Cost of Living Comparison Between Ubud, Bali and Rizhao Cost of Living Comparison Between Ubud, Bali and Rizhao

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $695 in Rizhao.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,088 in Rizhao.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,480 in Rizhao.

Living in Ubud, Bali is roughly 98% more expensive than in Rizhao, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Rizhao is 50% below.

Currency
🍽 Eating Out
Ubud, Bali
Rizhao
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$2.63 ¥17.63
26.62%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$19.45 ¥130
84.16%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$4.97 ¥33.28
13.28%
Cappuccino
$2.82 Rp 49.7K
$1.90 ¥12.71
48.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$0.47 ¥3.15
272.34%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$0.23 ¥1.55
247.83%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$0.91 ¥6.08
234.07%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$1.93 ¥12.96
122.80%
🛒 Groceries & Markets
Ubud, Bali
Rizhao
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.50 ¥10.08
7.33%
White Bread (500g)
$2.27 Rp 39.9K
$1.46 ¥9.79
55.48%
Rice (white) (1kg)
$1.17 Rp 20.6K
$0.47 ¥3.13
148.94%
Eggs
$2.17 Rp 38.2K
$1.14 ¥7.61
90.35%
Local Cheese (1kg)
$17.63 Rp 310.5K
$11.91 ¥79.8
48.03%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$3.32 ¥22.24
21.99%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$11.11 ¥74.4
9.63%
Apples (1kg)
$3.62 Rp 63.7K
$2.00 ¥13.42
81.00%
Banana (1kg)
$1.64 Rp 28.8K
$1.06 ¥7.11
54.72%
Oranges (1kg)
$2.31 Rp 40.6K
$0.76 ¥5.10
203.95%
Tomato (1kg)
$1.96 Rp 34.5K
$1.32 ¥8.82
48.48%
Potato (1kg)
$1.84 Rp 32.5K
$0.68 ¥4.57
170.59%
Onion (1kg)
$2.37 Rp 41.7K
$0.78 ¥5.26
203.85%
Lettuce (1 head)
$1.05 Rp 18.5K
$0.53 ¥3.52
98.11%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$0.62 ¥4.15
-12.90%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$3.70 ¥24.75
-37.84%
Wine (Bottle)
$23.08 Rp 406.4K
$10.08 ¥67.5
128.97%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$0.72 ¥4.81
225.00%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$1.32 ¥8.81
132.58%
🚌 Getting Around
Ubud, Bali
Rizhao
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$0.29 ¥1.92
-13.79%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$17.57 ¥118
-46.39%
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$1.16 ¥7.78
-57.76%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$0.29 ¥1.94
62.07%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$4.58 ¥30.67
22.27%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.20 ¥8.06
-32.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$19.5K ¥130.5K
28.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$14.8K ¥99.1K
110.06%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rizhao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$71.2 ¥477
16.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$6.65 ¥44.53
-2.41%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$5.04 ¥33.75
272.82%
🎉 Sport & Entertainment
Ubud, Bali
Rizhao
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$41.52 ¥278
33.04%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
$14.94 ¥100
21.89%
Cinema Ticket
$4.30 Rp 75.7K
$5.88 ¥39.41
-26.87%
🧸 Childcare & Education
Ubud, Bali
Rizhao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$218 ¥1,458
127.03%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$19.8K ¥132.5K
-70.09%
👕👟 Clothing & Footwear
Ubud, Bali
Rizhao
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$34.25 ¥229
35.12%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$41.74 ¥280
-12.70%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$69.4 ¥465
16.22%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$70.3 ¥471
12.08%
🏠 Accommodation & Living
Ubud, Bali
Rizhao
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$284 ¥1,905
291.72%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$185 ¥1,236
275.71%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$609 ¥4,075
497.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$365 ¥2,443
369.35%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$3,244 ¥21.7K
-14.91%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$1,906 ¥12.8K
20.25%
💵 Salaries & Financials
Ubud, Bali
Rizhao
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.13
340.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Rizhao: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $284 in Rizhao. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $19.00 in Rizhao for a mid-range dinner for two. Groceries echo the gap at $294 vs $187 per month, with Rizhao cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rizhao: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Rizhao?
Ubud, Bali and Rizhao differ by about 98% in total monthly costs ($1,378 vs $695 including rent). Rizhao is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Rizhao?
You'd need roughly $2,067 in Ubud, Bali and $1,043 in Rizhao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and in Rizhao?
Rent for a central apartment: $1,114 in Ubud, Bali versus $284 in Rizhao. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Rizhao – a meal for two runs $19.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Rizhao?
All in, you'll spend $1,378 per month in Ubud, Bali versus $695 in Rizhao – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $695 in Rizhao versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Rizhao but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rizhao the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Rizhao?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Rizhao safer for residents?
Safety-wise, Ubud, Bali and Rizhao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Rizhao?
Expats usually find Rizhao gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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