Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pando

For one person, living is cheaper in Pando: $997 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Pando
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Pando Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Pando

🇺🇾 Uruguay

$997

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pando actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $997 in Pando, rent included.

Ubud, Bali $1,353
Pando $997

A couple spends around $2,297 per month in Ubud, Bali vs $1,900 in Pando, rent included.

Ubud, Bali $2,297
Pando $1,900

A family of three spends $3,241 per month in Ubud, Bali vs $2,802 in Pando, rent included.

Ubud, Bali $3,241
Pando $2,802

Ubud, Bali costs about 36% more than Pando, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Pando is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$12.97 UYU 521

-75.10%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$43.80 UYU 1,758

-20.37%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$13.92 UYU 559

-59.05%

Cappuccino

$2.62 Rp 47.1K

$5.07 UYU 203

-48.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.35 UYU 94.2

-26.81%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.26 UYU 90.8

-64.16%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.93 UYU 117

-9.56%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.61 UYU 145

21.05%

Milk (1 liter)

$1.57 Rp 28.3K

$1.13 UYU 45.54

38.94%

White Bread (500g)

$2.19 Rp 39.5K

$2.82 UYU 113

-22.34%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.69 UYU 67.8

-30.18%

Eggs

$2.16 Rp 38.8K

$4.32 UYU 173

-50.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.35 UYU 496

42.91%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.88 UYU 477

-68.18%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.07 UYU 485

-0.99%

Apples (1kg)

$3.60 Rp 64.8K

$3.04 UYU 122

18.42%

Banana (1kg)

$1.59 Rp 28.6K

$3.34 UYU 134

-52.40%

Oranges (1kg)

$2.31 Rp 41.6K

$2.30 UYU 92.3

0.43%

Tomato (1kg)

$1.91 Rp 34.3K

$3.97 UYU 159

-51.89%

Potato (1kg)

$1.78 Rp 32.1K

$2.07 UYU 83.1

-14.01%

Onion (1kg)

$2.33 Rp 41.9K

$2.08 UYU 83.5

12.02%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.57 UYU 63.2

-36.31%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.91 UYU 76.6

-72.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$9.96 UYU 400

-77.01%

Wine (Bottle)

$22.07 Rp 397.3K

$7.97 UYU 320

176.91%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.02 UYU 121

-22.19%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.36 UYU 135

-11.31%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.59 UYU 144

-86.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.44 UYU 138

-87.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.78 UYU 393

-44.07%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.15 UYU 86.3

-61.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$35.9K UYU 1.4M

-33.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$40.2K UYU 1.6M

-18.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$113 UYU 4,536

-29.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.04 UYU 965

-72.71%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$46.87 UYU 1,881

-60.32%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$12.53 UYU 503

-66.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$492 UYU 19.7K

0.13%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,713 UYU 269.4K

-16.62%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$88.1 UYU 3,535

-48.25%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$37.69 UYU 1,513

-7.24%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$163 UYU 6,545

-52.34%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$117 UYU 4,714

-33.15%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$346 UYU 13.9K

227.23%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$740 UYU 29.7K

388.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$606 UYU 24.3K

180.70%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Pando: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Pando

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Pando

$338 33.9% 17.6% $51

Clothing & Footwear

Ubud, Bali

$107 7.9%

Pando

$183 18.3% 71.6% $76

Eating Out

Ubud, Bali

$106 7.9%

Pando

$247 24.7% 132% $140

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Pando

$184 18.5% 74.9% $79

Sport & Entertainment

Ubud, Bali

$63 4.6%

Pando

$25 * 2.5% 60% $38

Getting Around

Ubud, Bali

$12 0.9%

Pando

$21 * 2.1% 67.2% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $346 in Pando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $44.00 in Pando. Monthly groceries follow the same trend: $287 vs $338 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇾 Pando

🕒 Local time

23:45 11:45 PM

12:45 12:45 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

25,949

💱 Currency

Indonesian Rupiah IDR Rp

Uruguayan Peso UYU $U

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Uruguayan Peso exchange rates as of October 24, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Pando 15,120 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Pando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pando: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $997 in Pando – roughly 36% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,496 in Pando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $997 in Pando. That's a gap of about 36%.

Kindergarten costs $493 per month in Ubud, Bali and $492 in Pando. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Pando, where all-in costs run around $997, than in Ubud, Bali at $1,353. In Pando it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $997 in Pando to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.