Cost of Living Comparison Between Ubud, Bali and Panama City Cost of Living Comparison Between Ubud, Bali and Panama City

šŸ™‚ Solo nomad: Ubud, Bali is 26.7% cheaper than Panama City without rent, and 20.3% cheaper with rent.
šŸ™‚ Family of 3: Ubud, Bali is 6.1% cheaper than Panama City without rent, and 2.4% more expensive with rent.
Currency
šŸ½ Eating Out
Ubud, Bali
Panama City
Difference
Meal at Budget Restaurant
$3.47 RpĀ 58.5K
$10.17 PABĀ 10.17
-65.88%
Three-Course Dinner for Two, Mid-Range
$32.10 RpĀ 541.6K
$50.4 PABĀ 50.4
-36.36%
Fast Food Meal (McDonalds, etc)
$4.86 RpĀ 82.0K
$7.88 PABĀ 7.88
-38.32%
Cappuccino
$2.82 RpĀ 47.6K
$3.71 PABĀ 3.71
-23.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 RpĀ 23.2K
$1.64 PABĀ 1.64
-16.46%
Water (0.33 liter bottle)
$0.73 RpĀ 12.3K
$1.33 PABĀ 1.33
-45.11%
Local Beer (0.5 liter draught)
$2.90 RpĀ 48.9K
$2.95 PABĀ 2.95
-1.69%
Imported Beer (0.33 liter bottle)
$3.92 RpĀ 66.1K
$4.06 PABĀ 4.06
-3.45%
šŸ›’ Groceries & Markets
Ubud, Bali
Panama City
Difference
Milk (1 liter)
$1.74 RpĀ 29.3K
$1.83 PABĀ 1.83
-4.92%
White Bread (500g)
$2.44 RpĀ 41.2K
$2.58 PABĀ 2.58
-5.43%
Rice (white) (1kg)
$1.17 RpĀ 19.7K
$2.40 PABĀ 2.40
-51.25%
Eggs
$2.35 RpĀ 39.7K
$2.97 PABĀ 2.97
-20.88%
Local Cheese (1kg)
$14.78 RpĀ 249.4K
$11.34 PABĀ 11.34
30.34%
Chicken Fillets (1kg)
$4.25 RpĀ 71.7K
$7.06 PABĀ 7.06
-39.80%
Beef Round Steak (1kg)
$12.21 RpĀ 206.1K
$9.76 PABĀ 9.76
25.10%
Apples (1kg)
$3.72 RpĀ 62.8K
$3.40 PABĀ 3.40
9.41%
Banana (1kg)
$1.56 RpĀ 26.2K
$1.50 PABĀ 1.50
4.00%
Oranges (1kg)
$2.69 RpĀ 45.4K
$2.77 PABĀ 2.77
-2.89%
Tomato (1kg)
$2.34 RpĀ 39.4K
$3.23 PABĀ 3.23
-27.55%
Potato (1kg)
$2.00 RpĀ 33.7K
$2.20 PABĀ 2.20
-9.09%
Onion (1kg)
$2.31 RpĀ 38.9K
$2.87 PABĀ 2.87
-19.51%
Lettuce (1 head)
$1.01 RpĀ 17.1K
$2.17 PABĀ 2.17
-53.46%
Water (1.5 liter bottle)
$0.73 RpĀ 12.3K
$1.54 PABĀ 1.54
-52.60%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 RpĀ 55.9K
$5.99 PABĀ 5.99
-44.74%
Wine (Bottle)
$25.14 RpĀ 424.2K
$10.31 PABĀ 10.31
143.84%
Local Beer (0.5 liter bottle)
$2.90 RpĀ 48.9K
$1.30 PABĀ 1.30
123.08%
Imported Beer (0.33 liter bottle)
$2.77 RpĀ 46.8K
$2.33 PABĀ 2.33
18.88%
šŸšŒ Getting Around
Ubud, Bali
Panama City
Difference
One-way Ticket (Public Transport)
$0.27 RpĀ 4,526
$0.43 PABĀ 0.43
-37.21%
Public Transport Monthly Pass (Regular Price)
$8.26 RpĀ 139.4K
$22.39 PABĀ 22.39
-63.11%
Taxi Start (Normal Tariff)
$0.45 RpĀ 7,634
$2.46 PABĀ 2.46
-81.71%
Taxi (Normal Tariff) (1km)
$0.42 RpĀ 7,129
$1.82 PABĀ 1.82
-76.92%
Taxi 1hour Waiting (Normal Tariff)
$6.26 RpĀ 105.5K
$21.57 PABĀ 21.57
-70.98%
Gasoline (1 liter)
$0.86 RpĀ 14.6K
$0.95 PABĀ 0.95
-9.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K RpĀ 436.8M
$20.1K PABĀ 20.1K
28.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K RpĀ 538.1M
$20.1K PABĀ 20.1K
58.35%
šŸ§¾ Monthly Utilities & Internet
Ubud, Bali
Panama City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 RpĀ 1.4M
$123 PABĀ 123
-34.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 RpĀ 67.1K
$29.81 PABĀ 29.81
-86.65%
Internet (50+ Mbps, Unlimited Data)
$23.55 RpĀ 397.3K
$49.87 PABĀ 49.87
-52.78%
šŸŽ‰ Sport & Entertainment
Ubud, Bali
Panama City
Difference
Gym Membership (Monthly)
$97.3 RpĀ 1.6M
$46.19 PABĀ 46.19
110.61%
Tennis Court (1 Hour on Weekend)
$6.42 RpĀ 108.4K
$32.83 PABĀ 32.83
-80.44%
Cinema Ticket
$4.16 RpĀ 70.3K
$8.09 PABĀ 8.09
-48.58%
šŸ§ø Childcare & Education
Ubud, Bali
Panama City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 RpĀ 5.0M
$478 PABĀ 478
-38.50%
International Primary School, 1 Child (Yearly)
$6,548 RpĀ 110.5M
$15.8K PABĀ 15.8K
-58.57%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Ubud, Bali
Panama City
Difference
Jeans (Levis 501 Or Similar)
$54.2 RpĀ 913.9K
$52.0 PABĀ 52.0
4.09%
Summer Dress (H&M, Zara, etc)
$37.95 RpĀ 640.3K
$46.66 PABĀ 46.66
-18.67%
Sport Shoes (Adidas, Nike)
$88.1 RpĀ 1.5M
$89.6 PABĀ 89.6
-1.69%
Men's Leather Business Shoes
$78.1 RpĀ 1.3M
$123 PABĀ 123
-36.67%
šŸ  Accommodation & Living
Ubud, Bali
Panama City
Difference
1-bedroom Apartment, City Center (Monthly)
$995 RpĀ 16.8M
$1,124 PABĀ 1,124
-11.43%
1-bedroom Apartment, Outside City Center (Monthly)
$668 RpĀ 11.3M
$894 PABĀ 894
-25.31%
3-bedroom Apartment, City Center (Monthly)
$3,391 RpĀ 57.2M
$2,059 PABĀ 2,059
64.70%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 RpĀ 35.1M
$1,553 PABĀ 1,553
33.88%
Buy Apartment in City Center (m2)
$3,037 RpĀ 51.2M
$3,128 PABĀ 3,128
-2.92%
Buy Apartment Outside City Center (m2)
$2,378 RpĀ 40.1M
$1,730 PABĀ 1,730
37.46%
šŸ’µ Salaries & Financials
Ubud, Bali
Panama City
Difference
Average Monthly Net Salary (After Tax)
$180 RpĀ 3.0M
$967 PABĀ 967
-81.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.23
113.16%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Panama City: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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