Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Philadelphia, PA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,823 in Philadelphia, PA, rent and utilities included – about $17,700 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Philadelphia, PA, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Philadelphia, PA
🇺🇸 United States
$2,823
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Philadelphia, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Philadelphia, PA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,823 in Philadelphia, PA.

  • Ubud, Bali $1,349
  • Philadelphia, PA $2,823

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,218 in Philadelphia, PA.

  • Ubud, Bali $2,305
  • Philadelphia, PA $4,218

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,612 in Philadelphia, PA.

  • Ubud, Bali $3,261
  • Philadelphia, PA $5,612

Living in Ubud, Bali costs roughly 52% less than in Philadelphia, PA, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Philadelphia, PA
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$23.40 $23.40
-85.81%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$85.0 $85.0
-58.07%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$12.73 $12.73
-56.56%
Cappuccino
$2.72 Rp 49.3K
$5.32 $5.32
-48.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$3.00 $3.00
-43.33%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.23 $2.23
-65.92%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$5.83 $5.83
-54.55%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$8.14 $8.14
-46.19%
🛒 Groceries & Markets
Ubud, Bali
Philadelphia, PA
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.45 $1.45
2.76%
White Bread (500g)
$2.28 Rp 41.2K
$4.34 $4.34
-47.47%
Rice (white) (1kg)
$1.19 Rp 21.6K
$7.04 $7.04
-83.10%
Eggs
$2.04 Rp 36.9K
$4.93 $4.93
-58.62%
Local Cheese (1kg)
$17.70 Rp 320.8K
$11.93 $11.93
48.37%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$12.45 $12.45
-68.19%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$17.21 $17.21
-29.17%
Apples (1kg)
$3.66 Rp 66.2K
$5.59 $5.59
-34.53%
Banana (1kg)
$1.52 Rp 27.5K
$1.60 $1.60
-5.00%
Oranges (1kg)
$2.23 Rp 40.4K
$5.56 $5.56
-59.89%
Tomato (1kg)
$1.97 Rp 35.7K
$5.57 $5.57
-64.63%
Potato (1kg)
$1.85 Rp 33.5K
$2.88 $2.88
-35.76%
Onion (1kg)
$2.42 Rp 43.9K
$3.18 $3.18
-23.90%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.57 $2.57
-61.48%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$2.53 $2.53
-79.84%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$12.03 $12.03
-81.55%
Wine (Bottle)
$22.24 Rp 403.0K
$15.25 $15.25
45.84%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.33 $2.33
-3.00%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$4.37 $4.37
-32.04%
🚌 Getting Around
Ubud, Bali
Philadelphia, PA
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
$2.98 $2.98
-91.61%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
$117 $117
-93.30%
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$2.83 $2.83
-84.45%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$1.58 $1.58
-72.78%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$23.53 $23.53
-77.01%
Gasoline (1 liter)
$0.82 Rp 14.9K
$1.10 $1.10
-25.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$31.8K $31.8K
-25.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$26.1K $26.1K
21.68%
🧾 Monthly Utilities & Internet
Ubud, Bali
Philadelphia, PA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$224 $224
-64.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$64.9 $64.9
-90.07%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$67.5 $67.5
-72.47%
🎉 Sport & Entertainment
Ubud, Bali
Philadelphia, PA
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
$71.1 $71.1
-30.36%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
$88.9 $88.9
-80.14%
Cinema Ticket
$4.27 Rp 77.4K
$15.13 $15.13
-71.78%
🧸 Childcare & Education
Ubud, Bali
Philadelphia, PA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$2,117 $2,117
-76.83%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$41.8K $41.8K
-86.41%
👕👟 Clothing & Footwear
Ubud, Bali
Philadelphia, PA
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$50.2 $50.2
-11.06%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$43.91 $43.91
-20.41%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$103 $103
-22.22%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$142 $142
-43.94%
🏠 Accommodation & Living
Ubud, Bali
Philadelphia, PA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$2,069 $2,069
-45.62%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,269 $1,269
-47.07%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
$4,571 $4,571
-22.02%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
$2,103 $2,103
-18.07%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$4,141 $4,141
-34.03%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$1,890 $1,890
20.87%
💵 Salaries & Financials
Ubud, Bali
Philadelphia, PA
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,139 $4,139
-96.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.66
106.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Philadelphia, PA: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Philadelphia, PA
$1.3K 88.9% $597
Groceries & Markets
Ubud, Bali
$288
Philadelphia, PA
$450 55.9% $161
Eating Out
Ubud, Bali
$108
Philadelphia, PA
$356 230% $248
Clothing & Footwear
Ubud, Bali
$108
Philadelphia, PA
$152 41.7% $45
Monthly Utilities & Internet
Ubud, Bali
$104
Philadelphia, PA
$356 242% $252
Sport & Entertainment
Ubud, Bali
$58
Philadelphia, PA
$101 74.6% $43
Getting Around
Ubud, Bali
$11
Philadelphia, PA
$139 1121% $128

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,069 in Philadelphia, PA. Housing cost is often the main lever when comparing two cities.

Philadelphia, PA pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $85 in Philadelphia, PA for a mid-range dinner for two. Groceries echo the gap at $288 vs $450 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Philadelphia, PA
🕒 Local time
03:23 3:23 AM
14:23 2:23 PM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
1,573,916
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Ubud, Bali Philadelphia, PA 16,370 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Philadelphia, PA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Philadelphia, PA: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Philadelphia, PA?
Ubud, Bali is about 52% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Philadelphia, PA?
On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Philadelphia, PA?
Rent for a central apartment: $1,125 in Ubud, Bali versus $2,069 in Philadelphia, PA. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or in Philadelphia, PA?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $85 in Philadelphia, PA. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali and in Philadelphia, PA?
All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,823 in Philadelphia, PA – Ubud, Bali is about 52% cheaper, which adds up to real savings over time.
Is $1,000 enough to cover costs in Ubud, Bali or in Philadelphia, PA?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is Ubud, Bali or Philadelphia, PA more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Philadelphia, PA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 52% less than in Philadelphia, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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