Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Retford

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,255 in Retford, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Retford
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Retford Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Retford

🇬🇧 United Kingdom

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Retford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Retford actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,255 in Retford, rent included.

Ubud, Bali $1,353
Retford $2,255

A couple spends around $2,297 per month in Ubud, Bali vs $3,343 in Retford, rent included.

Ubud, Bali $2,297
Retford $3,343

A family of three spends $3,241 per month in Ubud, Bali vs $4,432 in Retford, rent included.

Ubud, Bali $3,241
Retford $4,432

Ubud, Bali is about 40% cheaper than Retford, and outside of rent the biggest gap is in transport.

Both Ubud, Bali and Retford sit above the global median – Ubud, Bali by 0%, Retford by 66%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$14.72 £11.04

-78.06%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$66.5 £49.87

-47.53%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.14 £5.36

-20.17%

Cappuccino

$2.62 Rp 47.1K

$3.88 £2.91

-32.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.75 £1.31

-1.71%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.78 £1.33

-54.49%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.30 £3.22

-38.37%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.34 £3.26

0.69%

Milk (1 liter)

$1.57 Rp 28.3K

$1.72 £1.29

-8.72%

White Bread (500g)

$2.19 Rp 39.5K

$1.83 £1.38

19.67%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.64 £1.23

-28.05%

Eggs

$2.16 Rp 38.8K

$4.66 £3.50

-53.65%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.18 £8.39

57.87%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$10.16 £7.62

-62.80%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.50 £9.38

-4.40%

Apples (1kg)

$3.60 Rp 64.8K

$2.09 £1.56

72.25%

Banana (1kg)

$1.59 Rp 28.6K

$1.80 £1.35

-11.67%

Oranges (1kg)

$2.31 Rp 41.6K

$1.76 £1.32

31.25%

Tomato (1kg)

$1.91 Rp 34.3K

$1.74 £1.31

9.77%

Potato (1kg)

$1.78 Rp 32.1K

$1.48 £1.11

20.27%

Onion (1kg)

$2.33 Rp 41.9K

$1.58 £1.19

47.47%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.42 £0.31

138.10%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.56 £1.17

-66.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$23.33 £17.50

-90.18%

Wine (Bottle)

$22.07 Rp 397.3K

$7.77 £5.83

184.04%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.70 £1.27

38.24%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.04 £1.53

46.08%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.65 £2.74

-93.70%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$108 £80.7

-91.73%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.93 £3.70

-90.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.91 £2.93

-89.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$28.85 £21.64

-81.04%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.09 £1.57

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$40.1K £30.1K

-40.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$44.2K £33.2K

-25.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$342 £257

-76.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$27.87 £20.91

-76.46%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$46.53 £34.91

-60.03%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$52.7 £39.53

2.71%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.50 £8.62

-63.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,926 £1,445

-74.42%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.9K £17.9K

-76.55%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$85.1 £63.9

-46.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$60.8 £45.59

-42.48%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$109 £81.4

-28.38%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$161 £121

-51.27%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,398 £1,049

-19.04%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$924 £693

-27.17%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,099 £1,575

72.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,675 £1,257

1.60%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$5,059 £3,796

-46.29%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,851 £2,889

-41.80%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,711 £1,283

-90.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Retford: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Retford

$924 41% 37.3% $251

Groceries & Markets

Ubud, Bali

$287 21.2%

Retford

$276 12.2% 4% $11

Clothing & Footwear

Ubud, Bali

$107 7.9%

Retford

$187 8.3% 75.5% $80

Eating Out

Ubud, Bali

$106 7.9%

Retford

$230 10.2% 116% $124

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Retford

$416 18.5% 296% $311

Sport & Entertainment

Ubud, Bali

$63 4.6%

Retford

$76 3.4% 20.9% $13

Getting Around

Ubud, Bali

$12 0.9%

Retford

$147 6.5% 1080% $134

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,398 in Retford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 928% higher in Retford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $66.0 in Retford. Groceries tell a different story – $287 in Ubud, Bali vs $276 in Retford – so Retford wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Retford

🕒 Local time

19:15 7:15 PM

12:15 12:15 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

22,023

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 24, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Retford 12,490 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Retford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Retford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $2,255 in Retford – roughly 67% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,383 in Retford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $1,926 in Retford. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Retford – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Retford at $2,255. In Ubud, Bali it covers expenses comfortably, while in Retford it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,255 in Retford. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Retford makes more sense. Both are solid long-term options with distinct trade-offs.