Cost of Living Comparison Between Ubud, Bali and Puerto Armuelles Cost of Living Comparison Between Ubud, Bali and Puerto Armuelles

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $521 in Puerto Armuelles, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $684 in Puerto Armuelles, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $848 in Puerto Armuelles, rent included.

Ubud, Bali costs about 172% more than Puerto Armuelles, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Puerto Armuelles is 61% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.08 PAB 3.08

15.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.56 PAB 6.56

-24.54%

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.98 PAB 0.98

36.73%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.91 PAB 0.91

-23.08%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.97 PAB 0.97

201.03%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.05 PAB 2.05

93.17%

Milk (1 liter)

$1.81 Rp 32.3K

$1.88 PAB 1.88

-3.72%

White Bread (500g)

$2.52 Rp 45.0K

$1.98 PAB 1.98

27.27%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.85 PAB 0.85

36.47%

Eggs

$2.46 Rp 43.9K

$2.37 PAB 2.37

3.80%

Local Cheese (1kg)

$14.71 Rp 262.7K

Chicken Fillets (1kg)

$4.32 Rp 77.1K

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$1.56 Rp 27.8K

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$2.33 Rp 41.5K

Potato (1kg)

$1.91 Rp 34.2K

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.02 PAB 1.02

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.37 PAB 0.37

654.05%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.46 PAB 1.46

-68.49%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.95 PAB 0.95

-16.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$71.1 PAB 71.1

12.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$64.5 PAB 64.5

-63.52%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$9.84 PAB 9.84

464.43%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$298 PAB 298

237.94%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$250 PAB 250

170.54%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$502 PAB 502

585.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$442 PAB 442

361.21%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Puerto Armuelles: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $298 in Puerto Armuelles. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Puerto Armuelles: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $521 in Puerto Armuelles – roughly 172% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $781 in Puerto Armuelles. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Puerto Armuelles, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $521 in Puerto Armuelles. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 360% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Puerto Armuelles, where all-in costs run around $521, than in Ubud, Bali at $1,419. In Puerto Armuelles it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $521 in Puerto Armuelles to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Puerto Armuelles. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.