Cost of Living Comparison Between Ubud, Bali and Rio Claro Cost of Living Comparison Between Ubud, Bali and Rio Claro

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $729 in Rio Claro.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,116 in Rio Claro.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,503 in Rio Claro.

Living in Ubud, Bali is roughly 93% more expensive than in Rio Claro, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Rio Claro is 45% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.58 R$23.33

-24.67%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$21.43 R$109

50.91%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.68 R$28.90

-14.79%

Cappuccino

$2.75 Rp 49.4K

$2.07 R$10.56

32.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.92 R$4.69

50.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.52 R$2.62

44.23%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.94 R$9.87

54.12%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.63 R$13.40

46.39%

Milk (1 liter)

$1.74 Rp 31.2K

$0.69 R$3.53

152.17%

White Bread (500g)

$2.46 Rp 44.2K

$1.58 R$8.05

55.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.33 R$6.79

-12.03%

Eggs

$2.43 Rp 43.7K

$2.13 R$10.85

14.08%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.96 R$45.60

61.83%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.02 R$20.45

8.21%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.08 R$41.14

48.27%

Apples (1kg)

$3.72 Rp 66.8K

$1.61 R$8.19

131.06%

Banana (1kg)

$1.63 Rp 29.2K

$1.21 R$6.18

34.71%

Oranges (1kg)

$2.74 Rp 49.3K

$2.08 R$10.61

31.73%

Tomato (1kg)

$2.24 Rp 40.3K

$1.82 R$9.27

23.08%

Potato (1kg)

$1.92 Rp 34.5K

$1.28 R$6.51

50.00%

Onion (1kg)

$2.28 Rp 40.9K

$1.27 R$6.47

79.53%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.04 R$5.31

1.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.31 R$6.66

-45.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.14 R$10.91

53.74%

Wine (Bottle)

$23.19 Rp 416.8K

$7.63 R$38.86

203.93%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.35 R$6.87

105.93%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.08 R$10.61

31.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.94 R$4.81

-71.28%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$38.80 R$198

-79.10%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.28 R$6.50

-62.50%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.01 R$5.14

-58.42%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.34 R$32.28

-1.89%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.98 R$5.00

-17.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$20.4K R$103.8K

30.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$28.7K R$146.1K

12.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$56.9 R$290

37.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$9.09 R$46.26

-55.23%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$19.26 R$98.0

26.32%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$20.09 R$102

390.84%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$21.83 R$111

-70.96%

Cinema Ticket

$3.99 Rp 71.6K

$4.38 R$22.29

-8.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$158 R$805

92.97%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,706 R$8,685

289.37%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$31.82 R$162

70.14%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$39.90 R$203

-5.24%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$80.5 R$410

7.82%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$42.15 R$215

81.14%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$250 R$1,275

296.21%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$202 R$1,028

233.18%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$393 R$2,000

759.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$295 R$1,504

593.83%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$730 R$3,716

284.27%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$667 R$3,397

233.74%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$492 R$2,504

-66.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Rio Claro: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $250 in Rio Claro. Housing cost is often the main lever when comparing two cities.

Rio Claro pays 195% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Rio Claro for a mid-range dinner for two. Groceries echo the gap at $297 vs $193 per month, with Rio Claro cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Claro: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rio Claro differ by about 93% in total monthly costs ($1,408 vs $729 including rent). Rio Claro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 195% lower in Rio Claro. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $250 in Rio Claro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rio Claro – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $729 in Rio Claro versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Rio Claro but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rio Claro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rio Claro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rio Claro gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.