Cost of Living Comparison Between Ubud, Bali and Panama City Cost of Living Comparison Between Ubud, Bali and Panama City

🙂 Solo nomad: Ubud, Bali is 42.2% cheaper than Panama City without rent, and 59.4% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 31.8% cheaper than Panama City without rent, and 57.6% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$10.14 PAB 10.14

-71.89%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$49.7 PAB 49.7

-75.33%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$7.78 PAB 7.78

-57.84%

Cappuccino

$2.3 Rp 38.3K

$3.66 PAB 3.66

-37.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$1.73 PAB 1.73

-35.84%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.41 PAB 1.41

-81.56%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$3.07 PAB 3.07

-21.82%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$4.07 PAB 4.07

-22.60%

Milk (1 liter)

$1.49 Rp 24.9K

$1.89 PAB 1.89

-21.16%

White Bread (500g)

$1.65 Rp 27.5K

$2.59 PAB 2.59

-36.29%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.47 PAB 2.47

-54.25%

Eggs

$2.33 Rp 38.9K

$2.9 PAB 2.9

-19.66%

Local Cheese (1kg)

$13.7 Rp 228.3K

$11.56 PAB 11.56

18.51%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$7.12 PAB 7.12

-44.24%

Beef Round Steak (1kg)

$11.22 Rp 187K

$9.79 PAB 9.79

14.61%

Apples (1kg)

$3.48 Rp 57.9K

$3.3 PAB 3.3

5.45%

Banana (1kg)

$1.5 Rp 25K

$1.48 PAB 1.48

1.35%

Oranges (1kg)

$2.68 Rp 44.6K

$2.83 PAB 2.83

-5.30%

Tomato (1kg)

$1.35 Rp 22.5K

$3.08 PAB 3.08

-56.17%

Potato (1kg)

$1.57 Rp 26.2K

$2.31 PAB 2.31

-32.03%

Onion (1kg)

$2.1 Rp 34.9K

$2.76 PAB 2.76

-23.91%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.25 PAB 2.25

-54.22%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.53 PAB 1.53

-62.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$6.04 PAB 6.04

-61.75%

Wine (Bottle)

$15.21 Rp 253.5K

$10.04 PAB 10.04

51.49%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.29 PAB 1.29

93.02%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.35 PAB 2.35

13.19%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.43 PAB 0.43

-32.56%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$22.73 PAB 22.73

-55.87%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.54 PAB 2.54

-82.28%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.78 PAB 1.78

-80.90%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$22.21 PAB 22.21

-73.12%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.94 PAB 0.94

-20.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$19.5K PAB 19.5K

32.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$20.5K PAB 20.5K

54.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$125 PAB 125

-48.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$29.76 PAB 29.76

-86.09%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$48.55 PAB 48.55

-50.59%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$44.75 PAB 44.75

-47.96%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$32.3 PAB 32.3

-80.84%

Cinema Ticket

$3.45 Rp 57.5K

$8.04 PAB 8.04

-57.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$472 PAB 472

-80.51%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$16K PAB 16K

-62.99%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$51.8 PAB 51.8

-0.71%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$46.29 PAB 46.29

-47.18%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$88.6 PAB 88.6

-4.77%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$120 PAB 120

-37.88%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,143 PAB 1,143

-77.14%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$888 PAB 888

-82.03%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,005 PAB 2,005

-70.82%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,607 PAB 1,607

-79.57%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$3,166 PAB 3,166

-68.88%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,605 PAB 1,605

-47.25%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$910 PAB 910

-80.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.23

113.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Panama City: November 30, 2025

Digital Nomad Cost of Living Index

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