Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rockford, MI

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,489 in Rockford, MI, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Rockford, MI, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Rockford, MI
🇺🇸 United States
$2,489
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rockford, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rockford, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,489 in Rockford, MI.

  • Ubud, Bali $1,349
  • Rockford, MI $2,489

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,732 in Rockford, MI.

  • Ubud, Bali $2,305
  • Rockford, MI $3,732

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,974 in Rockford, MI.

  • Ubud, Bali $3,261
  • Rockford, MI $4,974

Living in Ubud, Bali costs roughly 46% less than in Rockford, MI, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Rockford, MI
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$19.83 $19.83
-83.26%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 648.1K
$74.0 $74.0
-51.86%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$9.93 $9.93
-44.31%
Cappuccino
$2.72 Rp 49.4K
$4.40 $4.40
-38.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.63 $2.63
-35.36%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.67 $1.67
-54.49%
Local Beer (0.5 liter draught)
$2.65 Rp 48.3K
$6.15 $6.15
-56.91%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.7K
$6.53 $6.53
-32.92%
🛒 Groceries & Markets
Ubud, Bali
Rockford, MI
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$0.78 $0.78
91.03%
White Bread (500g)
$2.28 Rp 41.4K
$3.77 $3.77
-39.52%
Rice (white) (1kg)
$1.19 Rp 21.6K
$3.36 $3.36
-64.58%
Eggs
$2.04 Rp 37.0K
$4.37 $4.37
-53.32%
Local Cheese (1kg)
$17.70 Rp 321.9K
$13.84 $13.84
27.89%
Chicken Fillets (1kg)
$3.96 Rp 72.1K
$13.86 $13.86
-71.43%
Beef Round Steak (1kg)
$12.19 Rp 221.7K
$14.77 $14.77
-17.47%
Apples (1kg)
$3.66 Rp 66.5K
$4.83 $4.83
-24.22%
Banana (1kg)
$1.52 Rp 27.6K
$1.66 $1.66
-8.43%
Oranges (1kg)
$2.23 Rp 40.5K
$4.01 $4.01
-44.39%
Tomato (1kg)
$1.97 Rp 35.9K
$4.90 $4.90
-59.80%
Potato (1kg)
$1.85 Rp 33.6K
$2.19 $2.19
-15.53%
Onion (1kg)
$2.42 Rp 44.1K
$2.65 $2.65
-8.68%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.17 $2.17
-54.38%
Water (1.5 liter bottle)
$0.51 Rp 9,336
$2.47 $2.47
-79.35%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$10.14 $10.14
-78.11%
Wine (Bottle)
$22.24 Rp 404.4K
$15.03 $15.03
47.97%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$2.03 $2.03
11.33%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$2.53 $2.53
17.39%
🚌 Getting Around
Ubud, Bali
Rockford, MI
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,564
$1.81 $1.81
-86.19%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.3K
$51.9 $51.9
-84.94%
Taxi Start (Normal Tariff)
$0.44 Rp 7,992
$3.27 $3.27
-86.54%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,821
$1.36 $1.36
-68.38%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.4K
$25.17 $25.17
-78.51%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.12 $1.12
-26.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.5M
$26.8K $26.8K
-11.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.3M
$25.8K $25.8K
23.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rockford, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$128 $128
-38.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$50.6 $50.6
-87.25%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.8K
$61.2 $61.2
-69.64%
🎉 Sport & Entertainment
Ubud, Bali
Rockford, MI
Difference
Gym Membership (Monthly)
$49.48 Rp 899.8K
$34.85 $34.85
41.98%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.9K
-
-
Cinema Ticket
$4.27 Rp 77.7K
$13.59 $13.59
-68.58%
🧸 Childcare & Education
Ubud, Bali
Rockford, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$907 $907
-45.92%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.2M
$20.8K $20.8K
-72.67%
👕👟 Clothing & Footwear
Ubud, Bali
Rockford, MI
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.7K
$64.3 $64.3
-30.59%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.6K
$50.8 $50.8
-31.25%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$101 $101
-20.59%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$116 $116
-31.80%
🏠 Accommodation & Living
Ubud, Bali
Rockford, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.5M
$1,378 $1,378
-18.37%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,265 $1,265
-46.90%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$2,873 $2,873
24.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$2,183 $2,183
-21.06%
Buy Apartment in City Center (m2)
$2,732 Rp 49.7M
$2,869 $2,869
-4.78%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$2,369 $2,369
-3.58%
💵 Salaries & Financials
Ubud, Bali
Rockford, MI
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.81
102.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Rockford, MI: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Rockford, MI
$1.3K 88.3% $593
Groceries & Markets
Ubud, Bali
$288
Rockford, MI
$402 39.2% $113
Eating Out
Ubud, Bali
$108
Rockford, MI
$302 181% $195
Clothing & Footwear
Ubud, Bali
$108
Rockford, MI
$150 39.1% $42
Monthly Utilities & Internet
Ubud, Bali
$104
Rockford, MI
$240 131% $136
Sport & Entertainment
Ubud, Bali
$58
Rockford, MI
$62 6.9% $4
Getting Around
Ubud, Bali
$11
Rockford, MI
$69 506% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,378 in Rockford, MI. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $74 in Rockford, MI for a mid-range dinner for two. Groceries echo the gap at $288 vs $402 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Rockford, MI
🕒 Local time
12:28 12:28 PM
00:28 12:28 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
148,655
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Ubud, Bali Rockford, MI 15,670 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Rockford, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rockford, MI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Rockford, MI?
Ubud, Bali wins on cost – living expenses run 46% lower than in Rockford, MI. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Rockford, MI?
You’d need roughly $2,023 in Ubud, Bali and $3,734 in Rockford, MI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Rockford, MI?
Rent for a central apartment: $1,125 in Ubud, Bali versus $1,378 in Rockford, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Ubud, Bali and in Rockford, MI?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $74 in Rockford, MI. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Ubud, Bali compared to Rockford, MI?
All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,489 in Rockford, MI – Ubud, Bali is about 46% cheaper, which adds up to real savings over time.
Can you live on $1,000/month in Ubud, Bali or in Rockford, MI?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Ubud, Bali or Rockford, MI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Ubud, Bali compared to Rockford, MI?
Safety-wise, Ubud, Bali and Rockford, MI are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Rockford, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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