 $3.32
-15.66%
🚌 Getting Around
Ubud, Bali
Roy, UT
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,839
$2.01 $2.01
-86.57%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 153.9K
$44.93 $44.93
-80.73%
Taxi Start (Normal Tariff)
$0.48 Rp 8,554
$2.53 $2.53
-81.03%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,924
$2.24 $2.24
-79.91%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 101.6K
$12.68 $12.68
-54.89%
Gasoline (1 liter)
$0.76 Rp 13.5K
$0.99 $0.99
-23.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 434.9M
$34.4K $34.4K
-28.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 570.6M
$26.0K $26.0K
23.44%
🧾 Monthly Utilities & Internet
Ubud, Bali
Roy, UT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$196 $196
-57.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 114.7K
$54.2 $54.2
-88.09%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 337.4K
$82.1 $82.1
-76.88%
🎉 Sport & Entertainment
Ubud, Bali
Roy, UT
Difference
Gym Membership (Monthly)
$56.0 Rp 994.4K
$41.99 $41.99
33.29%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 330.7K
$15.21 $15.21
22.42%
Cinema Ticket
$4.28 Rp 76.1K
$10.90 $10.90
-60.73%
🧸 Childcare & Education
Ubud, Bali
Roy, UT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$1,286 $1,286
-62.16%
International Primary School, 1 Child (Yearly)
$5,856 Rp 104.0M
$20.2K $20.2K
-71.00%
👕👟 Clothing & Footwear
Ubud, Bali
Roy, UT
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 809.3K
$39.38 $39.38
15.69%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 646.3K
$25.25 $25.25
44.08%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.5M
$90.5 $90.5
-9.41%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$108 $108
-25.83%
🏠 Accommodation & Living
Ubud, Bali
Roy, UT
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.8M
$1,329 $1,329
-16.01%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.5M
$1,049 $1,049
-33.19%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.8M
$1,724 $1,724
105.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.3M
$1,614 $1,614
9.18%
Buy Apartment in City Center (m2)
$2,826 Rp 50.2M
$2,728 $2,728
3.59%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.7M
$2,352 $2,352
-2.57%
💵 Salaries & Financials
Ubud, Bali
Roy, UT
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.07
127.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Roy, UT: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $1,329 in Roy, UT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $72.0 in Roy, UT. Monthly groceries follow the same trend: $293 vs $355 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Roy, UT: Cost of Living - Frequently Asked Questions
Is Roy, UT cheaper than Ubud, Bali?
Yes – Roy, UT is pricier by about 64%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $3,429 in Roy, UT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 419% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $487 per month in Ubud, Bali and $1,286 in Roy, UT. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Roy, UT?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Roy, UT at $2,286. In Ubud, Bali it covers expenses comfortably, while in Roy, UT it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Roy, UT more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Roy, UT?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Roy, UT makes more sense. Both are solid long-term options with distinct trade-offs.

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