Cost of Living Comparison Between Ubud, Bali and Pensacola, FL Cost of Living Comparison Between Ubud, Bali and Pensacola, FL

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,599 in Pensacola, FL.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,628 in Pensacola, FL.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $4,657 in Pensacola, FL.

Living in Ubud, Bali costs roughly 46% less than in Pensacola, FL, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Pensacola, FL 95% above.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$18.31 $18.31

-81.43%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$56.0 $56.0

-42.15%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$12.08 $12.08

-58.61%

Cappuccino

$2.82 Rp 50.0K

$4.77 $4.77

-40.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$2.76 $2.76

-50.00%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.14 $2.14

-65.89%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$5.04 $5.04

-40.87%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$6.91 $6.91

-42.55%

Milk (1 liter)

$1.79 Rp 31.8K

$0.92 $0.92

94.57%

White Bread (500g)

$2.46 Rp 43.7K

$3.30 $3.30

-25.45%

Rice (white) (1kg)

$1.20 Rp 21.2K

$2.61 $2.61

-54.02%

Eggs

$2.39 Rp 42.3K

$3.29 $3.29

-27.36%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.90 $10.90

32.11%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$11.75 $11.75

-63.57%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$15.24 $15.24

-22.44%

Apples (1kg)

$3.78 Rp 67.0K

$3.52 $3.52

7.39%

Banana (1kg)

$1.63 Rp 28.9K

$1.58 $1.58

3.16%

Oranges (1kg)

$2.80 Rp 49.6K

$2.94 $2.94

-4.76%

Tomato (1kg)

$2.26 Rp 40.0K

$4.12 $4.12

-45.15%

Potato (1kg)

$2.00 Rp 35.3K

$3.07 $3.07

-34.85%

Onion (1kg)

$2.21 Rp 39.2K

$2.75 $2.75

-19.64%

Lettuce (1 head)

$1.07 Rp 18.9K

$2.12 $2.12

-49.53%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$2.11 $2.11

-63.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$8.20 $8.20

-61.83%

Wine (Bottle)

$23.81 Rp 421.9K

$12.85 $12.85

85.29%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.83 $1.83

55.19%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$3.00 $3.00

-7.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$1.78 $1.78

-84.83%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$43.39 $43.39

-80.71%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$2.54 $2.54

-82.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.67 $1.67

-74.25%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$26.23 $26.23

-77.20%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.81 $0.81

-1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$35.1K $35.1K

-26.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$26.3K $26.3K

21.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$262 $262

-69.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$49.22 $49.22

-91.59%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$68.0 $68.0

-64.51%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$26.67 $26.67

266.52%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$18.56 $18.56

-64.22%

Cinema Ticket

$4.04 Rp 71.5K

$12.79 $12.79

-68.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$533 $533

-44.31%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$7,849 $7,849

-16.04%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$39.90 $39.90

38.20%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$43.21 $43.21

-10.88%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$77.6 $77.6

10.99%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$75.8 $75.8

2.85%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$1,667 $1,667

-40.90%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$1,360 $1,360

-51.13%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$2,662 $2,662

29.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$2,093 $2,093

-2.41%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$3,875 $3,875

-27.00%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$2,127 $2,127

7.29%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$3,762 $3,762

-95.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Pensacola, FL: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,667 in Pensacola, FL. Housing cost is often the main lever when comparing two cities.

Pensacola, FL pays 2123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $56.0 in Pensacola, FL for a mid-range dinner for two. Groceries echo the gap at $299 vs $352 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pensacola, FL: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 86% gap adds up to real monthly savings that compound significantly over time.

On paper, Pensacola, FL earns 2123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $1,667 in Pensacola, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Pensacola, FL. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $56.0 in Pensacola, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,394 in Ubud, Bali versus $2,599 in Pensacola, FL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pensacola, FL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Pensacola, FL, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Pensacola, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 86% less than in Pensacola, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.