Cost of Living Comparison Between Ubud, Bali and Puerto Armuelles Cost of Living Comparison Between Ubud, Bali and Puerto Armuelles

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $513 in Puerto Armuelles, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $692 in Puerto Armuelles, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $872 in Puerto Armuelles, rent included.

Ubud, Bali costs about 174% more than Puerto Armuelles, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Puerto Armuelles is 62% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.94 PAB 2.94

17.35%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.67 PAB 6.67

-27.44%

Cappuccino

$2.75 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.03 PAB 1.03

33.98%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.91 PAB 0.91

-17.58%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.98 PAB 0.98

205.10%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.95 PAB 1.95

97.44%

Milk (1 liter)

$1.74 Rp 31.2K

$1.90 PAB 1.90

-8.42%

White Bread (500g)

$2.46 Rp 44.2K

$1.99 PAB 1.99

23.62%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.91 PAB 0.91

28.57%

Eggs

$2.43 Rp 43.7K

$2.30 PAB 2.30

5.65%

Local Cheese (1kg)

$14.50 Rp 260.6K

Chicken Fillets (1kg)

$4.35 Rp 78.2K

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.3K

Tomato (1kg)

$2.24 Rp 40.3K

Potato (1kg)

$1.92 Rp 34.5K

Onion (1kg)

$2.28 Rp 40.9K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.02 PAB 1.02

-29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.37 PAB 0.37

651.35%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.54 PAB 1.54

-68.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.94 PAB 0.94

-13.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$73.9 PAB 73.9

5.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$64.3 PAB 64.3

-62.14%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$9.97 PAB 9.97

443.03%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$306 PAB 306

224.36%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$252 PAB 252

166.70%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$492 PAB 492

586.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$453 PAB 453

352.90%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Puerto Armuelles: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $306 in Puerto Armuelles. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Puerto Armuelles: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $513 in Puerto Armuelles – roughly 174% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $770 in Puerto Armuelles. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Puerto Armuelles, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $513 in Puerto Armuelles. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 351% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Puerto Armuelles, where all-in costs run around $513, than in Ubud, Bali at $1,408. In Puerto Armuelles it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $513 in Puerto Armuelles to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Puerto Armuelles. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.