Cost of Living Comparison Between Ubud, Bali and Punakha Cost of Living Comparison Between Ubud, Bali and Punakha

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $308 in Punakha, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $473 in Punakha, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $638 in Punakha, rent included.

Ubud, Bali costs about 357% more than Punakha, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Punakha is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

Cappuccino

$2.75 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

Water (0.33 liter bottle)

$0.75 Rp 13.5K

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.78 BTN 66.2

123.08%

White Bread (500g)

$2.46 Rp 44.2K

$0.53 BTN 45.10

364.15%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.63 BTN 53.1

85.71%

Eggs

$2.43 Rp 43.7K

$1.70 BTN 143

42.94%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.73 BTN 399

206.55%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.06 BTN 259

42.16%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$3.54 BTN 299

238.42%

Apples (1kg)

$3.72 Rp 66.8K

$4.08 BTN 344

-8.82%

Banana (1kg)

$1.63 Rp 29.2K

$2.40 BTN 203

-32.08%

Oranges (1kg)

$2.74 Rp 49.3K

$2.27 BTN 191

20.70%

Tomato (1kg)

$2.24 Rp 40.3K

$0.85 BTN 71.5

163.53%

Potato (1kg)

$1.92 Rp 34.5K

$0.51 BTN 42.74

276.47%

Onion (1kg)

$2.28 Rp 40.9K

$0.87 BTN 73.5

162.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.28 BTN 23.37

278.57%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.48 BTN 40.70

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.47 BTN 293

-5.19%

Wine (Bottle)

$23.19 Rp 416.8K

$3.18 BTN 269

629.25%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.76 BTN 64.3

265.79%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.31 BTN 111

108.40%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$2.35 BTN 198

-88.51%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$17.43 BTN 1,471

39.59%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$26.21 BTN 2,212

106.56%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$11.53 BTN 973

227.93%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$54.6 BTN 4,610

59.02%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$41.37 BTN 3,492

84.55%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$105 BTN 8,887

842.15%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$91.4 BTN 7,715

636.11%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$103 BTN 8,702

3173.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$137 BTN 11.5K

1400.32%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,161 BTN 266.8K

-11.27%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,981 BTN 251.6K

-25.29%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$241 BTN 20.4K

-30.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Punakha: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $105 in Punakha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Punakha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Punakha: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 357% more than Punakha, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $462 in Punakha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punakha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $308 in Punakha. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 122% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Punakha, where all-in costs run around $308, than in Ubud, Bali at $1,408. In Punakha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Punakha costs $308 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Punakha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.