Cost of Living Comparison Between Ubud, Bali and Rio Claro Cost of Living Comparison Between Ubud, Bali and Rio Claro

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $734 in Rio Claro.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,128 in Rio Claro.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,521 in Rio Claro.

Living in Ubud, Bali is roughly 93% more expensive than Rio Claro, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Rio Claro is 45% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$4.61 R$23.36

-22.78%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$22.03 R$112

48.57%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$5.83 R$29.51

-15.09%

Cappuccino

$2.71 Rp 48.9K

$1.99 R$10.09

36.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.86 R$4.38

55.81%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.53 R$2.67

32.08%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.99 R$10.09

46.73%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.64 R$13.38

50.00%

Milk (1 liter)

$1.81 Rp 32.6K

$0.69 R$3.47

162.32%

White Bread (500g)

$2.52 Rp 45.4K

$1.55 R$7.87

62.58%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.34 R$6.80

-13.43%

Eggs

$2.46 Rp 44.4K

$2.19 R$11.10

12.33%

Local Cheese (1kg)

$14.71 Rp 265.3K

$8.60 R$43.55

71.05%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$4.04 R$20.47

6.93%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$8.07 R$40.89

50.43%

Apples (1kg)

$3.84 Rp 69.3K

$1.68 R$8.51

128.57%

Banana (1kg)

$1.56 Rp 28.1K

$1.22 R$6.17

27.87%

Oranges (1kg)

$2.83 Rp 51.1K

$2.08 R$10.54

36.06%

Tomato (1kg)

$2.33 Rp 41.9K

$1.81 R$9.15

28.73%

Potato (1kg)

$1.91 Rp 34.5K

$1.26 R$6.36

51.59%

Onion (1kg)

$2.20 Rp 39.7K

$1.23 R$6.23

78.86%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.06 R$5.36

-4.72%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$1.24 R$6.30

-37.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.12 R$10.72

56.60%

Wine (Bottle)

$23.74 Rp 428.0K

$8.07 R$40.85

194.18%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.43 R$7.23

95.10%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.05 R$10.38

39.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.93 R$4.70

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$38.74 R$196

-79.27%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.24 R$6.30

-62.90%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$1.01 R$5.12

-55.45%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$6.57 R$33.26

-7.15%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.91 R$4.60

-13.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$21.0K R$106.6K

24.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$28.9K R$146.5K

10.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$56.4 R$286

41.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.84 R$44.76

-54.07%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$18.79 R$95.2

25.17%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.86 R$101

396.98%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$21.97 R$111

-69.82%

Cinema Ticket

$4.15 Rp 74.8K

$4.61 R$23.36

-9.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$155 R$784

96.34%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,709 R$8,654

286.96%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$31.80 R$161

74.65%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$39.38 R$199

-2.72%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$78.4 R$397

13.08%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$42.11 R$213

84.92%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$251 R$1,269

301.50%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$198 R$1,002

241.23%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$388 R$1,964

787.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$295 R$1,494

591.34%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$742 R$3,758

282.83%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$685 R$3,469

230.49%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$519 R$2,628

-68.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Rio Claro: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $251 in Rio Claro. Housing cost is often the main lever when comparing two cities.

Rio Claro pays 214% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $302 vs $193 per month, with Rio Claro cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rio Claro differ by about 93% in total monthly costs ($1,419 vs $734 including rent). Rio Claro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Rio Claro earns 214% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $251 in Rio Claro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rio Claro – a meal for two runs $22.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $734 in Rio Claro versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rio Claro gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.