Cost of Living Comparison Between Ubud, Bali and Poughkeepsie, NY Cost of Living Comparison Between Ubud, Bali and Poughkeepsie, NY

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $2,943 in Poughkeepsie, NY.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $4,150 in Poughkeepsie, NY.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $5,356 in Poughkeepsie, NY.

Living in Ubud, Bali costs roughly 53% less than in Poughkeepsie, NY, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Poughkeepsie, NY 118% above.

Meal at Budget Restaurant

$3.32 Rp 59.6K

$23.68 $23.68

-85.98%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 633.8K

$100 $100

-64.68%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.7K

$12.51 $12.51

-57.39%

Cappuccino

$2.75 Rp 49.4K

$4.54 $4.54

-39.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$2.06 $2.06

-16.02%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.23 $1.23

-34.96%

Local Beer (0.5 liter draught)

$2.95 Rp 52.9K

$6.13 $6.13

-51.88%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.6K

$7.99 $7.99

-44.43%

Milk (1 liter)

$1.50 Rp 26.9K

$1.01 $1.01

48.51%

White Bread (500g)

$2.30 Rp 41.2K

$3.22 $3.22

-28.57%

Rice (white) (1kg)

$1.10 Rp 19.7K

$5.14 $5.14

-78.60%

Eggs

$2.16 Rp 38.7K

$5.29 $5.29

-59.17%

Local Cheese (1kg)

$17.09 Rp 306.5K

$13.10 $13.10

30.46%

Chicken Fillets (1kg)

$3.88 Rp 69.6K

$16.16 $16.16

-75.99%

Beef Round Steak (1kg)

$11.92 Rp 213.8K

$17.37 $17.37

-31.38%

Apples (1kg)

$3.57 Rp 64.0K

$4.95 $4.95

-27.88%

Banana (1kg)

$1.58 Rp 28.4K

$1.01 $1.01

56.44%

Oranges (1kg)

$2.36 Rp 42.4K

$5.49 $5.49

-57.01%

Tomato (1kg)

$1.97 Rp 35.3K

$4.82 $4.82

-59.13%

Potato (1kg)

$1.81 Rp 32.4K

$3.30 $3.30

-45.15%

Onion (1kg)

$2.39 Rp 42.9K

$3.57 $3.57

-33.05%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.97 $1.97

-48.22%

Water (1.5 liter bottle)

$0.49 Rp 8,815

$2.06 $2.06

-76.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.3K

$14.67 $14.67

-84.66%

Wine (Bottle)

$22.30 Rp 400.0K

$9.98 $9.98

123.45%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.5K

$2.06 $2.06

15.05%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.9K

$3.99 $3.99

-27.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,469

$2.81 $2.81

-91.10%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,927

$4.97 $4.97

-91.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,575

$1.35 $1.35

-68.89%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.6K

$29.54 $29.54

-80.84%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.88 $0.88

-7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 425.9M

$31.0K $31.0K

-23.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 555.7M

$25.1K $25.1K

23.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$212 $212

-61.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.0K

$70.1 $70.1

-91.01%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 334.3K

$68.8 $68.8

-72.91%

Gym Membership (Monthly)

$54.7 Rp 981.8K

$20.05 $20.05

172.97%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.9K

$39.77 $39.77

-53.61%

Cinema Ticket

$4.24 Rp 76.0K

$15.14 $15.14

-71.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$1,495 $1,495

-67.62%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.3M

$17.0K $17.0K

-67.07%

Jeans (Levis 501 Or Similar)

$45.77 Rp 821.1K

$54.5 $54.5

-16.06%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 640.3K

$40.53 $40.53

-11.94%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$112 $112

-30.30%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$110 $110

-26.84%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$1,731 $1,731

-33.75%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$1,662 $1,662

-59.19%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.9M

$1,975 $1,975

77.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.3M

$2,299 $2,299

-26.58%

Buy Apartment in City Center (m2)

$2,788 Rp 50.0M

$1,593 $1,593

75.06%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.5M

$2,318 $2,318

-2.66%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,407 $4,407

-96.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.12

125.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Poughkeepsie, NY: September 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $1,731 in Poughkeepsie, NY. Housing cost is often the main lever when comparing two cities.

Poughkeepsie, NY pays 2570% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $100 in Poughkeepsie, NY for a mid-range dinner for two. Groceries echo the gap at $286 vs $421 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Poughkeepsie, NY: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 114% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2570% lower in Poughkeepsie, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $1,731 in Poughkeepsie, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Poughkeepsie, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,374 per month in Ubud, Bali versus $2,943 in Poughkeepsie, NY – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,374 in Ubud, Bali versus $2,943 in Poughkeepsie, NY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Poughkeepsie, NY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Poughkeepsie, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Poughkeepsie, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 114% less than in Poughkeepsie, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.