Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pinhal Novo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,696 in Pinhal Novo, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
80

Cost of Living Index in Pinhal Novo
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Pinhal Novo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pinhal Novo

🇵🇹 Portugal

$1,696

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pinhal Novo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pinhal Novo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,696 in Pinhal Novo.

Ubud, Bali $1,349
Pinhal Novo $1,696

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,370 in Pinhal Novo.

Ubud, Bali $2,305
Pinhal Novo $2,370

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,044 in Pinhal Novo.

Ubud, Bali $3,261
Pinhal Novo $3,044

Living in Ubud, Bali costs roughly 20% less than in Pinhal Novo, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.95 €11.61

-74.36%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$53.4 €47.83

-33.22%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.96 €8.03

-38.28%

Cappuccino

$2.72 Rp 49.3K

$1.26 €1.13

115.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.72 €1.55

-1.16%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.15 €1.03

-33.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.72 €2.44

-2.57%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.84 €2.55

54.23%

Milk (1 liter)

$1.49 Rp 27.0K

$1.04 €0.93

43.27%

White Bread (500g)

$2.28 Rp 41.3K

$2.33 €2.09

-2.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.30 €1.17

-8.46%

Eggs

$2.04 Rp 36.9K

$2.59 €2.32

-21.24%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.02 €10.77

47.25%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.09 €6.36

-44.15%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$10.86 €9.73

12.25%

Apples (1kg)

$3.66 Rp 66.3K

$1.77 €1.58

106.78%

Banana (1kg)

$1.52 Rp 27.5K

$1.23 €1.11

23.58%

Oranges (1kg)

$2.23 Rp 40.4K

$1.35 €1.21

65.19%

Tomato (1kg)

$1.97 Rp 35.8K

$2.56 €2.30

-23.05%

Potato (1kg)

$1.85 Rp 33.5K

$1.25 €1.12

48.00%

Onion (1kg)

$2.42 Rp 44.0K

$1.78 €1.59

35.96%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.65 €1.48

-40.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.15 €1.03

-55.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.09 €5.46

-63.55%

Wine (Bottle)

$22.24 Rp 403.4K

$5.53 €4.96

302.17%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.24 €1.11

82.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.40 €1.25

112.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.29 €2.05

-89.08%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$39.22 €35.14

-80.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.59 €4.11

-90.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.08 €0.96

-60.19%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$14.36 €12.87

-62.33%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.16 €1.93

-62.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$33.9K €30.3K

-29.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.0K €34.1K

-16.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$126 €113

-37.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$19.84 €17.78

-67.49%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$45.29 €40.58

-58.98%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$39.80 €35.66

24.32%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$16.71 €14.97

5.63%

Cinema Ticket

$4.27 Rp 77.5K

$8.79 €7.87

-51.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$607 €544

-19.22%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$13.3K €11.9K

-57.33%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$74.6 €66.9

-40.18%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$29.75 €26.65

17.48%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$107 €96.3

-25.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$102 €91.5

-22.18%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$984 €882

14.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$836 €749

-19.67%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,628 €1,459

118.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,093 €979

57.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,729 €2,446

0.10%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,600 €2,330

-12.15%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,115 €999

-85.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pinhal Novo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pinhal Novo

$836 49.3% 24.5% $164

Groceries & Markets

Ubud, Bali

$288 21.4%

Pinhal Novo

$236 13.9% 18.3% $53

Eating Out

Ubud, Bali

$108 8%

Pinhal Novo

$176 10.4% 63.8% $69

Clothing & Footwear

Ubud, Bali

$108 8%

Pinhal Novo

$141 8.3% 31.4% $34

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pinhal Novo

$191 11.3% 83.2% $87

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pinhal Novo

$57 3.4% 1.1% $0.7

Getting Around

Ubud, Bali

$11 0.9%

Pinhal Novo

$58 3.4% 411% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $984 in Pinhal Novo. Housing cost is often the main lever when comparing two cities.

Pinhal Novo pays about 6.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $53 in Pinhal Novo. Groceries flip the comparison at $288 vs $236, with Pinhal Novo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Pinhal Novo

🕒 Local time

12:12 12:12 PM

04:12 4:12 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,991

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pinhal Novo 13,540 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Pinhal Novo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pinhal Novo: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 20% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $984 in Pinhal Novo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Pinhal Novo. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $607 in Pinhal Novo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pinhal Novo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Pinhal Novo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.