Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rivera

For one person, living is cheaper in Rivera: $219 a month against $1,348 in Ubud, Bali, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Rivera

🇺🇾 Uruguay

$219

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rivera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rivera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $219 in Rivera.

Ubud, Bali $1,348
Rivera $219

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $427 in Rivera.

Ubud, Bali $2,312
Rivera $427

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $634 in Rivera.

Ubud, Bali $3,276
Rivera $634

Living in Ubud, Bali is roughly 515% more expensive than in Rivera, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Rivera is 84% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$24.35 UYU 979

-86.32%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.3K

$29.22 UYU 1,175

21.22%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

Cappuccino

$2.63 Rp 47.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.35 UYU 54.2

28.89%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

Milk (1 liter)

$1.53 Rp 27.4K

$1.10 UYU 44.10

39.09%

White Bread (500g)

$2.20 Rp 39.2K

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$2.14 Rp 38.2K

Local Cheese (1kg)

$17.73 Rp 317.0K

Chicken Fillets (1kg)

$3.86 Rp 68.9K

Beef Round Steak (1kg)

$12.03 Rp 215.0K

Apples (1kg)

$3.61 Rp 64.5K

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.5K

Tomato (1kg)

$2.00 Rp 35.8K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,375

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

Wine (Bottle)

$22.98 Rp 410.8K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.13 UYU 45.25

112.39%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.24 Rp 4,256

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,877

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

Gym Membership (Monthly)

$55.1 Rp 985.6K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.0K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.8K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.1K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.5

112.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Rivera: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Rivera

–

Groceries & Markets

Ubud, Bali

$290 21.4%

Rivera

–

Eating Out

Ubud, Bali

$108 8%

Rivera

–

Clothing & Footwear

Ubud, Bali

$106 7.8%

Rivera

–

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Rivera

–

Sport & Entertainment

Ubud, Bali

$64 4.7%

Rivera

–

Getting Around

Ubud, Bali

$11 0.8%

Rivera

–

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $29.00 in Rivera for a mid-range dinner for two. Groceries echo the gap at $290 vs $17.00 per month, with Rivera cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇾 Rivera

🕒 Local time

05:00 5:00 AM

18:00 6:00 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

64,485

💱 Currency

Indonesian Rupiah IDR Rp

Uruguayan Peso UYU $U

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

Uruguayan Peso exchange rates as of October 12, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rivera 15,520 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Rivera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rivera: Cost of Living - Frequently Asked Questions

Rivera wins on cost – living expenses run 515% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rivera the obvious pick if budget is a priority.

You'd need roughly $2,022 in Ubud, Bali and $329 in Rivera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,348 per month in Ubud, Bali versus $219 in Rivera – a 515% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 1649% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $219 in Rivera versus $1,348 in Ubud, Bali, a $1,000 budget is realistic in Rivera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rivera the clear choice for anyone on this budget.

Both work as nomad bases, but Rivera delivers better value – similar infrastructure at $219 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rivera hard to pass up.

Safety-wise, Ubud, Bali and Rivera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rivera gentler on the wallet – expenses run 515% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.