Cost of Living Comparison Between Ubud, Bali and Rio Claro Cost of Living Comparison Between Ubud, Bali and Rio Claro

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $797 in Rio Claro.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,209 in Rio Claro.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,622 in Rio Claro.

Living in Ubud, Bali is roughly 75% more expensive than in Rio Claro, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Rio Claro is 42% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$5.74 R$29.29

-41.29%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$23.02 R$117

67.64%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$6.61 R$33.71

-16.49%

Cappuccino

$2.64 Rp 46.8K

$2.64 R$13.49

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.12 R$5.70

49.11%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.67 R$3.42

14.93%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.01 R$10.24

30.85%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.82 R$14.37

51.77%

Milk (1 liter)

$1.55 Rp 27.3K

$0.88 R$4.48

76.14%

White Bread (500g)

$2.22 Rp 39.3K

$1.85 R$9.41

20.00%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.27 R$6.46

-11.02%

Eggs

$2.09 Rp 36.9K

$2.07 R$10.55

0.97%

Local Cheese (1kg)

$17.39 Rp 307.6K

$9.12 R$46.50

90.68%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$4.42 R$22.53

-12.44%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$9.11 R$46.47

37.76%

Apples (1kg)

$3.62 Rp 63.9K

$2.08 R$10.61

74.04%

Banana (1kg)

$1.56 Rp 27.6K

$1.21 R$6.16

28.93%

Oranges (1kg)

$2.35 Rp 41.6K

$1.38 R$7.05

70.29%

Tomato (1kg)

$2.06 Rp 36.4K

$1.32 R$6.72

56.06%

Potato (1kg)

$1.90 Rp 33.6K

$0.89 R$4.55

113.48%

Onion (1kg)

$2.34 Rp 41.3K

$1.19 R$6.07

96.64%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.16 R$5.90

-11.21%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.91 R$4.63

-39.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$2.34 R$11.94

-3.85%

Wine (Bottle)

$23.81 Rp 421.0K

$7.70 R$39.25

209.22%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.34 R$6.85

72.39%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.83 R$9.36

53.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.94 R$4.80

-71.28%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$39.13 R$200

-77.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.51 R$7.68

-68.21%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.58 R$8.05

-71.52%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$17.51 R$89.3

-67.33%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.17 R$5.95

-35.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$23.0K R$117.4K

6.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$31.9K R$162.7K

0.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$60.2 R$307

38.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$9.13 R$46.58

-29.24%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$19.84 R$101

-4.28%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$23.26 R$119

140.63%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$5.83 R$29.71

-26.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$225 R$1,149

115.99%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$5,333 R$27.2K

9.79%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$52.8 R$269

-13.76%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$35.81 R$183

1.59%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$92.0 R$469

-10.90%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$57.8 R$295

39.10%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$272 R$1,389

309.95%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$208 R$1,063

236.48%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$425 R$2,170

731.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$317 R$1,617

455.72%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$743 R$3,790

280.26%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$659 R$3,362

247.62%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$495 R$2,525

-65.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.79

7.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Rio Claro: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $272 in Rio Claro. Housing cost is often the main lever when comparing two cities.

Rio Claro pays 192% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $23.00 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $293 vs $194 per month, with Rio Claro cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rio Claro differ by about 75% in total monthly costs ($1,396 vs $797 including rent). Rio Claro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 192% lower in Rio Claro. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $272 in Rio Claro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rio Claro – a meal for two runs $23.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $797 in Rio Claro versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rio Claro gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.