Cost of Living Comparison Between Ubud, Bali and Osorno Cost of Living Comparison Between Ubud, Bali and Osorno

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,080 in Osorno, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,566 in Osorno, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,053 in Osorno, rent included.

Ubud, Bali costs about 30% more than Osorno, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Osorno is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$8.22 CLP 7,658

-58.03%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$32.07 CLP 29.9K

0.84%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.91 CLP 6,435

-29.96%

Cappuccino

$2.75 Rp 49.3K

$2.17 CLP 2,021

26.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.39 CLP 1,291

-0.72%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.02 CLP 950

-26.47%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.86 CLP 1,728

60.75%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.63 CLP 2,452

46.39%

Milk (1 liter)

$1.74 Rp 31.1K

$1.28 CLP 1,190

35.94%

White Bread (500g)

$2.46 Rp 44.1K

$1.59 CLP 1,481

54.72%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.58 CLP 1,476

-25.95%

Eggs

$2.43 Rp 43.6K

$3.89 CLP 3,624

-37.53%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.02 CLP 9,331

44.71%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.82 CLP 5,419

-25.26%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$10.06 CLP 9,372

19.09%

Apples (1kg)

$3.72 Rp 66.7K

$2.09 CLP 1,951

77.99%

Banana (1kg)

$1.63 Rp 29.2K

$1.53 CLP 1,429

6.54%

Oranges (1kg)

$2.74 Rp 49.2K

$1.81 CLP 1,687

51.38%

Tomato (1kg)

$2.24 Rp 40.2K

$2.08 CLP 1,937

7.69%

Potato (1kg)

$1.92 Rp 34.4K

$2.03 CLP 1,894

-5.42%

Onion (1kg)

$2.28 Rp 40.8K

$1.75 CLP 1,628

30.29%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.25 CLP 1,162

-15.20%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.02 CLP 954

-29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$5.47 CLP 5,091

-39.85%

Wine (Bottle)

$23.19 Rp 416.1K

$4.54 CLP 4,228

410.79%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.66 CLP 1,545

67.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.22 CLP 3,002

-15.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.56 CLP 521

-51.79%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$16.38 CLP 15.2K

-50.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.47 CLP 437

2.13%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.98 CLP 912

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$5.42 CLP 5,050

14.76%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.48 CLP 1,374

-45.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$15.4K CLP 14.4M

72.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$15.2K CLP 14.2M

111.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$133 CLP 124.2K

-41.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$10.76 CLP 10.0K

-62.17%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$31.64 CLP 29.5K

-23.10%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$39.32 CLP 36.6K

150.79%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$14.05 CLP 13.1K

-54.88%

Cinema Ticket

$3.99 Rp 71.5K

$9.56 CLP 8,898

-58.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$438 CLP 408.1K

-30.40%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$42.54 CLP 39.6K

27.27%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$29.88 CLP 27.8K

26.54%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$46.34 CLP 43.2K

87.40%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$46.74 CLP 43.5K

63.35%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$409 CLP 381.0K

142.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$392 CLP 365.0K

71.61%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$541 CLP 503.8K

523.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$589 CLP 548.3K

248.20%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,088 CLP 1.0M

157.69%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,617 CLP 1.5M

37.74%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$656 CLP 611.1K

-74.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.72

181.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Osorno: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $409 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 293% higher in Osorno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $32.00 in Osorno. Groceries tell a different story – $297 in Ubud, Bali vs $228 in Osorno – so Osorno wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osorno: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 30%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,620 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $438 in Osorno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,080, than in Ubud, Bali at $1,408. In Osorno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Osorno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.