Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Panevezys

For one person, living is cheaper in Panevezys: $1,251 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Panevezys
🇱🇹 Lithuania
$1,251
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Panevezys

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Panevezys actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,251 in Panevezys.

  • Ubud, Bali $1,353
  • Panevezys $1,251

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,892 in Panevezys.

  • Ubud, Bali $2,297
  • Panevezys $1,892

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,533 in Panevezys.

  • Ubud, Bali $3,241
  • Panevezys $2,533

Living in Ubud, Bali is roughly 8% more expensive than in Panevezys, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 0% above, Panevezys is 8% below.

Currency
🍽 Eating Out
Ubud, Bali
Panevezys
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$12.47 €11.10
-74.10%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$51.2 €45.54
-31.87%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$6.65 €5.92
-14.29%
Cappuccino
$2.62 Rp 47.1K
$3.18 €2.83
-17.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.18 €1.94
-21.10%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.92 €1.71
-57.81%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$3.95 €3.51
-32.91%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$4.51 €4.01
-3.10%
🛒 Groceries & Markets
Ubud, Bali
Panevezys
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.30 €1.15
20.77%
White Bread (500g)
$2.19 Rp 39.5K
$1.50 €1.33
46.00%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.72 €1.53
-31.40%
Eggs
$2.16 Rp 38.8K
$2.96 €2.64
-27.03%
Local Cheese (1kg)
$17.65 Rp 317.7K
$10.21 €9.08
72.87%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$5.73 €5.10
-34.03%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$9.61 €8.55
24.35%
Apples (1kg)
$3.60 Rp 64.8K
$1.67 €1.48
115.57%
Banana (1kg)
$1.59 Rp 28.6K
$1.43 €1.28
11.19%
Oranges (1kg)
$2.31 Rp 41.6K
$1.74 €1.55
32.76%
Tomato (1kg)
$1.91 Rp 34.3K
$2.96 €2.63
-35.47%
Potato (1kg)
$1.78 Rp 32.1K
$0.58 €0.51
206.90%
Onion (1kg)
$2.33 Rp 41.9K
$0.93 €0.83
150.54%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.48 €1.32
-32.43%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.79 €0.70
-32.91%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$5.68 €5.05
-59.68%
Wine (Bottle)
$22.07 Rp 397.3K
$8.59 €7.64
156.93%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.61 €1.43
45.96%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$1.72 €1.53
73.26%
🚌 Getting Around
Ubud, Bali
Panevezys
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$0.77 €0.69
-70.13%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$35.54 €31.61
-74.96%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.07 €2.73
-84.69%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$0.88 €0.78
-51.14%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$13.43 €11.95
-59.27%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.74 €1.55
-52.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$27.6K €24.6K
-13.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$27.8K €24.7K
18.02%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panevezys
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$203 €180
-60.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$15.44 €13.73
-57.51%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$14.02 €12.47
32.67%
🎉 Sport & Entertainment
Ubud, Bali
Panevezys
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$67.6 €60.1
-19.89%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$22.33 €19.86
-18.14%
Cinema Ticket
$4.25 Rp 76.5K
$8.78 €7.81
-51.59%
🧸 Childcare & Education
Ubud, Bali
Panevezys
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$466 €414
5.77%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$9,396 €8,358
-40.43%
👕👟 Clothing & Footwear
Ubud, Bali
Panevezys
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$114 €102
-60.14%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$22.40 €19.93
56.07%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$81.5 €72.5
-4.65%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$169 €150
-53.57%
🏠 Accommodation & Living
Ubud, Bali
Panevezys
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$421 €375
168.53%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$289 €257
132.79%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$661 €588
446.75%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$439 €391
287.22%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$1,802 €1,603
50.77%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,022 €909
119.39%
💵 Salaries & Financials
Ubud, Bali
Panevezys
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$1,489 €1,325
-88.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.97
247.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Panevezys: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Panevezys
$289 57% $384
Groceries & Markets
Ubud, Bali
$287
Panevezys
$221 23% $66
Clothing & Footwear
Ubud, Bali
$107
Panevezys
$174 63.6% $68
Eating Out
Ubud, Bali
$106
Panevezys
$203 90.8% $97
Monthly Utilities & Internet
Ubud, Bali
$105
Panevezys
$232 121% $127
Sport & Entertainment
Ubud, Bali
$63
Panevezys
$85 35.9% $23
Getting Around
Ubud, Bali
$12
Panevezys
$46 271% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $421 in Panevezys. Housing cost is often the main lever when comparing two cities.

Panevezys pays 795% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $51.0 in Panevezys. Groceries flip the comparison at $287 vs $221, with Panevezys cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇱🇹 Panevezys
🕒 Local time
22:36 10:36 PM
17:36 5:36 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
99,690
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Panevezys 10,840 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Panevezys

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panevezys: Cost of Living - Frequently Asked Questions
Is Panevezys cheaper than Ubud, Bali?
Panevezys is cheaper overall, especially in groceries. The 8% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Panevezys?
On paper, salaries run 795% lower in Panevezys. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Panevezys?
Rent for a central apartment: $1,131 in Ubud, Bali versus $421 in Panevezys. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $493 in Ubud, Bali versus $466 in Panevezys. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Ubud, Bali and in Panevezys?
Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Ubud, Bali or in Panevezys?
At $1,251 in Panevezys versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Panevezys but tight or insufficient in Ubud, Bali. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.
Is Ubud, Bali or Panevezys more family-friendly?
For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Panevezys?
Safety-wise, Ubud, Bali and Panevezys are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Panevezys gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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