Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Reykjavik

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $4,002 in Reykjavik, rent and utilities included – about $31,600 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
193

Cost of Living Index in Reykjavik
Learn more

Reykjavik Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Reykjavik

🇮🇸 Iceland

$4,002

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Reykjavik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Reykjavik actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $4,002 in Reykjavik, rent included.

Ubud, Bali $1,368
Reykjavik $4,002

A couple spends around $2,314 per month in Ubud, Bali vs $5,705 in Reykjavik, rent included.

Ubud, Bali $2,314
Reykjavik $5,705

A family of three spends $3,260 per month in Ubud, Bali vs $7,407 in Reykjavik, rent included.

Ubud, Bali $3,260
Reykjavik $7,407

Ubud, Bali is about 66% cheaper than Reykjavik, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Reykjavik sit above the global median – Ubud, Bali by 1%, Reykjavik by 196%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$31.56 ISK 3,828

-89.45%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$122 ISK 14.8K

-71.25%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$26.86 ISK 3,258

-78.41%

Cappuccino

$2.73 Rp 49.1K

$6.81 ISK 827

-59.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.39 ISK 411

-51.62%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$3.20 ISK 388

-74.06%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$14.14 ISK 1,715

-80.91%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$12.31 ISK 1,493

-65.07%

Milk (1 liter)

$1.50 Rp 27.1K

$2.10 ISK 255

-28.57%

White Bread (500g)

$2.30 Rp 41.4K

$4.19 ISK 508

-45.11%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.72 ISK 451

-68.28%

Eggs

$2.14 Rp 38.6K

$7.05 ISK 856

-69.65%

Local Cheese (1kg)

$17.48 Rp 314.6K

$21.56 ISK 2,615

-18.92%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$24.68 ISK 2,993

-83.67%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$42.19 ISK 5,117

-71.01%

Apples (1kg)

$3.55 Rp 63.9K

$3.23 ISK 392

9.91%

Banana (1kg)

$1.57 Rp 28.3K

$2.73 ISK 331

-42.49%

Oranges (1kg)

$2.24 Rp 40.2K

$3.17 ISK 384

-29.34%

Tomato (1kg)

$1.93 Rp 34.7K

$6.61 ISK 802

-70.80%

Potato (1kg)

$1.88 Rp 33.9K

$3.85 ISK 467

-51.17%

Onion (1kg)

$2.29 Rp 41.3K

$1.66 ISK 201

37.95%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.80 ISK 461

-73.95%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.75 ISK 212

-69.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$13.71 ISK 1,662

-83.37%

Wine (Bottle)

$23.01 Rp 414.2K

$24.21 ISK 2,937

-4.96%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.53 ISK 428

-33.71%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.32 ISK 402

-12.35%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$5.75 ISK 697

-95.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$93.8 ISK 11.4K

-90.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$6.61 ISK 802

-92.74%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.90 ISK 352

-84.14%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$79.2 ISK 9,602

-93.12%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.09 ISK 253

-57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$51.0K ISK 6.2M

-51.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$53.3K ISK 6.5M

-41.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$95.3 ISK 11.6K

-12.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$32.35 ISK 3,923

-80.06%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$87.5 ISK 10.6K

-78.79%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$102 ISK 12.4K

-45.20%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$50.1 ISK 6,074

-63.84%

Cinema Ticket

$4.38 Rp 78.9K

$19.88 ISK 2,412

-77.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,194 ISK 144.8K

-58.71%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$25.4K ISK 3.1M

-77.36%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$149 ISK 18.1K

-69.01%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$66.6 ISK 8,080

-46.97%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$180 ISK 21.8K

-56.03%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$253 ISK 30.7K

-69.05%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$2,549 ISK 309.2K

-55.18%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$2,056 ISK 249.4K

-67.14%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$3,498 ISK 424.2K

0.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,764 ISK 335.2K

-38.49%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$8,120 ISK 984.9K

-65.71%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$6,254 ISK 758.5K

-64.17%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,573 ISK 554.6K

-96.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.81

56.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Reykjavik: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Reykjavik

$2.1K 51.4% 204% $1.4K

Groceries & Markets

Ubud, Bali

$290 21.2%

Reykjavik

$623 15.6% 114% $332

Eating Out

Ubud, Bali

$109 8%

Reykjavik

$536 13.4% 393% $428

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Reykjavik

$215 5.4% 99.1% $107

Clothing & Footwear

Ubud, Bali

$108 7.9%

Reykjavik

$292 7.3% 172% $184

Sport & Entertainment

Ubud, Bali

$65 4.7%

Reykjavik

$142 3.5% 119% $77

Getting Around

Ubud, Bali

$13 0.9%

Reykjavik

$138 3.5% 999% $125

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $2,549 in Reykjavik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2679% higher in Reykjavik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $122 in Reykjavik. Monthly groceries follow the same trend: $290 vs $623 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇸 Reykjavik

🕒 Local time

09:45 9:45 AM

01:45 1:45 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

136,894 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Icelandic Króna ISK kr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 ISK = 8.24 USD

1,000 ISK = 7.33 EUR

Exchange rates and currency converter

ISK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Icelandic Króna exchange rates as of October 19, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.33 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Reykjavik 12,980 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Reykjavik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Reykjavik: Cost of Living - Frequently Asked Questions

Reykjavik costs about 193% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $6,003 in Reykjavik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $4,002 in Reykjavik. That's a gap of about 193%.

Public transport costs about 964% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Reykjavik at $4,002. In Ubud, Bali it covers expenses comfortably, while in Reykjavik it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $4,002 in Reykjavik. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Reykjavik makes more sense. Both are solid long-term options with distinct trade-offs.