Cost of Living Comparison Between Ubud, Bali and Panevezys Cost of Living Comparison Between Ubud, Bali and Panevezys

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,267 in Panevezys.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,946 in Panevezys.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,624 in Panevezys.

Living in Ubud, Bali is roughly 11% more expensive than in Panevezys, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Panevezys is 5% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.35 €9.94

-69.60%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$70.4 €61.6

-54.05%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.89 €6.04

-29.75%

Cappuccino

$2.75 Rp 49.4K

$3.09 €2.71

-11.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.32 €2.03

-40.52%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.75 €1.54

-57.14%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.40 €2.98

-12.06%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.38 €2.96

13.91%

Milk (1 liter)

$1.74 Rp 31.2K

$1.37 €1.20

27.01%

White Bread (500g)

$2.46 Rp 44.2K

$1.85 €1.62

32.97%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.97 €1.73

-40.61%

Eggs

$2.43 Rp 43.7K

$3.08 €2.69

-21.10%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.44 €9.15

38.89%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.40 €4.73

-19.44%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.93 €8.70

20.64%

Apples (1kg)

$3.72 Rp 66.8K

$1.42 €1.24

161.97%

Banana (1kg)

$1.63 Rp 29.2K

$1.46 €1.28

11.64%

Oranges (1kg)

$2.74 Rp 49.3K

$1.73 €1.52

58.38%

Tomato (1kg)

$2.24 Rp 40.3K

$3.06 €2.68

-26.80%

Potato (1kg)

$1.92 Rp 34.5K

$0.57 €0.50

236.84%

Onion (1kg)

$2.28 Rp 40.9K

$1.01 €0.88

125.74%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.57 €1.38

-32.48%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.88 €0.77

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.48 €4.80

-39.96%

Wine (Bottle)

$23.19 Rp 416.8K

$8.68 €7.60

167.17%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.74 €1.53

59.77%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.79 €1.57

52.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.58 €0.51

-53.45%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$36.49 €31.96

-77.77%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.38 €2.96

-85.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.16 €1.02

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$13.96 €12.22

-55.44%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.58 €1.38

-48.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$38.9K €34.0K

-31.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.2K €25.6K

10.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$212 €186

-63.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.00 €14.01

-74.56%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$14.82 €12.98

64.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$69.6 €61.0

41.62%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$23.01 €20.15

-72.45%

Cinema Ticket

$3.99 Rp 71.6K

$9.29 €8.14

-57.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$463 €405

-34.06%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$10.5K €9,175

-36.59%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$117 €102

-53.70%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$23.37 €20.47

61.79%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$83.6 €73.2

3.85%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$176 €154

-56.53%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$433 €379

129.09%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$302 €265

122.41%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$690 €604

389.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$454 €397

351.75%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,852 €1,622

51.44%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,030 €902

116.28%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,402 €1,228

-88.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.13

221.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Panevezys: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $433 in Panevezys. Housing cost is often the main lever when comparing two cities.

Panevezys pays 740% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $70.0 in Panevezys. Groceries flip the comparison at $297 vs $229, with Panevezys cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Panevezys: Cost of Living - Frequently Asked Questions

Panevezys is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 740% lower in Panevezys. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $433 in Panevezys. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $463 in Panevezys. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,267 in Panevezys versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Panevezys but tight or insufficient in Ubud, Bali. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.

For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Panevezys are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panevezys gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.