Cost of Living Comparison Between Ubud, Bali and Rio Claro Cost of Living Comparison Between Ubud, Bali and Rio Claro

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $843 in Rio Claro.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,496 in Rio Claro.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,149 in Rio Claro.

Living in Ubud, Bali is roughly 65% more expensive than Rio Claro, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Rio Claro is 37% below.

Currency
🍽 Eating Out
Ubud, Bali
Rio Claro
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$10.52 TTD 71.1
-67.68%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$88.1 TTD 595
-63.23%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.5K
$5.30 TTD 35.84
-5.66%
Cappuccino
$2.82 Rp 50.0K
$2.04 TTD 13.81
38.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$0.78 TTD 5.25
76.92%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$0.65 TTD 4.42
12.31%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$1.59 TTD 10.73
87.42%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$2.85 TTD 19.27
39.30%
🛒 Groceries & Markets
Ubud, Bali
Rio Claro
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$2.76 TTD 18.65
-35.14%
White Bread (500g)
$2.46 Rp 43.7K
$2.26 TTD 15.29
8.85%
Rice (white) (1kg)
$1.20 Rp 21.2K
$2.62 TTD 17.69
-54.20%
Eggs
$2.39 Rp 42.3K
$3.60 TTD 24.30
-33.61%
Local Cheese (1kg)
$14.40 Rp 255.1K
$8.01 TTD 54.1
79.78%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$10.44 TTD 70.5
-59.00%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$14.11 TTD 95.3
-16.23%
Apples (1kg)
$3.78 Rp 67.0K
$5.88 TTD 39.72
-35.71%
Banana (1kg)
$1.63 Rp 28.9K
$2.49 TTD 16.86
-34.54%
Oranges (1kg)
$2.80 Rp 49.6K
$4.29 TTD 29.01
-34.73%
Tomato (1kg)
$2.26 Rp 40.0K
$4.81 TTD 32.48
-53.01%
Potato (1kg)
$2.00 Rp 35.3K
$1.50 TTD 10.14
33.33%
Onion (1kg)
$2.21 Rp 39.2K
$1.70 TTD 11.50
30.00%
Lettuce (1 head)
$1.07 Rp 18.9K
$1.95 TTD 13.14
-45.13%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$1.47 TTD 9.92
-48.30%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$4.53 TTD 30.58
-30.91%
Wine (Bottle)
$23.81 Rp 421.9K
$19.09 TTD 129
24.72%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$2.22 TTD 14.99
27.93%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$2.59 TTD 17.48
7.34%
🚌 Getting Around
Ubud, Bali
Rio Claro
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$1.44 TTD 9.72
-81.25%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,033
$1.06 TTD 7.13
-57.55%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$1.22 TTD 8.23
-64.75%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$15.05 TTD 102
-60.27%
Gasoline (1 liter)
$0.80 Rp 14.2K
$0.94 TTD 6.32
-14.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.1M
$34.1K TTD 230.5K
-24.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$38.4K TTD 259.3K
-17.10%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rio Claro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$80.8 TTD 546
-0.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$47.04 TTD 318
-91.20%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$43.95 TTD 297
-45.12%
🎉 Sport & Entertainment
Ubud, Bali
Rio Claro
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$44.60 TTD 301
119.17%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
-
-
Cinema Ticket
$4.04 Rp 71.5K
$7.48 TTD 50.6
-45.99%
🧸 Childcare & Education
Ubud, Bali
Rio Claro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$326 TTD 2,201
-8.80%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$7,117 TTD 48.1K
-7.41%
👕👟 Clothing & Footwear
Ubud, Bali
Rio Claro
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.7K
$45.18 TTD 305
22.05%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$39.13 TTD 264
-1.58%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$59.5 TTD 402
44.83%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$87.9 TTD 594
-11.35%
🏠 Accommodation & Living
Ubud, Bali
Rio Claro
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
-
-
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
-
-
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Rio Claro
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.38
146.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Rio Claro: June 13, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $88.0 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $299 vs $367 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Rio Claro?
Rio Claro wins on cost – living expenses run 65% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rio Claro the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Rio Claro?
You'd need roughly $2,091 in Ubud, Bali and $1,265 in Rio Claro to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and Rio Claro?
Childcare runs $297 in Ubud, Bali versus $326 in Rio Claro. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Rio Claro?
Dining out is cheaper in Rio Claro – a meal for two runs $88.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Rio Claro?
At $843 in Rio Claro versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Rio Claro?
Both work as nomad bases, but Rio Claro delivers better value – similar infrastructure at $843 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rio Claro hard to pass up.
How safe is Ubud, Bali compared to Rio Claro?
Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Rio Claro gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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