Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Puerto Galera

For one person, living is cheaper in Puerto Galera: $827 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Puerto Galera
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Puerto Galera Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Puerto Galera

🇵🇭 Philippines

$827

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Puerto Galera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Puerto Galera actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $827 in Puerto Galera, rent included.

Ubud, Bali $1,349
Puerto Galera $827

A couple spends around $2,305 per month in Ubud, Bali vs $1,247 in Puerto Galera, rent included.

Ubud, Bali $2,305
Puerto Galera $1,247

A family of three spends $3,261 per month in Ubud, Bali vs $1,668 in Puerto Galera, rent included.

Ubud, Bali $3,261
Puerto Galera $1,668

Ubud, Bali costs about 63% more than Puerto Galera, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.39 ₱281

-24.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$18.41 ₱1,176

93.59%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.69 ₱172

105.58%

Cappuccino

$2.72 Rp 49.4K

$2.69 ₱172

1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.69 ₱44.02

146.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.28 ₱17.93

171.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.44 ₱92.2

84.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.79 ₱178

56.99%

Milk (1 liter)

$1.49 Rp 27.1K

$1.65 ₱105

-9.70%

White Bread (500g)

$2.28 Rp 41.4K

$1.14 ₱73.0

100.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.89 ₱56.7

33.71%

Eggs

$2.04 Rp 37.0K

$1.70 ₱109

20.00%

Local Cheese (1kg)

$17.70 Rp 321.7K

$6.84 ₱437

158.77%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.05 ₱259

-2.22%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$6.86 ₱439

77.70%

Apples (1kg)

$3.66 Rp 66.4K

$3.92 ₱251

-6.63%

Banana (1kg)

$1.52 Rp 27.6K

$1.39 ₱89.0

9.35%

Oranges (1kg)

$2.23 Rp 40.5K

$3.54 ₱226

-37.01%

Tomato (1kg)

$1.97 Rp 35.9K

$1.15 ₱73.5

71.30%

Potato (1kg)

$1.85 Rp 33.6K

$2.30 ₱147

-19.57%

Onion (1kg)

$2.42 Rp 44.1K

$3.24 ₱207

-25.31%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.39 ₱88.9

-28.78%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.95 ₱61.0

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.80 ₱179

-20.71%

Wine (Bottle)

$22.24 Rp 404.2K

$7.42 ₱474

199.73%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.33 ₱84.9

69.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.73 ₱110

71.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.23 ₱14.43

8.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$13.69 ₱875

-42.88%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.82 ₱52.2

-46.34%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.21 ₱13.38

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$2.44 ₱156

121.72%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.20 ₱76.8

-31.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$20.7K ₱1.3M

15.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$18.6K ₱1.2M

70.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$164 ₱10.5K

-51.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$14.04 ₱897

-54.06%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$23.63 ₱1,510

-21.37%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$35.96 ₱2,298

37.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$5.19 ₱332

240.08%

Cinema Ticket

$4.27 Rp 77.7K

$7.17 ₱458

-40.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$71.8 ₱4,584

583.68%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$2,498 ₱159.6K

127.11%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$34.70 ₱2,217

28.65%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$22.04 ₱1,408

58.58%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$77.8 ₱4,971

2.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$73.6 ₱4,701

7.94%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$255 ₱16.3K

341.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$170 ₱10.8K

295.88%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$482 ₱30.8K

640.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$353 ₱22.6K

388.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,553 ₱163.1K

7.01%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,027 ₱65.6K

122.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Puerto Galera: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Puerto Galera

$170 20.5% 74.7% $502

Groceries & Markets

Ubud, Bali

$288 21.4%

Puerto Galera

$203 24.5% 29.7% $86

Eating Out

Ubud, Bali

$108 8%

Puerto Galera

$92 11.2% 14.4% $15

Clothing & Footwear

Ubud, Bali

$108 8%

Puerto Galera

$94 11.3% 12.9% $14

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Puerto Galera

$202 24.4% 94.1% $98

Sport & Entertainment

Ubud, Bali

$58 4.3%

Puerto Galera

$50 6.1% 13.3% $7.7

Getting Around

Ubud, Bali

$11 0.9%

Puerto Galera

$16 2% 44.1% $5

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $255 in Puerto Galera. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $18 in Puerto Galera. Monthly groceries follow the same trend: $288 vs $203 – making Puerto Galera the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Puerto Galera

🕒 Local time

04:38 4:38 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

36,606

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Puerto Galera 2,530 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Puerto Galera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Puerto Galera: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 63%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,241 in Puerto Galera. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Puerto Galera, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $18 in Puerto Galera. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $827 in Puerto Galera. That makes Puerto Galera about 39% cheaper.

A $1,000 monthly budget goes further in Puerto Galera, where all-in costs run around $827, than in Ubud, Bali at $1,349. In Puerto Galera it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Puerto Galera – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.