Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pai

For one person, living is cheaper in Pai: $887 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Pai
Learn more

Pai Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pai

🇹🇭 Thailand

$887

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pai actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $887 in Pai, rent included.

Ubud, Bali $1,349
Pai $887

A couple spends around $2,305 per month in Ubud, Bali vs $1,447 in Pai, rent included.

Ubud, Bali $2,305
Pai $1,447

A family of three spends $3,261 per month in Ubud, Bali vs $2,006 in Pai, rent included.

Ubud, Bali $3,261
Pai $2,006

Ubud, Bali costs about 52% more than Pai, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.99 ฿101

11.04%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$24.41 ฿824

46.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.89 ฿233

-19.74%

Cappuccino

$2.72 Rp 49.4K

$2.04 ฿68.8

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.71 ฿23.94

139.44%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.37 ฿12.50

105.41%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.12 ฿71.6

25.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.60 ฿122

21.67%

Milk (1 liter)

$1.49 Rp 27.1K

$1.77 ฿59.7

-15.82%

White Bread (500g)

$2.28 Rp 41.4K

$1.40 ฿47.23

62.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.26 ฿42.56

-5.56%

Eggs

$2.04 Rp 37.0K

$2.12 ฿71.5

-3.77%

Local Cheese (1kg)

$17.70 Rp 321.7K

$16.96 ฿573

4.36%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.09 ฿104

28.16%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.89 ฿368

11.94%

Apples (1kg)

$3.66 Rp 66.4K

$2.91 ฿98.3

25.77%

Banana (1kg)

$1.52 Rp 27.6K

$1.18 ฿39.89

28.81%

Oranges (1kg)

$2.23 Rp 40.5K

$1.86 ฿63.0

19.89%

Tomato (1kg)

$1.97 Rp 35.9K

$1.52 ฿51.5

29.61%

Potato (1kg)

$1.85 Rp 33.6K

$1.55 ฿52.5

19.35%

Onion (1kg)

$2.42 Rp 44.1K

$1.25 ฿42.08

93.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.98 ฿33.08

1.02%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.51 ฿17.37

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.25 ฿143

-47.76%

Wine (Bottle)

$22.24 Rp 404.2K

$18.32 ฿619

21.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.80 ฿60.9

25.56%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.76 ฿93.3

7.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.95 ฿32.06

-73.68%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.10 ฿37.00

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.19 ฿40.15

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.31 ฿213

-14.26%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 ฿44.12

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.4K ฿925.0K

-12.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$27.0K ฿911.5K

17.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$72.5 ฿2,448

9.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$13.31 ฿449

-51.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$18.34 ฿619

1.31%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$50.2 ฿1,696

-1.49%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$13.12 ฿443

34.53%

Cinema Ticket

$4.27 Rp 77.7K

$6.78 ฿229

-37.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$293 ฿9,888

67.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,600 ฿324.2K

-40.90%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$32.04 ฿1,082

39.33%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$34.86 ฿1,177

0.26%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$82.1 ฿2,774

-2.73%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.5 ฿2,279

17.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$446 ฿15.1K

152.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$270 ฿9,135

148.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$822 ฿27.7K

333.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$650 ฿22.0K

164.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,474 ฿83.5K

10.43%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,826 ฿61.7K

25.08%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.45

152.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pai

$270 30.5% 59.7% $401

Groceries & Markets

Ubud, Bali

$288 21.4%

Pai

$249 28.1% 13.6% $39

Eating Out

Ubud, Bali

$108 8%

Pai

$91 10.3% 15.3% $17

Clothing & Footwear

Ubud, Bali

$108 8%

Pai

$97 11% 9.4% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pai

$104 11.7% 0.1% $0.1

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pai

$64 7.2% 9.9% $5.8

Getting Around

Ubud, Bali

$11 0.9%

Pai

$11 * 1.2% 5.1% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $446 in Pai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $24 in Pai. Monthly groceries follow the same trend: $288 vs $249 – making Pai the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Pai

🕒 Local time

04:33 4:33 AM

03:33 3:33 AM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,284

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pai 3,610 km ≈ 5 h nonstop flight

From you

Ubud, Bali
Pai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pai: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $887 in Pai – Pai comes out roughly 34% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,331 in Pai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pai, especially for central apartments: a one-bedroom in the center costs $446 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $887 in Pai. That makes Pai about 34% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $293 in Pai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Pai, where all-in costs run around $887, than in Ubud, Bali at $1,349. In Pai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $887 in Pai to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.