Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Phu Quoc

For one person, living is cheaper in Phu Quoc: $730 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Phu Quoc
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Phu Quoc Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Phu Quoc

🇻🇳 Vietnam

$730

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Phu Quoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Phu Quoc actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $730 in Phu Quoc, rent included.

Ubud, Bali $1,353
Phu Quoc $730

A couple spends around $2,297 per month in Ubud, Bali vs $1,165 in Phu Quoc, rent included.

Ubud, Bali $2,297
Phu Quoc $1,165

A family of three spends $3,241 per month in Ubud, Bali vs $1,600 in Phu Quoc, rent included.

Ubud, Bali $3,241
Phu Quoc $1,600

Ubud, Bali costs about 85% more than Phu Quoc, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Phu Quoc is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.94 ₫50.3K

66.49%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$21.47 ₫555.9K

62.46%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.71 ₫122.0K

21.02%

Cappuccino

$2.62 Rp 47.1K

$1.77 ₫45.7K

48.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.50 ₫13.0K

244.00%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.30 ₫7,877

170.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.99 ₫25.7K

167.68%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.50 ₫38.9K

191.33%

Milk (1 liter)

$1.57 Rp 28.3K

$1.36 ₫35.2K

15.44%

White Bread (500g)

$2.19 Rp 39.5K

$1.01 ₫26.3K

116.83%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.98 ₫25.5K

20.41%

Eggs

$2.16 Rp 38.8K

$1.41 ₫36.6K

53.19%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.76 ₫304.3K

50.09%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.62 ₫93.8K

4.42%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.15 ₫262.9K

17.73%

Apples (1kg)

$3.60 Rp 64.8K

$2.67 ₫69.0K

34.83%

Banana (1kg)

$1.59 Rp 28.6K

$1.05 ₫27.2K

51.43%

Oranges (1kg)

$2.31 Rp 41.6K

$1.29 ₫33.4K

79.07%

Tomato (1kg)

$1.91 Rp 34.3K

$1.08 ₫28.1K

76.85%

Potato (1kg)

$1.78 Rp 32.1K

$1.03 ₫26.7K

72.82%

Onion (1kg)

$2.33 Rp 41.9K

$1.05 ₫27.2K

121.90%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.65 ₫16.9K

53.85%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.51 ₫13.2K

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.38 ₫35.7K

65.94%

Wine (Bottle)

$22.07 Rp 397.3K

$11.26 ₫291.5K

96.00%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.74 ₫19.1K

217.57%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.59 ₫41.2K

87.42%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.35 ₫8,958

-34.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$6.50 ₫168.2K

36.92%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.72 ₫18.7K

-34.72%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.62 ₫16.0K

-30.65%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.70 ₫69.9K

102.59%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.86 ₫22.2K

-3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$35.3K ₫914.1M

-32.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$31.6K ₫818.3M

3.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$74.4 ₫1.9M

7.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.96 ₫154.4K

10.07%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$8.48 ₫219.5K

119.34%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$21.85 ₫565.8K

147.69%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$7.84 ₫202.9K

133.16%

Cinema Ticket

$4.25 Rp 76.5K

$3.05 ₫79.1K

39.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$262 ₫6.8M

88.40%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$11.5K ₫297.4M

-51.27%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$41.39 ₫1.1M

10.12%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$22.91 ₫593.1K

52.60%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$84.8 ₫2.2M

-8.32%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$74.4 ₫1.9M

5.61%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$359 ₫9.3M

215.51%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$248 ₫6.4M

171.13%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$717 ₫18.6M

404.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$527 ₫13.6M

222.75%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,109 ₫54.6M

28.83%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,229 ₫31.8M

82.42%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.1

51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Phu Quoc: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Phu Quoc

$248 34% 63.1% $425

Groceries & Markets

Ubud, Bali

$287 21.2%

Phu Quoc

$191 26.1% 33.6% $96

Clothing & Footwear

Ubud, Bali

$107 7.9%

Phu Quoc

$101 13.8% 5.6% $6

Eating Out

Ubud, Bali

$106 7.9%

Phu Quoc

$62 8.5% 41.7% $44

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Phu Quoc

$89 12.2% 15.5% $16

Sport & Entertainment

Ubud, Bali

$63 4.6%

Phu Quoc

$28 3.8% 55.3% $35

Getting Around

Ubud, Bali

$12 0.9%

Phu Quoc

$12 1.6% 5.9% $0.7

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $359 in Phu Quoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $21.00 in Phu Quoc. Monthly groceries follow the same trend: $287 vs $191 – making Phu Quoc the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Phu Quoc

🕒 Local time

00:12 12:12 AM

23:12 11:12 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

144,460

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Phu Quoc 2,430 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Phu Quoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phu Quoc: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 85% more than Phu Quoc, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,095 in Phu Quoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phu Quoc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 37% less in Phu Quoc. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $262 in Phu Quoc. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Phu Quoc, where all-in costs run around $730, than in Ubud, Bali at $1,353. In Phu Quoc it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phu Quoc costs $730 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phu Quoc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.