Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pec

For one person, living is cheaper in Pec: $669 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Pec
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Pec Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pec

🇽🇰 Kosovo

$669

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pec

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pec actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $669 in Pec, rent included.

Ubud, Bali $1,349
Pec $669

A couple spends around $2,305 per month in Ubud, Bali vs $1,085 in Pec, rent included.

Ubud, Bali $2,305
Pec $1,085

A family of three spends $3,261 per month in Ubud, Bali vs $1,501 in Pec, rent included.

Ubud, Bali $3,261
Pec $1,501

Ubud, Bali costs about 102% more than Pec, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$5.50 €4.93

-39.64%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$22.40 €20.06

59.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.56 €4.09

21.27%

Cappuccino

$2.72 Rp 49.3K

$1.31 €1.17

107.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.59 €1.42

6.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.07 €0.96

-28.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.99 €1.78

33.17%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.85 €2.55

53.68%

Milk (1 liter)

$1.49 Rp 27.0K

$1.31 €1.17

13.74%

White Bread (500g)

$2.28 Rp 41.2K

$0.67 €0.60

240.30%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.33 €1.19

-10.53%

Eggs

$2.04 Rp 36.9K

$1.83 €1.64

11.48%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.96 €7.13

122.36%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.78 €6.07

-41.59%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$12.42 €11.12

-1.85%

Apples (1kg)

$3.66 Rp 66.2K

$1.44 €1.29

154.17%

Banana (1kg)

$1.52 Rp 27.5K

$1.42 €1.27

7.04%

Oranges (1kg)

$2.23 Rp 40.4K

$1.10 €0.98

102.73%

Tomato (1kg)

$1.97 Rp 35.7K

$1.65 €1.48

19.39%

Potato (1kg)

$1.85 Rp 33.5K

$0.92 €0.82

101.09%

Onion (1kg)

$2.42 Rp 43.9K

$0.86 €0.77

181.40%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.84 €0.76

17.86%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.50 €0.44

2.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.84 €2.55

-21.83%

Wine (Bottle)

$22.24 Rp 403.0K

$5.48 €4.91

305.84%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.91 €0.82

148.35%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.20 €1.08

147.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.18 €1.95

-79.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.57 €0.51

-24.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$3.30 €2.95

63.94%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.47 €1.32

-44.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$22.2K €19.8K

7.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$25.6K €22.9K

23.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$103 €92.6

-23.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$11.13 €9.96

-42.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$23.36 €20.92

-20.46%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$22.69 €20.32

118.07%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$34.08 €30.52

-48.21%

Cinema Ticket

$4.27 Rp 77.4K

$4.56 €4.08

-6.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$151 €135

225.44%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,916 €2,611

94.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$43.60 €39.04

2.39%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$27.39 €24.53

27.60%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$64.4 €57.6

24.16%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$81.5 €73.0

-2.53%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$166 €149

577.38%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$110 €98.2

512.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$338 €303

954.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$275 €246

526.29%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,239 €1,110

120.47%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,056 €946

116.27%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$467 €418

-64.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.5

206.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pec: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pec

$110 16.4% 83.7% $562

Groceries & Markets

Ubud, Bali

$288 21.4%

Pec

$188 28% 35% $101

Eating Out

Ubud, Bali

$108 8%

Pec

$100 14.9% 7.4% $8

Clothing & Footwear

Ubud, Bali

$108 8%

Pec

$98 14.6% 9.3% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pec

$138 20.6% 32.5% $34

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pec

$32 4.8% 45.2% $26

Getting Around

Ubud, Bali

$11 0.9%

Pec

$5 * 0.8% 55.9% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $166 in Pec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pec are about 2.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $22 in Pec. Monthly groceries follow the same trend: $288 vs $188 – making Pec the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇽🇰 Pec

🕒 Local time

04:18 4:18 AM

21:18 9:18 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

48,962

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Pec 11,050 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Pec

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pec: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 102% more than Pec, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,004 in Pec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pec, especially for central apartments: a one-bedroom in the center costs $166 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $22 in Pec. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 54% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Pec, where all-in costs run around $669, than in Ubud, Bali at $1,349. In Pec it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pec – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.