Cost of Living Comparison Between Ubud, Bali and Osorno Cost of Living Comparison Between Ubud, Bali and Osorno

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,109 in Osorno, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,617 in Osorno, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,124 in Osorno, rent included.

Ubud, Bali costs about 28% more than Osorno, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Osorno is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$7.99 CLP 7,089

-55.44%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$32.32 CLP 28.7K

1.27%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.98 CLP 6,192

-29.08%

Cappuccino

$2.71 Rp 48.4K

$2.20 CLP 1,956

23.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.39 CLP 1,232

-3.60%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.07 CLP 946

-34.58%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.90 CLP 1,689

53.68%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.67 CLP 2,367

48.31%

Milk (1 liter)

$1.81 Rp 32.3K

$1.33 CLP 1,176

36.09%

White Bread (500g)

$2.52 Rp 45.0K

$1.58 CLP 1,406

59.49%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.58 CLP 1,405

-26.58%

Eggs

$2.46 Rp 43.9K

$3.90 CLP 3,458

-36.92%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.28 CLP 9,127

43.09%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.82 CLP 5,164

-25.77%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.78 CLP 8,676

24.13%

Apples (1kg)

$3.84 Rp 68.6K

$2.13 CLP 1,890

80.28%

Banana (1kg)

$1.56 Rp 27.8K

$1.49 CLP 1,322

4.70%

Oranges (1kg)

$2.83 Rp 50.6K

$1.82 CLP 1,614

55.49%

Tomato (1kg)

$2.33 Rp 41.5K

$2.06 CLP 1,832

13.11%

Potato (1kg)

$1.91 Rp 34.2K

$2.13 CLP 1,892

-10.33%

Onion (1kg)

$2.20 Rp 39.3K

$1.72 CLP 1,524

27.91%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.23 CLP 1,092

-17.89%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.03 CLP 914

-24.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$5.38 CLP 4,771

-38.29%

Wine (Bottle)

$23.74 Rp 423.9K

$4.79 CLP 4,252

395.62%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.58 CLP 1,400

76.58%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.16 CLP 2,804

-9.49%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.57 CLP 502

-52.63%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$16.36 CLP 14.5K

-50.92%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.51 CLP 454

-9.80%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.93 CLP 822

-51.61%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$5.34 CLP 4,738

14.23%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.45 CLP 1,286

-45.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$15.0K CLP 13.3M

74.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$15.4K CLP 13.7M

108.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$131 CLP 116.0K

-38.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$10.59 CLP 9,403

-61.66%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$31.41 CLP 27.9K

-25.12%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$39.09 CLP 34.7K

152.49%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$14.21 CLP 12.6K

-53.34%

Cinema Ticket

$4.15 Rp 74.1K

$9.73 CLP 8,632

-57.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$438 CLP 388.9K

-30.63%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$42.42 CLP 37.6K

30.93%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$30.22 CLP 26.8K

26.77%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$45.72 CLP 40.6K

93.79%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$47.19 CLP 41.9K

65.01%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$419 CLP 372.1K

140.01%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$397 CLP 352.2K

70.16%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$536 CLP 475.6K

542.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$595 CLP 528.3K

242.58%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,124 CLP 997.6K

152.76%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,662 CLP 1.5M

36.23%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$679 CLP 602.8K

-75.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.72

181.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Osorno: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $419 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 311% higher in Osorno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $32.00 in Osorno. Monthly groceries follow the same trend: $302 vs $228 – making Osorno the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osorno: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 28%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,663 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $438 in Osorno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,109, than in Ubud, Bali at $1,419. In Osorno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Osorno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.