Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rio Claro

For one person, living is cheaper in Rio Claro: $837 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Rio Claro
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Rio Claro Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Rio Claro

🇧🇷 Brazil

$837

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rio Claro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rio Claro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $837 in Rio Claro.

Ubud, Bali $1,353
Rio Claro $837

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,268 in Rio Claro.

Ubud, Bali $2,297
Rio Claro $1,268

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,699 in Rio Claro.

Ubud, Bali $3,241
Rio Claro $1,699

Living in Ubud, Bali is roughly 62% more expensive than in Rio Claro, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Rio Claro is 38% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.67 R$28.74

-43.03%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$23.49 R$119

48.49%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.49 R$37.98

-23.90%

Cappuccino

$2.62 Rp 47.1K

$2.26 R$11.46

15.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.13 R$5.73

52.21%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.69 R$3.51

17.39%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.13 R$10.78

24.41%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.45 R$22.56

-1.80%

Milk (1 liter)

$1.57 Rp 28.3K

$0.91 R$4.60

72.53%

White Bread (500g)

$2.19 Rp 39.5K

$1.99 R$10.11

10.05%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.19 R$6.05

-0.84%

Eggs

$2.16 Rp 38.8K

$2.26 R$11.47

-4.42%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.00 R$45.60

96.11%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.48 R$22.73

-15.63%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$9.47 R$48.00

26.19%

Apples (1kg)

$3.60 Rp 64.8K

$2.44 R$12.38

47.54%

Banana (1kg)

$1.59 Rp 28.6K

$1.86 R$9.42

-14.52%

Oranges (1kg)

$2.31 Rp 41.6K

$1.40 R$7.08

65.00%

Tomato (1kg)

$1.91 Rp 34.3K

$1.36 R$6.90

40.44%

Potato (1kg)

$1.78 Rp 32.1K

$0.96 R$4.88

85.42%

Onion (1kg)

$2.33 Rp 41.9K

$1.20 R$6.09

94.17%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.90 R$4.54

11.11%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.80 R$4.03

-33.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.86 R$14.50

-19.93%

Wine (Bottle)

$22.07 Rp 397.3K

$8.80 R$44.63

150.80%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.65 R$8.37

42.42%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.73 R$18.92

-20.11%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.95 R$4.82

-75.79%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$39.85 R$202

-77.67%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.27 R$6.42

-62.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.41 R$7.16

-69.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.27 R$46.99

-40.99%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.19 R$6.01

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$23.3K R$117.9K

2.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$34.3K R$173.7K

-4.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$42.36 R$215

88.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$9.36 R$47.45

-29.91%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$18.17 R$92.1

2.37%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$24.25 R$123

123.18%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.96 R$30.22

-28.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$234 R$1,186

110.56%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,435 R$27.6K

2.98%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$54.5 R$276

-16.40%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$57.6 R$292

-39.35%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$96.0 R$487

-19.07%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$72.8 R$369

7.81%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$282 R$1,429

301.28%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$222 R$1,127

202.77%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$431 R$2,187

737.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$327 R$1,658

420.37%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$765 R$3,876

255.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$671 R$3,402

233.98%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$515 R$2,610

-67.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.12

23.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Rio Claro: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Rio Claro

$222 26.6% 67% $451

Groceries & Markets

Ubud, Bali

$287 21.2%

Rio Claro

$208 24.9% 27.5% $79

Clothing & Footwear

Ubud, Bali

$107 7.9%

Rio Claro

$126 15.1% 18.7% $20

Eating Out

Ubud, Bali

$106 7.9%

Rio Claro

$122 14.6% 14.4% $15

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Rio Claro

$70 8.4% 33.5% $35

Sport & Entertainment

Ubud, Bali

$63 4.6%

Rio Claro

$36 4.3% 42.2% $26

Getting Around

Ubud, Bali

$12 0.9%

Rio Claro

$52 6.2% 318% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $282 in Rio Claro. Housing cost is often the main lever when comparing two cities.

Rio Claro pays 210% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $23.00 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $287 vs $208 per month, with Rio Claro cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Rio Claro

🕒 Local time

19:41 7:41 PM

08:41 8:41 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

201,418

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rio Claro 16,100 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Rio Claro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rio Claro differ by about 62% in total monthly costs ($1,353 vs $837 including rent). Rio Claro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 210% lower in Rio Claro. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $282 in Rio Claro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rio Claro – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $837 in Rio Claro versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rio Claro gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.