Cost of Living Comparison Between Ubud, Bali and Palm Desert, CA Cost of Living Comparison Between Ubud, Bali and Palm Desert, CA

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,239 in Palm Desert, CA.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $4,478 in Palm Desert, CA.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $5,717 in Palm Desert, CA.

Living in Ubud, Bali costs roughly 56% less than in Palm Desert, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Palm Desert, CA 142% above.

Currency
🍽 Eating Out
Ubud, Bali
Palm Desert, CA
Difference
Meal at Budget Restaurant
$3.56 Rp 63.7K
$18.18 $18.18
-80.42%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 584.5K
$78.4 $78.4
-58.26%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.4K
$11.62 $11.62
-57.40%
Cappuccino
$2.71 Rp 48.4K
$5.16 $5.16
-47.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.0K
$3.63 $3.63
-63.09%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$2.23 $2.23
-68.61%
Local Beer (0.5 liter draught)
$2.92 Rp 52.1K
$7.44 $7.44
-60.75%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.7K
$8.14 $8.14
-51.35%
🛒 Groceries & Markets
Ubud, Bali
Palm Desert, CA
Difference
Milk (1 liter)
$1.81 Rp 32.3K
$1.11 $1.11
63.06%
White Bread (500g)
$2.52 Rp 45.0K
$4.08 $4.08
-38.24%
Rice (white) (1kg)
$1.16 Rp 20.7K
$4.73 $4.73
-75.48%
Eggs
$2.46 Rp 43.9K
$3.71 $3.71
-33.69%
Local Cheese (1kg)
$14.71 Rp 262.7K
$10.95 $10.95
34.34%
Chicken Fillets (1kg)
$4.32 Rp 77.1K
$16.24 $16.24
-73.40%
Beef Round Steak (1kg)
$12.14 Rp 216.7K
$15.21 $15.21
-20.18%
Apples (1kg)
$3.84 Rp 68.6K
$4.51 $4.51
-14.86%
Banana (1kg)
$1.56 Rp 27.8K
$1.50 $1.50
4.00%
Oranges (1kg)
$2.83 Rp 50.6K
$5.03 $5.03
-43.74%
Tomato (1kg)
$2.33 Rp 41.5K
$5.69 $5.69
-59.05%
Potato (1kg)
$1.91 Rp 34.2K
$3.29 $3.29
-41.95%
Onion (1kg)
$2.20 Rp 39.3K
$2.98 $2.98
-26.17%
Lettuce (1 head)
$1.01 Rp 18.1K
$2.05 $2.05
-50.73%
Water (1.5 liter bottle)
$0.78 Rp 13.8K
$2.09 $2.09
-62.68%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.2K
$10.83 $10.83
-69.34%
Wine (Bottle)
$23.74 Rp 423.9K
$15.26 $15.26
55.57%
Local Beer (0.5 liter bottle)
$2.79 Rp 49.8K
$1.94 $1.94
43.81%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.1K
$3.41 $3.41
-16.13%
🚌 Getting Around
Ubud, Bali
Palm Desert, CA
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,800
$1.97 $1.97
-86.29%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.4K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,150
$6.66 $6.66
-93.09%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,037
$2.07 $2.07
-78.26%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 108.9K
$28.64 $28.64
-78.70%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.10 $1.10
-28.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 467.0M
$25.3K $25.3K
3.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 573.6M
$29.0K $29.0K
10.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
Palm Desert, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$160 $160
-49.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.6K
$53.8 $53.8
-92.45%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 420.0K
$59.5 $59.5
-60.47%
🎉 Sport & Entertainment
Ubud, Bali
Palm Desert, CA
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$42.72 $42.72
131.04%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.4K
-
-
Cinema Ticket
$4.15 Rp 74.1K
$12.78 $12.78
-67.53%
🧸 Childcare & Education
Ubud, Bali
Palm Desert, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$1,489 $1,489
-79.59%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.1M
$23.2K $23.2K
-71.47%
👕👟 Clothing & Footwear
Ubud, Bali
Palm Desert, CA
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 991.8K
$47.88 $47.88
16.00%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 684.1K
$30.26 $30.26
26.60%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$60.4 $60.4
46.79%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$59.3 $59.3
31.29%
🏠 Accommodation & Living
Ubud, Bali
Palm Desert, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$2,505 $2,505
-59.82%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$1,977 $1,977
-65.83%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.5M
$3,189 $3,189
7.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.4M
$3,045 $3,045
-33.03%
Buy Apartment in City Center (m2)
$2,841 Rp 50.7M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Palm Desert, CA
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$4,383 $4,383
-96.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.64
100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Palm Desert, CA: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $2,505 in Palm Desert, CA. Housing cost is often the main lever when comparing two cities.

Palm Desert, CA pays 2552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $78.0 in Palm Desert, CA for a mid-range dinner for two. Groceries echo the gap at $302 vs $422 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Palm Desert, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Palm Desert, CA?
Ubud, Bali wins on cost – living expenses run 128% lower than in Palm Desert, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Palm Desert, CA?
On paper, Palm Desert, CA earns 2552% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Palm Desert, CA?
Rent for a central apartment: $1,006 in Ubud, Bali versus $2,505 in Palm Desert, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Palm Desert, CA?
Childcare runs $304 in Ubud, Bali versus $1,489 in Palm Desert, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Palm Desert, CA?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $78.0 in Palm Desert, CA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Palm Desert, CA?
At $1,419 in Ubud, Bali versus $3,239 in Palm Desert, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Palm Desert, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Palm Desert, CA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Palm Desert, CA?
Safety-wise, Ubud, Bali and Palm Desert, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Palm Desert, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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