😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $902 in Rio Claro.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,553 in Rio Claro.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,203 in Rio Claro.
🌍Living in Ubud, Bali is roughly 52% more expensive than in Rio Claro, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Rio Claro is 34% below.
Currency
🍽 Eating Out
Ubud, Bali
Rio Claro
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$10.26TTD 69.0
-66.47%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$87.7TTD 590
-58.60%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$9.08TTD 61.1
-37.11%
Cappuccino
$2.67Rp 47.3K
$2.03TTD 13.64
31.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$0.71TTD 4.75
146.48%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$0.56TTD 3.78
55.36%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$1.80TTD 12.13
63.89%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$3.02TTD 20.33
49.67%
🛒 Groceries & Markets
Ubud, Bali
Rio Claro
Difference
Milk(1 liter)
$1.62Rp 28.7K
$2.49TTD 16.77
-34.94%
White Bread(500g)
$2.33Rp 41.3K
$2.48TTD 16.68
-6.05%
Rice(white)(1kg)
$1.11Rp 19.6K
$2.81TTD 18.93
-60.50%
Eggs
$2.20Rp 39.0K
$4.27TTD 28.75
-48.48%
Local Cheese(1kg)
$17.69Rp 313.3K
$6.48TTD 43.62
172.99%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$10.19TTD 68.5
-59.76%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$11.66TTD 78.5
4.46%
Apples(1kg)
$3.71Rp 65.6K
$5.42TTD 36.43
-31.55%
Banana(1kg)
$1.59Rp 28.1K
$3.08TTD 20.70
-48.38%
Oranges(1kg)
$2.28Rp 40.4K
$3.62TTD 24.34
-37.02%
Tomato(1kg)
$1.95Rp 34.6K
$4.24TTD 28.52
-54.01%
Potato(1kg)
$1.91Rp 33.7K
$2.17TTD 14.62
-11.98%
Onion(1kg)
$2.33Rp 41.3K
$1.84TTD 12.40
26.63%
Lettuce(1 head)
$1.01Rp 17.8K
$1.82TTD 12.26
-44.51%
Water(1.5 liter bottle)
$0.55Rp 9,773
$1.35TTD 9.10
-59.26%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$5.77TTD 38.82
-61.35%
Wine(Bottle)
$23.07Rp 408.6K
$19.29TTD 130
19.60%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$2.30TTD 15.46
5.22%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$3.10TTD 20.86
-3.23%
🚌 Getting Around
Ubud, Bali
Rio Claro
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
-
-
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.00TTD 6.75
-52.00%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$1.24TTD 8.31
-65.32%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$14.47TTD 97.4
-61.02%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.17TTD 7.88
-31.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$37.5KTTD 252.6K
-33.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$41.3KTTD 278.2K
-23.30%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rio Claro
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$90.0TTD 606
-9.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$52.1TTD 350
-87.54%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$57.1TTD 384
-67.15%
🎉 Sport & Entertainment
Ubud, Bali
Rio Claro
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
-
-
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
-
-
Cinema Ticket
$4.54Rp 80.4K
$8.64TTD 58.1
-47.45%
🧸 Childcare & Education
Ubud, Bali
Rio Claro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$397TTD 2,674
20.96%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$11.0KTTD 74.2K
-48.18%
👕👟 Clothing & Footwear
Ubud, Bali
Rio Claro
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$55.2TTD 371
-17.51%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$52.0TTD 350
-30.99%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$149TTD 1,001
-45.95%
Men's Leather Business Shoes
$78.7Rp 1.4M
$104TTD 697
-24.01%
🏠 Accommodation & Living
Ubud, Bali
Rio Claro
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
-
-
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
-
-
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Rio Claro
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
5.75
139.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Rio Claro: September 13, 2026
Cost Breakdown
🛒Dining out: $36.00 in Ubud, Bali vs $88.0 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $295 vs $355 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Rio Claro?
Rio Claro wins on cost – living expenses run 52% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rio Claro the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Rio Claro?
You'd need roughly $2,052 in Ubud, Bali and $1,354 in Rio Claro to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and in Rio Claro?
Childcare runs $481 in Ubud, Bali versus $397 in Rio Claro. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Rio Claro?
Dining out is cheaper in Rio Claro – a meal for two runs $88.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Rio Claro?
At $902 in Rio Claro versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Rio Claro?
Both work as nomad bases, but Rio Claro delivers better value – similar infrastructure at $902 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rio Claro hard to pass up.
How safe is Ubud, Bali compared to Rio Claro?
Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Rio Claro gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared