🙂Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,239 in Palm Desert, CA.
🙂Estimated couple costs with rent: $2,540 in Ubud, Bali versus $4,478 in Palm Desert, CA.
🙂Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $5,717 in Palm Desert, CA.
🙂Living in Ubud, Bali costs roughly 56% less than in Palm Desert, CA, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali6% above, Palm Desert, CA142% above.
Currency
🍽 Eating Out
Ubud, Bali
Palm Desert, CA
Difference
Meal at Budget Restaurant
$3.56Rp 63.7K
$18.18$18.18
-80.42%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 584.5K
$78.4$78.4
-58.26%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.4K
$11.62$11.62
-57.40%
Cappuccino
$2.71Rp 48.4K
$5.16$5.16
-47.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.0K
$3.63$3.63
-63.09%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$2.23$2.23
-68.61%
Local Beer(0.5 liter draught)
$2.92Rp 52.1K
$7.44$7.44
-60.75%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.7K
$8.14$8.14
-51.35%
🛒 Groceries & Markets
Ubud, Bali
Palm Desert, CA
Difference
Milk(1 liter)
$1.81Rp 32.3K
$1.11$1.11
63.06%
White Bread(500g)
$2.52Rp 45.0K
$4.08$4.08
-38.24%
Rice(white)(1kg)
$1.16Rp 20.7K
$4.73$4.73
-75.48%
Eggs
$2.46Rp 43.9K
$3.71$3.71
-33.69%
Local Cheese(1kg)
$14.71Rp 262.7K
$10.95$10.95
34.34%
Chicken Fillets(1kg)
$4.32Rp 77.1K
$16.24$16.24
-73.40%
Beef Round Steak(1kg)
$12.14Rp 216.7K
$15.21$15.21
-20.18%
Apples(1kg)
$3.84Rp 68.6K
$4.51$4.51
-14.86%
Banana(1kg)
$1.56Rp 27.8K
$1.50$1.50
4.00%
Oranges(1kg)
$2.83Rp 50.6K
$5.03$5.03
-43.74%
Tomato(1kg)
$2.33Rp 41.5K
$5.69$5.69
-59.05%
Potato(1kg)
$1.91Rp 34.2K
$3.29$3.29
-41.95%
Onion(1kg)
$2.20Rp 39.3K
$2.98$2.98
-26.17%
Lettuce(1 head)
$1.01Rp 18.1K
$2.05$2.05
-50.73%
Water(1.5 liter bottle)
$0.78Rp 13.8K
$2.09$2.09
-62.68%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.2K
$10.83$10.83
-69.34%
Wine(Bottle)
$23.74Rp 423.9K
$15.26$15.26
55.57%
Local Beer(0.5 liter bottle)
$2.79Rp 49.8K
$1.94$1.94
43.81%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.1K
$3.41$3.41
-16.13%
🚌 Getting Around
Ubud, Bali
Palm Desert, CA
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,800
$1.97$1.97
-86.29%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.4K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,150
$6.66$6.66
-93.09%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,037
$2.07$2.07
-78.26%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 108.9K
$28.64$28.64
-78.70%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.10$1.10
-28.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 467.0M
$25.3K$25.3K
3.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 573.6M
$29.0K$29.0K
10.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
Palm Desert, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$160$160
-49.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.6K
$53.8$53.8
-92.45%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 420.0K
$59.5$59.5
-60.47%
🎉 Sport & Entertainment
Ubud, Bali
Palm Desert, CA
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$42.72$42.72
131.04%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.4K
-
-
Cinema Ticket
$4.15Rp 74.1K
$12.78$12.78
-67.53%
🧸 Childcare & Education
Ubud, Bali
Palm Desert, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$1,489$1,489
-79.59%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.1M
$23.2K$23.2K
-71.47%
👕👟 Clothing & Footwear
Ubud, Bali
Palm Desert, CA
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 991.8K
$47.88$47.88
16.00%
Summer Dress(H&M, Zara, etc)
$38.31Rp 684.1K
$30.26$30.26
26.60%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$60.4$60.4
46.79%
Men's Leather Business Shoes
$77.9Rp 1.4M
$59.3$59.3
31.29%
🏠 Accommodation & Living
Ubud, Bali
Palm Desert, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$2,505$2,505
-59.82%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$1,977$1,977
-65.83%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.5M
$3,189$3,189
7.94%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.4M
$3,045$3,045
-33.03%
Buy Apartment in City Center(m2)
$2,841Rp 50.7M
-
-
Buy Apartment Outside City Center(m2)
$2,264Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Palm Desert, CA
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$4,383$4,383
-96.23%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.64
100.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Palm Desert, CA: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $2,505 in Palm Desert, CA. Housing cost is often the main lever when comparing two cities.
💰Palm Desert, CA pays 2552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Ubud, Bali vs $78.0 in Palm Desert, CA for a mid-range dinner for two. Groceries echo the gap at $302 vs $422 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Palm Desert, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Palm Desert, CA?
Ubud, Bali wins on cost – living expenses run 128% lower than in Palm Desert, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Palm Desert, CA?
On paper, Palm Desert, CA earns 2552% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Palm Desert, CA?
Rent for a central apartment: $1,006 in Ubud, Bali versus $2,505 in Palm Desert, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Palm Desert, CA?
Childcare runs $304 in Ubud, Bali versus $1,489 in Palm Desert, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Palm Desert, CA?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $78.0 in Palm Desert, CA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Palm Desert, CA?
At $1,419 in Ubud, Bali versus $3,239 in Palm Desert, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Palm Desert, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Palm Desert, CA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Palm Desert, CA?
Safety-wise, Ubud, Bali and Palm Desert, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Palm Desert, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared