Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Puerto Armuelles

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Puerto Armuelles

🇵🇦 Panama

/mo nomad

Meal at Budget Restaurant

$3.32 Rp 60.2K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.1K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 320.9K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.0K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,307

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,968

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.8K

Gym Membership (Monthly)

$49.48 Rp 897.1K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.3K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.7K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Puerto Armuelles: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Puerto Armuelles

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Puerto Armuelles

–

Eating Out

Ubud, Bali

$108 8%

Puerto Armuelles

–

Clothing & Footwear

Ubud, Bali

$108 8%

Puerto Armuelles

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Puerto Armuelles

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Puerto Armuelles

–

Getting Around

Ubud, Bali

$11 0.9%

Puerto Armuelles

–

Good to know

🇮🇩 Ubud, Bali

🇵🇦 Puerto Armuelles

🕒 Local time

15:53 3:53 PM

02:53 2:53 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,455

💱 Currency

Indonesian Rupiah IDR Rp

Panamanian Balboa PAB B/.

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

1 PAB = 1 USD

1 PAB = 0.894 EUR

Exchange rates and currency converter

PAB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,277 IDR (100,000 IDR = 4.93 EUR).

Panamanian Balboa exchange rates as of October 30, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.894 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Puerto Armuelles 18,020 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Puerto Armuelles

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Puerto Armuelles: Cost of Living - Frequently Asked Questions

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

Ubud, Bali vs other spots: cost of living compared

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