Cost of Living Comparison Between Ubud, Bali and Panama City Cost of Living Comparison Between Ubud, Bali and Panama City

🙂 Solo nomad: Ubud, Bali is 18.4% cheaper than Panama City without rent, and 21.4% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 29.3% cheaper than Panama City without rent, and 2.7% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$9.95 PAB 9.95

-65.53%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.4K

$49.92 PAB 49.92

-34.50%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$8.01 PAB 8.01

-37.08%

Cappuccino

$2.85 Rp 48.2K

$3.66 PAB 3.66

-22.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$1.72 PAB 1.72

-22.09%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$1.38 PAB 1.38

-45.65%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$2.92 PAB 2.92

-0.68%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$4.08 PAB 4.08

-3.43%

Milk (1 liter)

$1.80 Rp 30.5K

$1.91 PAB 1.91

-5.76%

White Bread (500g)

$2.55 Rp 43.2K

$2.46 PAB 2.46

3.66%

Rice (white) (1kg)

$1.19 Rp 20.2K

$2.41 PAB 2.41

-50.62%

Eggs

$2.42 Rp 40.9K

$2.82 PAB 2.82

-14.18%

Local Cheese (1kg)

$14.38 Rp 243.4K

$11.49 PAB 11.49

25.15%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$7.24 PAB 7.24

-41.85%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$9.90 PAB 9.90

20.00%

Apples (1kg)

$3.71 Rp 62.8K

$3.38 PAB 3.38

9.76%

Banana (1kg)

$1.56 Rp 26.4K

$1.48 PAB 1.48

5.41%

Oranges (1kg)

$2.77 Rp 46.9K

$2.87 PAB 2.87

-3.48%

Tomato (1kg)

$2.22 Rp 37.6K

$3.23 PAB 3.23

-31.27%

Potato (1kg)

$1.99 Rp 33.8K

$2.30 PAB 2.30

-13.48%

Onion (1kg)

$2.29 Rp 38.8K

$2.89 PAB 2.89

-20.76%

Lettuce (1 head)

$1.01 Rp 17.1K

$2.22 PAB 2.22

-54.50%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$1.59 PAB 1.59

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$6.09 PAB 6.09

-47.95%

Wine (Bottle)

$23.70 Rp 401.1K

$9.83 PAB 9.83

141.10%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.26 PAB 1.26

120.63%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.5K

$2.46 PAB 2.46

11.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,514

$0.41 PAB 0.41

-34.15%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$22.67 PAB 22.67

-64.09%

Taxi Start (Normal Tariff)

$0.45 Rp 7,609

$2.56 PAB 2.56

-82.42%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,192

$1.78 PAB 1.78

-76.40%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$22.26 PAB 22.26

-72.24%

Gasoline (1 liter)

$0.80 Rp 13.5K

$0.93 PAB 0.93

-13.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.1M

$19.5K PAB 19.5K

34.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.8M

$20.2K PAB 20.2K

56.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$125 PAB 125

-35.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.8K

$30.03 PAB 30.03

-86.28%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 401.0K

$48.56 PAB 48.56

-51.19%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$46.20 PAB 46.20

109.65%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.4K

$32.29 PAB 32.29

-80.52%

Cinema Ticket

$4.11 Rp 69.5K

$7.96 PAB 7.96

-48.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$474 PAB 474

-37.04%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.7M

$15.8K PAB 15.8K

-58.59%

Jeans (Levis 501 Or Similar)

$53.4 Rp 904.2K

$51.9 PAB 51.9

2.97%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.6K

$46.99 PAB 46.99

-18.43%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$89.0 PAB 89.0

-2.94%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$120 PAB 120

-34.50%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$1,146 PAB 1,146

-11.39%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$884 PAB 884

-24.34%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.7M

$2,014 PAB 2,014

66.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$1,586 PAB 1,586

33.27%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$3,112 PAB 3,112

-2.97%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$1,734 PAB 1,734

34.58%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$873 PAB 873

-79.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.23

113.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Panama City: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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