Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oswestry

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,133 in Oswestry, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
103

Cost of Living Index in Oswestry
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Oswestry Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Oswestry

🇬🇧 United Kingdom

$2,133

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oswestry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oswestry actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,133 in Oswestry, rent included.

Ubud, Bali $1,353
Oswestry $2,133

A couple spends around $2,297 per month in Ubud, Bali vs $2,753 in Oswestry, rent included.

Ubud, Bali $2,297
Oswestry $2,753

A family of three spends $3,241 per month in Ubud, Bali vs $3,373 in Oswestry, rent included.

Ubud, Bali $3,241
Oswestry $3,373

Ubud, Bali is about 37% cheaper than Oswestry, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Oswestry sit above the global median – Ubud, Bali by 0%, Oswestry by 57%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$14.62 £10.97

-77.91%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$66.6 £49.97

-47.64%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.77 £6.58

-35.01%

Cappuccino

$2.62 Rp 47.1K

$3.32 £2.49

-21.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.52 £1.89

-31.75%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.60 £1.20

-49.38%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.93 £2.95

-32.57%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.45 £3.34

-1.80%

Milk (1 liter)

$1.57 Rp 28.3K

$1.44 £1.08

9.03%

White Bread (500g)

$2.19 Rp 39.5K

$1.59 £1.19

37.74%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.85 £1.39

-36.22%

Eggs

$2.16 Rp 38.8K

$4.01 £3.01

-46.13%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.49 £7.12

85.99%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.56 £6.42

-55.84%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.28 £11.46

-21.79%

Apples (1kg)

$3.60 Rp 64.8K

$2.11 £1.58

70.62%

Banana (1kg)

$1.59 Rp 28.6K

$1.51 £1.13

5.30%

Oranges (1kg)

$2.31 Rp 41.6K

$2.95 £2.21

-21.69%

Tomato (1kg)

$1.91 Rp 34.3K

$3.49 £2.62

-45.27%

Potato (1kg)

$1.78 Rp 32.1K

$1.55 £1.16

14.84%

Onion (1kg)

$2.33 Rp 41.9K

$1.37 £1.03

70.07%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.97 £0.73

3.09%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.18 £0.88

-55.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$20.67 £15.51

-88.92%

Wine (Bottle)

$22.07 Rp 397.3K

$9.77 £7.33

125.90%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.43 £1.82

-3.29%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.13 £2.35

-4.79%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.07 £2.30

-92.51%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$98.0 £73.6

-90.92%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.45 £3.34

-89.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.46 £1.10

-70.55%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$23.49 £17.63

-76.71%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.02 £1.51

-58.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$33.4K £25.0K

-28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$41.0K £30.7K

-20.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$247 £186

-67.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$16.46 £12.35

-60.15%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$39.96 £29.98

-53.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$46.01 £34.52

17.63%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.21 £8.41

-62.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,261 £946

-60.94%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$20.4K £15.3K

-72.54%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$60.5 £45.40

-24.69%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.75 £29.82

-12.05%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$57.4 £43.05

35.45%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$81.1 £60.8

-3.18%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,218 £914

-7.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,020 £765

-34.02%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,014 £761

256.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$978 £733

74.09%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$5,149 £3,863

-47.22%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,799 £2,850

-41.01%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,154 £1,616

-92.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.82

185.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Oswestry: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Oswestry

$1K 47.8% 51.6% $347

Groceries & Markets

Ubud, Bali

$287 21.2%

Oswestry

$283 13.3% 1.4% $4.1

Clothing & Footwear

Ubud, Bali

$107 7.9%

Oswestry

$107 5% 0.8% $0.9

Eating Out

Ubud, Bali

$106 7.9%

Oswestry

$228 10.7% 114% $122

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Oswestry

$304 14.2% 189% $199

Sport & Entertainment

Ubud, Bali

$63 4.6%

Oswestry

$68 3.2% 9.3% $5.8

Getting Around

Ubud, Bali

$12 0.9%

Oswestry

$122 5.7% 882% $110

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,218 in Oswestry. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1195% higher in Oswestry, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $67.0 in Oswestry. Groceries tell a different story – $287 in Ubud, Bali vs $283 in Oswestry – so Oswestry wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Oswestry

🕒 Local time

05:54 5:54 AM

22:54 10:54 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,743

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 24, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Oswestry 12,640 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Oswestry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oswestry: Cost of Living - Frequently Asked Questions

Yes – Oswestry is pricier by about 58%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,199 in Oswestry. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $1,261 in Oswestry. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Oswestry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Oswestry at $2,133. In Ubud, Bali it covers expenses comfortably, while in Oswestry it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oswestry makes more sense. Both are solid long-term options with distinct trade-offs.