Cost of Living Comparison Between Ubud, Bali and Rio Claro Cost of Living Comparison Between Ubud, Bali and Rio Claro

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $902 in Rio Claro.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,553 in Rio Claro.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,203 in Rio Claro.

Living in Ubud, Bali is roughly 52% more expensive than in Rio Claro, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 0% above, Rio Claro is 34% below.

Currency
🍽 Eating Out
Ubud, Bali
Rio Claro
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$10.26 TTD 69.0
-66.47%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$87.7 TTD 590
-58.60%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$9.08 TTD 61.1
-37.11%
Cappuccino
$2.67 Rp 47.3K
$2.03 TTD 13.64
31.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.71 TTD 4.75
146.48%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$0.56 TTD 3.78
55.36%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$1.80 TTD 12.13
63.89%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$3.02 TTD 20.33
49.67%
🛒 Groceries & Markets
Ubud, Bali
Rio Claro
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$2.49 TTD 16.77
-34.94%
White Bread (500g)
$2.33 Rp 41.3K
$2.48 TTD 16.68
-6.05%
Rice (white) (1kg)
$1.11 Rp 19.6K
$2.81 TTD 18.93
-60.50%
Eggs
$2.20 Rp 39.0K
$4.27 TTD 28.75
-48.48%
Local Cheese (1kg)
$17.69 Rp 313.3K
$6.48 TTD 43.62
172.99%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$10.19 TTD 68.5
-59.76%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$11.66 TTD 78.5
4.46%
Apples (1kg)
$3.71 Rp 65.6K
$5.42 TTD 36.43
-31.55%
Banana (1kg)
$1.59 Rp 28.1K
$3.08 TTD 20.70
-48.38%
Oranges (1kg)
$2.28 Rp 40.4K
$3.62 TTD 24.34
-37.02%
Tomato (1kg)
$1.95 Rp 34.6K
$4.24 TTD 28.52
-54.01%
Potato (1kg)
$1.91 Rp 33.7K
$2.17 TTD 14.62
-11.98%
Onion (1kg)
$2.33 Rp 41.3K
$1.84 TTD 12.40
26.63%
Lettuce (1 head)
$1.01 Rp 17.8K
$1.82 TTD 12.26
-44.51%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$1.35 TTD 9.10
-59.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$5.77 TTD 38.82
-61.35%
Wine (Bottle)
$23.07 Rp 408.6K
$19.29 TTD 130
19.60%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$2.30 TTD 15.46
5.22%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$3.10 TTD 20.86
-3.23%
🚌 Getting Around
Ubud, Bali
Rio Claro
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
-
-
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$1.00 TTD 6.75
-52.00%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$1.24 TTD 8.31
-65.32%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$14.47 TTD 97.4
-61.02%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.17 TTD 7.88
-31.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$37.5K TTD 252.6K
-33.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$41.3K TTD 278.2K
-23.30%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rio Claro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$90.0 TTD 606
-9.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$52.1 TTD 350
-87.54%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$57.1 TTD 384
-67.15%
🎉 Sport & Entertainment
Ubud, Bali
Rio Claro
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
-
-
Cinema Ticket
$4.54 Rp 80.4K
$8.64 TTD 58.1
-47.45%
🧸 Childcare & Education
Ubud, Bali
Rio Claro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$397 TTD 2,674
20.96%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$11.0K TTD 74.2K
-48.18%
👕👟 Clothing & Footwear
Ubud, Bali
Rio Claro
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$55.2 TTD 371
-17.51%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$52.0 TTD 350
-30.99%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$149 TTD 1,001
-45.95%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$104 TTD 697
-24.01%
🏠 Accommodation & Living
Ubud, Bali
Rio Claro
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
-
-
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
-
-
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Rio Claro
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.75
139.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rio Claro: September 13, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $88.0 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $295 vs $355 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Rio Claro?
Rio Claro wins on cost – living expenses run 52% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rio Claro the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Rio Claro?
You'd need roughly $2,052 in Ubud, Bali and $1,354 in Rio Claro to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and in Rio Claro?
Childcare runs $481 in Ubud, Bali versus $397 in Rio Claro. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Rio Claro?
Dining out is cheaper in Rio Claro – a meal for two runs $88.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Rio Claro?
At $902 in Rio Claro versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Rio Claro?
Both work as nomad bases, but Rio Claro delivers better value – similar infrastructure at $902 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rio Claro hard to pass up.
How safe is Ubud, Bali compared to Rio Claro?
Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Rio Claro gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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