Cost of Living Comparison Between Ubud, Bali and Qatif Cost of Living Comparison Between Ubud, Bali and Qatif

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,087 in Qatif.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,707 in Qatif.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,328 in Qatif.

Living in Ubud, Bali is roughly 28% more expensive than in Qatif, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Qatif is 18% below.

Currency
🍽 Eating Out
Ubud, Bali
Qatif
Difference
Meal at Budget Restaurant
$3.57 Rp 64.3K
$3.44 SAR 12.94
3.78%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 581.4K
$47.42 SAR 178
-31.84%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.1K
$8.05 SAR 30.22
-37.76%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.86 SAR 6.97
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.82 SAR 6.83
-
Cappuccino
$2.82 Rp 50.8K
$3.66 SAR 13.73
-22.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.3K
$0.77 SAR 2.91
75.32%
Water (0.33 liter bottle)
$0.73 Rp 13.1K
$0.26 SAR 0.97
180.77%
Local Beer (0.5 liter draught)
$2.93 Rp 52.8K
-
-
Imported Beer (0.33 liter bottle)
$3.94 Rp 70.8K
-
-
🛒 Groceries & Markets
Ubud, Bali
Qatif
Difference
Milk (1 liter)
$1.78 Rp 32.0K
$1.65 SAR 6.20
7.88%
White Bread (500g)
$2.45 Rp 44.1K
$0.81 SAR 3.04
202.47%
Rice (white) (1kg)
$1.15 Rp 20.7K
$2.03 SAR 7.64
-43.35%
Eggs
$2.41 Rp 43.4K
$2.32 SAR 8.73
3.88%
Local Cheese (1kg)
$14.33 Rp 257.8K
$6.03 SAR 22.64
137.65%
Chicken Fillets (1kg)
$4.19 Rp 75.3K
$7.38 SAR 27.72
-43.22%
Beef Round Steak (1kg)
$12.06 Rp 216.9K
$9.67 SAR 36.30
24.72%
Apples (1kg)
$3.64 Rp 65.4K
$2.12 SAR 7.95
71.70%
Banana (1kg)
$1.57 Rp 28.2K
$1.48 SAR 5.56
6.08%
Oranges (1kg)
$2.79 Rp 50.1K
$1.44 SAR 5.42
93.75%
Tomato (1kg)
$2.24 Rp 40.3K
$0.75 SAR 2.83
198.67%
Potato (1kg)
$1.98 Rp 35.6K
$1.26 SAR 4.74
57.14%
Onion (1kg)
$2.28 Rp 41.0K
$1.35 SAR 5.05
68.89%
Lettuce (1 head)
$1.05 Rp 19.0K
$1.10 SAR 4.13
-4.55%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.55 SAR 2.08
43.64%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$2.73 SAR 10.27
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.58 SAR 5.93
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.02 SAR 7.58
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.4K
$7.68 SAR 28.83
-58.46%
Wine (Bottle)
$23.49 Rp 422.6K
-
-
Local Beer (0.5 liter bottle)
$2.90 Rp 52.1K
-
-
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.6K
-
-
🚌 Getting Around
Ubud, Bali
Qatif
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,796
$1.10 SAR 4.14
-75.45%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 150.5K
$39.26 SAR 147
-78.68%
Taxi Start (Normal Tariff)
$0.45 Rp 8,138
$3.12 SAR 11.72
-85.58%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,269
$1.63 SAR 6.13
-71.78%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.2K
$13.22 SAR 49.64
-54.08%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.65 SAR 2.43
32.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.3M
$22.6K SAR 84.8K
17.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 585.6M
$19.7K SAR 73.8K
65.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Qatif
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$104 SAR 392
-24.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.6K
$37.20 SAR 140
-89.01%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 429.0K
$59.6 SAR 224
-59.99%
🎉 Sport & Entertainment
Ubud, Bali
Qatif
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$94.2 SAR 354
4.88%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.3K
$56.9 SAR 214
-88.84%
Cinema Ticket
$4.01 Rp 72.1K
$15.36 SAR 57.7
-73.89%
🧸 Childcare & Education
Ubud, Bali
Qatif
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$405 SAR 1,521
-26.63%
International Primary School, 1 Child (Yearly)
$6,602 Rp 118.8M
$8,110 SAR 30.5K
-18.60%
👕👟 Clothing & Footwear
Ubud, Bali
Qatif
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 961.1K
$51.3 SAR 192
4.25%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 685.7K
$50.9 SAR 191
-25.19%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$91.5 SAR 343
-3.07%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$85.8 SAR 322
-10.74%
🏠 Accommodation & Living
Ubud, Bali
Qatif
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.3M
$360 SAR 1,351
183.39%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.2M
$281 SAR 1,054
142.28%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.4M
$717 SAR 2,693
383.80%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.6M
$486 SAR 1,826
329.75%
Buy Apartment in City Center (m2)
$2,729 Rp 49.1M
$949 SAR 3,563
187.61%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.3M
$796 SAR 2,990
188.25%
💵 Salaries & Financials
Ubud, Bali
Qatif
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 2.9M
$2,248 SAR 8,440
-92.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.33
206.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Qatif: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $360 in Qatif. Housing cost is often the main lever when comparing two cities.

Qatif pays 1273% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $47.00 in Qatif. Groceries flip the comparison at $298 vs $173, with Qatif cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Qatif: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Qatif?
Ubud, Bali and Qatif differ by about 28% in total monthly costs ($1,392 vs $1,087 including rent). Qatif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1273% lower in Qatif. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Qatif?
Rent for a central apartment: $1,020 in Ubud, Bali versus $360 in Qatif. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Qatif – a meal for two runs $47.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Qatif?
All in, you'll spend $1,392 per month in Ubud, Bali versus $1,087 in Qatif – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,087 in Qatif versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Qatif but tight or insufficient in Ubud, Bali. The gap between the two cities makes Qatif the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Qatif?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Qatif safer for residents?
Safety-wise, Ubud, Bali and Qatif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Qatif?
Expats usually find Qatif gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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