Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Queensbury, NY

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,459 in Queensbury, NY, rent and utilities included – about $13,300 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
120

Cost of Living Index in Queensbury, NY
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Queensbury, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Queensbury, NY

🇺🇸 United States

$2,459

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Queensbury, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Queensbury, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,459 in Queensbury, NY.

Ubud, Bali $1,348
Queensbury, NY $2,459

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,517 in Queensbury, NY.

Ubud, Bali $2,312
Queensbury, NY $3,517

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,575 in Queensbury, NY.

Ubud, Bali $3,276
Queensbury, NY $4,575

Living in Ubud, Bali costs roughly 45% less than in Queensbury, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Queensbury, NY 83% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$16.14 $16.14

-79.37%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.3K

$32.43 $32.43

9.22%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.36 $7.36

-21.74%

Cappuccino

$2.63 Rp 47.0K

$5.23 $5.23

-49.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.76 $2.76

-36.96%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.57 $2.57

-70.04%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$6.18 $6.18

-56.15%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$8.93 $8.93

-49.38%

Milk (1 liter)

$1.53 Rp 27.4K

$0.94 $0.94

62.77%

White Bread (500g)

$2.20 Rp 39.2K

$3.95 $3.95

-44.30%

Rice (white) (1kg)

$1.22 Rp 21.8K

$4.30 $4.30

-71.63%

Eggs

$2.14 Rp 38.2K

$6.39 $6.39

-66.51%

Local Cheese (1kg)

$17.73 Rp 317.0K

$10.66 $10.66

66.32%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$10.57 $10.57

-63.48%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$19.25 $19.25

-37.51%

Apples (1kg)

$3.61 Rp 64.5K

$5.64 $5.64

-35.99%

Banana (1kg)

$1.51 Rp 27.1K

$1.56 $1.56

-3.21%

Oranges (1kg)

$2.32 Rp 41.5K

$3.30 $3.30

-29.70%

Tomato (1kg)

$2.00 Rp 35.8K

$3.12 $3.12

-35.90%

Potato (1kg)

$1.81 Rp 32.4K

$2.23 $2.23

-18.83%

Onion (1kg)

$2.39 Rp 42.7K

$2.50 $2.50

-4.40%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.65 $2.65

-62.64%

Water (1.5 liter bottle)

$0.52 Rp 9,375

$2.91 $2.91

-82.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$13.48 $13.48

-83.83%

Wine (Bottle)

$22.98 Rp 410.8K

$16.72 $16.72

37.44%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.89 $1.89

26.98%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.83 $2.83

6.01%

One-way Ticket (Public Transport)

$0.24 Rp 4,256

$2.02 $2.02

-88.12%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,877

$6.15 $6.15

-92.85%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

$1.76 $1.76

-76.14%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$29.54 $29.54

-81.55%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.04 $1.04

-19.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.9M

$36.0K $36.0K

-32.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.1M

$25.4K $25.4K

25.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$177 $177

-54.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$37.25 $37.25

-82.34%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$59.7 $59.7

-69.42%

Gym Membership (Monthly)

$55.1 Rp 985.6K

$44.34 $44.34

24.33%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.0K

Cinema Ticket

$4.24 Rp 75.9K

$11.04 $11.04

-61.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$2,152 $2,152

-77.44%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$25.7K $25.7K

-77.91%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.8K

$38.34 $38.34

17.84%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.1K

$16.07 $16.07

115.12%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$100 $100

-21.15%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$115 $115

-32.30%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,593 $1,593

-29.30%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,310 $1,310

-48.55%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,540 $2,540

42.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$2,189 $2,189

-20.75%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,438 $2,438

16.03%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,641 $2,641

-12.66%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.51

111.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Queensbury, NY: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Queensbury, NY

$1.3K 52.7% 94.4% $636

Groceries & Markets

Ubud, Bali

$290 21.4%

Queensbury, NY

$406 16.4% 40.1% $116

Eating Out

Ubud, Bali

$108 8%

Queensbury, NY

$284 11.4% 163% $176

Clothing & Footwear

Ubud, Bali

$106 7.8%

Queensbury, NY

$121 4.9% 13.9% $15

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Queensbury, NY

$274 11% 160% $169

Sport & Entertainment

Ubud, Bali

$64 4.7%

Queensbury, NY

$66 2.7% 4.4% $2.8

Getting Around

Ubud, Bali

$11 0.8%

Queensbury, NY

$23 * 0.9% 119% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,593 in Queensbury, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $32.00 in Queensbury, NY. Groceries flip the comparison at $290 vs $406, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Queensbury, NY

🕒 Local time

08:31 8:31 AM

20:31 8:31 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

29,169

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,035 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Queensbury, NY 16,040 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Queensbury, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Queensbury, NY: Cost of Living - Frequently Asked Questions

Ubud, Bali and Queensbury, NY differ by about 82% in total monthly costs ($1,348 vs $2,459 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,022 in Ubud, Bali and $3,688 in Queensbury, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,593 in Queensbury, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in Queensbury, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,348 per month in Ubud, Bali versus $2,459 in Queensbury, NY – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,348 in Ubud, Bali versus $2,459 in Queensbury, NY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Queensbury, NY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Queensbury, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Queensbury, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.