Cost of Living Comparison Between Ubud, Bali and Panevezys Cost of Living Comparison Between Ubud, Bali and Panevezys

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,283 in Panevezys.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,940 in Panevezys.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,597 in Panevezys.

Living in Ubud, Bali is roughly 7% more expensive than in Panevezys, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Panevezys is 7% below.

Currency
🍽 Eating Out
Ubud, Bali
Panevezys
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$12.62 €10.85
-73.61%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 631.0K
$52.6 €45.26
-31.95%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.2K
$7.13 €6.13
-21.04%
Cappuccino
$2.82 Rp 49.7K
$3.23 €2.78
-12.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$2.38 €2.05
-26.47%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$1.93 €1.66
-58.55%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$3.97 €3.41
-23.43%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$4.62 €3.98
-6.93%
🛒 Groceries & Markets
Ubud, Bali
Panevezys
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.32 €1.13
21.97%
White Bread (500g)
$2.27 Rp 40.0K
$1.50 €1.29
51.33%
Rice (white) (1kg)
$1.17 Rp 20.6K
$1.78 €1.53
-34.27%
Eggs
$2.17 Rp 38.2K
$3.12 €2.68
-30.45%
Local Cheese (1kg)
$17.63 Rp 310.6K
$10.66 €9.16
65.38%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$5.98 €5.14
-32.27%
Beef Round Steak (1kg)
$12.18 Rp 214.6K
$10.17 €8.74
19.76%
Apples (1kg)
$3.62 Rp 63.7K
$1.77 €1.52
104.52%
Banana (1kg)
$1.64 Rp 28.8K
$1.49 €1.28
10.07%
Oranges (1kg)
$2.31 Rp 40.6K
$1.77 €1.53
30.51%
Tomato (1kg)
$1.96 Rp 34.5K
$3.12 €2.68
-37.18%
Potato (1kg)
$1.84 Rp 32.5K
$0.60 €0.51
206.67%
Onion (1kg)
$2.37 Rp 41.8K
$1.00 €0.86
137.00%
Lettuce (1 head)
$1.05 Rp 18.5K
$1.53 €1.31
-31.37%
Water (1.5 liter bottle)
$0.54 Rp 9,564
$0.87 €0.75
-37.93%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$5.74 €4.94
-59.93%
Wine (Bottle)
$23.08 Rp 406.5K
$8.58 €7.38
169.00%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$1.69 €1.45
38.46%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$1.75 €1.50
75.43%
🚌 Getting Around
Ubud, Bali
Panevezys
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,366
$0.80 €0.68
-68.75%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$36.00 €30.95
-73.83%
Taxi Start (Normal Tariff)
$0.49 Rp 8,635
$3.47 €2.99
-85.88%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,352
$0.85 €0.73
-44.71%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.7K
$13.78 €11.85
-59.36%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.72 €1.47
-52.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.5M
$28.6K €24.6K
-12.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.2M
$29.3K €25.2K
5.95%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panevezys
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$211 €181
-60.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.3K
$15.80 €13.58
-58.92%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 331.0K
$15.01 €12.90
25.18%
🎉 Sport & Entertainment
Ubud, Bali
Panevezys
Difference
Gym Membership (Monthly)
$55.2 Rp 973.0K
$70.9 €61.0
-22.12%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.8K
$22.80 €19.60
-20.13%
Cinema Ticket
$4.30 Rp 75.7K
$9.45 €8.13
-54.50%
🧸 Childcare & Education
Ubud, Bali
Panevezys
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$462 €397
6.91%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$9,561 €8,220
-38.11%
👕👟 Clothing & Footwear
Ubud, Bali
Panevezys
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 815.2K
$114 €98.2
-59.46%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.9K
$23.06 €19.83
58.02%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$83.5 €71.8
-3.33%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$173 €149
-54.45%
🏠 Accommodation & Living
Ubud, Bali
Panevezys
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$439 €377
153.98%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$306 €263
126.93%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$695 €598
423.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.2M
$441 €379
287.98%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$1,880 €1,616
46.86%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$1,028 €884
123.00%
💵 Salaries & Financials
Ubud, Bali
Panevezys
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
$1,523 €1,310
-89.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.97
247.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Panevezys: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $439 in Panevezys. Housing cost is often the main lever when comparing two cities.

Panevezys pays 812% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $53.0 in Panevezys. Groceries flip the comparison at $294 vs $230, with Panevezys cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panevezys: Cost of Living - Frequently Asked Questions
Is Panevezys cheaper than Ubud, Bali?
Panevezys is cheaper overall, especially in Groceries & Markets. The 7% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Panevezys?
On paper, salaries run 812% lower in Panevezys. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Panevezys?
Rent for a central apartment: $1,114 in Ubud, Bali versus $439 in Panevezys. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $494 in Ubud, Bali versus $462 in Panevezys. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Ubud, Bali and in Panevezys?
Supermarket bills run roughly 28% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Ubud, Bali or in Panevezys?
At $1,283 in Panevezys versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Panevezys but tight or insufficient in Ubud, Bali. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.
Is Ubud, Bali or Panevezys more family-friendly?
For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Panevezys?
Safety-wise, Ubud, Bali and Panevezys are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Panevezys gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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