Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pasay

For one person, living is cheaper in Pasay: $911 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Pasay
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Pasay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Pasay

🇵🇭 Philippines

$911

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pasay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pasay actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $911 in Pasay, rent included.

Ubud, Bali $1,353
Pasay $911

A couple spends around $2,297 per month in Ubud, Bali vs $1,239 in Pasay, rent included.

Ubud, Bali $2,297
Pasay $1,239

A family of three spends $3,241 per month in Ubud, Bali vs $1,566 in Pasay, rent included.

Ubud, Bali $3,241
Pasay $1,566

Ubud, Bali costs about 49% more than Pasay, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Pasay is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$4.32 ₱272

-25.23%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$18.87 ₱1,188

84.84%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$2.71 ₱171

110.33%

Cappuccino

$2.62 Rp 47.1K

$2.26 ₱143

15.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.58 ₱36.52

196.55%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.33 ₱20.81

145.45%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.15 ₱72.3

130.43%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.62 ₱102

169.75%

Milk (1 liter)

$1.57 Rp 28.3K

$1.66 ₱105

-5.42%

White Bread (500g)

$2.19 Rp 39.5K

$1.17 ₱73.7

87.18%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.00 ₱63.1

18.00%

Eggs

$2.16 Rp 38.8K

$1.88 ₱118

14.89%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.97 ₱313

255.13%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.24 ₱267

-10.85%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.86 ₱432

74.20%

Apples (1kg)

$3.60 Rp 64.8K

$2.23 ₱141

61.43%

Banana (1kg)

$1.59 Rp 28.6K

$1.56 ₱98.1

1.92%

Oranges (1kg)

$2.31 Rp 41.6K

$2.33 ₱147

-0.86%

Tomato (1kg)

$1.91 Rp 34.3K

$1.18 ₱74.0

61.86%

Potato (1kg)

$1.78 Rp 32.1K

$2.24 ₱141

-20.54%

Onion (1kg)

$2.33 Rp 41.9K

$3.47 ₱218

-32.85%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.30 ₱81.6

-23.08%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.82 ₱51.5

-35.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.97 ₱187

-22.90%

Wine (Bottle)

$22.07 Rp 397.3K

$7.69 ₱484

187.00%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.98 ₱61.6

139.80%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.81 ₱114

64.64%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.16 ₱10.24

43.75%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.81 ₱51.0

-41.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.23 ₱14.53

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.95 ₱123

180.51%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.19 ₱74.9

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.4K ₱1.3M

11.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.5K ₱1.2M

68.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$137 ₱8,641

-41.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$14.45 ₱910

-54.60%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$24.10 ₱1,517

-22.82%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$48.07 ₱3,026

12.59%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.27 ₱332

-19.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$72.0 ₱4,536

583.91%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,457 ₱154.7K

127.85%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$35.48 ₱2,234

28.47%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$19.76 ₱1,244

76.92%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$70.7 ₱4,451

9.94%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$64.0 ₱4,031

22.63%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$426 ₱26.8K

165.51%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$321 ₱20.2K

109.64%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$821 ₱51.7K

340.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$370 ₱23.3K

359.39%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,852 ₱116.6K

46.70%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$562 ₱35.4K

298.46%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$512 ₱32.2K

-67.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Pasay: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Pasay

$321 35.2% 52.3% $352

Groceries & Markets

Ubud, Bali

$287 21.2%

Pasay

$185 20.3% 35.7% $102

Clothing & Footwear

Ubud, Bali

$107 7.9%

Pasay

$85 9.4% 19.8% $21

Eating Out

Ubud, Bali

$106 7.9%

Pasay

$83 9.1% 22.5% $24

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Pasay

$176 19.3% 67.2% $71

Sport & Entertainment

Ubud, Bali

$63 4.6%

Pasay

$59 6.4% 6.4% $4

Getting Around

Ubud, Bali

$12 0.9%

Pasay

$2.6 * 0.3% 79% $9.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $426 in Pasay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 208% higher in Pasay, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $19.00 in Pasay. Monthly groceries follow the same trend: $287 vs $185 – making Pasay the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Pasay

🕒 Local time

19:38 7:38 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

416,522

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pasay 2,640 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Pasay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pasay: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $911 in Pasay – roughly 49% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,366 in Pasay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pasay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $19.00 in Pasay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 55% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pasay, where all-in costs run around $911, than in Ubud, Bali at $1,353. In Pasay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $911 in Pasay to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pasay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.