Cost of Living Comparison Between Ubud, Bali and Qatif Cost of Living Comparison Between Ubud, Bali and Qatif

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,057 in Qatif.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,683 in Qatif.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,308 in Qatif.

Living in Ubud, Bali is roughly 32% more expensive than Qatif, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Qatif is 21% below.

Currency
🍽 Eating Out
Ubud, Bali
Qatif
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$3.41 SAR 12.78
-0.29%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$48.84 SAR 183
-33.70%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$8.03 SAR 30.13
-37.73%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.92 SAR 7.20
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.82 SAR 6.82
-
Cappuccino
$2.82 Rp 50.0K
$3.57 SAR 13.40
-21.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$0.76 SAR 2.87
81.58%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$0.26 SAR 0.97
180.77%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
-
-
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
-
-
🛒 Groceries & Markets
Ubud, Bali
Qatif
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$1.72 SAR 6.44
4.07%
White Bread (500g)
$2.46 Rp 43.7K
$0.83 SAR 3.11
196.39%
Rice (white) (1kg)
$1.20 Rp 21.2K
$2.11 SAR 7.93
-43.13%
Eggs
$2.39 Rp 42.3K
$2.23 SAR 8.35
7.17%
Local Cheese (1kg)
$14.40 Rp 255.1K
$6.30 SAR 23.63
128.57%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$7.33 SAR 27.52
-41.61%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$10.15 SAR 38.08
16.45%
Apples (1kg)
$3.78 Rp 67.0K
$2.09 SAR 7.83
80.86%
Banana (1kg)
$1.63 Rp 28.9K
$1.48 SAR 5.57
10.14%
Oranges (1kg)
$2.80 Rp 49.6K
$1.44 SAR 5.40
94.44%
Tomato (1kg)
$2.26 Rp 40.0K
$0.71 SAR 2.65
218.31%
Potato (1kg)
$2.00 Rp 35.3K
$1.28 SAR 4.81
56.25%
Onion (1kg)
$2.21 Rp 39.2K
$1.38 SAR 5.18
60.14%
Lettuce (1 head)
$1.07 Rp 18.9K
$1.10 SAR 4.13
-2.73%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$0.51 SAR 1.91
49.02%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$2.68 SAR 10.07
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.61 SAR 6.05
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.95 SAR 7.31
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$7.84 SAR 29.43
-60.08%
Wine (Bottle)
$23.81 Rp 421.9K
-
-
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
-
-
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
-
-
🚌 Getting Around
Ubud, Bali
Qatif
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$1.09 SAR 4.11
-75.23%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
$39.62 SAR 149
-78.87%
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$3.15 SAR 11.84
-85.71%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$1.56 SAR 5.85
-72.44%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$13.37 SAR 50.2
-55.27%
Gasoline (1 liter)
$0.80 Rp 14.2K
$0.63 SAR 2.37
26.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
$22.6K SAR 84.9K
14.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$20.2K SAR 75.7K
57.63%
🧾 Monthly Utilities & Internet
Ubud, Bali
Qatif
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$106 SAR 396
-23.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$36.23 SAR 136
-88.57%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$59.2 SAR 222
-59.26%
🎉 Sport & Entertainment
Ubud, Bali
Qatif
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$94.6 SAR 355
3.30%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
$57.5 SAR 216
-88.46%
Cinema Ticket
$4.04 Rp 71.5K
$15.54 SAR 58.3
-74.00%
🧸 Childcare & Education
Ubud, Bali
Qatif
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$401 SAR 1,505
-25.96%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$8,166 SAR 30.6K
-19.30%
👕👟 Clothing & Footwear
Ubud, Bali
Qatif
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
$51.6 SAR 194
6.84%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$50.8 SAR 191
-24.24%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$90.1 SAR 338
-4.35%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$86.8 SAR 326
-10.20%
🏠 Accommodation & Living
Ubud, Bali
Qatif
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$356 SAR 1,336
176.73%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$285 SAR 1,070
133.22%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$703 SAR 2,639
389.98%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$495 SAR 1,856
312.93%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
$970 SAR 3,639
191.74%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
$795 SAR 2,983
187.13%
💵 Salaries & Financials
Ubud, Bali
Qatif
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$2,237 SAR 8,396
-92.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.33
206.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Qatif: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $356 in Qatif. Housing cost is often the main lever when comparing two cities.

Qatif pays 1222% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $49.00 in Qatif. Groceries flip the comparison at $299 vs $175, with Qatif cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Qatif: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Qatif?
Ubud, Bali and Qatif differ by about 32% in total monthly costs ($1,394 vs $1,057 including rent). Qatif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Qatif earns 1222% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Qatif?
Rent for a central apartment: $985 in Ubud, Bali versus $356 in Qatif. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Qatif – a meal for two runs $49.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Qatif?
All in, you'll spend $1,394 per month in Ubud, Bali versus $1,057 in Qatif – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,057 in Qatif versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Qatif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Qatif the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Qatif?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Qatif safer for residents?
Safety-wise, Ubud, Bali and Qatif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Qatif?
Expats usually find Qatif gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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