Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Punakha

For one person, living is cheaper in Punakha: $135 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,600 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Punakha

🇧🇹 Bhutan

$135

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Punakha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Punakha actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $135 in Punakha, rent included.

Ubud, Bali $1,349
Punakha $135

A couple spends around $2,305 per month in Ubud, Bali vs $183 in Punakha, rent included.

Ubud, Bali $2,305
Punakha $183

A family of three spends $3,261 per month in Ubud, Bali vs $231 in Punakha, rent included.

Ubud, Bali $3,261
Punakha $231

Ubud, Bali costs about 902% more than Punakha, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$21.41 BTN 2,035

108.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$10.42 BTN 991

235.41%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$42.00 BTN 3,992

90.24%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$36.72 BTN 3,490

116.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$95.7 BTN 9,098

1075.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$84.8 BTN 8,063

691.57%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$138 BTN 13.1K

2479.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$120 BTN 11.4K

1330.96%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,125 BTN 297.0K

-12.59%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,890 BTN 274.6K

-20.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$242 BTN 23.0K

-32.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Punakha: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Punakha

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Punakha

–

Eating Out

Ubud, Bali

$108 8%

Punakha

–

Clothing & Footwear

Ubud, Bali

$108 8%

Punakha

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Punakha

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Punakha

–

Getting Around

Ubud, Bali

$11 0.9%

Punakha

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $96 in Punakha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Punakha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇮🇩 Ubud, Bali

🇧🇹 Punakha

🕒 Local time

21:11 9:11 PM

19:11 7:11 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,500

💱 Currency

Indonesian Rupiah IDR Rp

Bhutanese Ngultrum BTN Nu.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 BTN = 10.52 USD

1,000 BTN = 9.43 EUR

Exchange rates and currency converter

BTN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Bhutanese Ngultrum exchange rates as of November 2, 2026: 1 USD = 95.05 BTN (100 BTN = 1.05 USD). 1 EUR = 106 BTN (1,000 BTN = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Punakha 4,860 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Punakha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Punakha: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 902% more than Punakha, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $202 in Punakha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punakha, especially for central apartments: a one-bedroom in the center costs $96 there versus $1,125 in Ubud, Bali.

A $800 monthly budget goes further in Punakha, where all-in costs run around $135, than in Ubud, Bali at $1,349. In Punakha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $135 in Punakha to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.