Cost of Living Comparison Between Ubud, Bali and Osorno Cost of Living Comparison Between Ubud, Bali and Osorno

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,048 in Osorno, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,529 in Osorno, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,011 in Osorno, rent included.

Ubud, Bali costs about 31% more than Osorno, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Osorno is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.96 CLP 7,600

-56.78%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$30.78 CLP 29.4K

17.97%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.96 CLP 6,640

-17.96%

Cappuccino

$2.67 Rp 47.3K

$2.12 CLP 2,020

25.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.31 CLP 1,249

33.59%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$3.16 CLP 3,014

-72.47%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.84 CLP 1,759

60.33%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.69 CLP 2,564

68.03%

Milk (1 liter)

$1.62 Rp 28.7K

$1.22 CLP 1,167

32.79%

White Bread (500g)

$2.33 Rp 41.3K

$1.59 CLP 1,516

46.54%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.55 CLP 1,475

-28.39%

Eggs

$2.20 Rp 39.0K

$3.83 CLP 3,654

-42.56%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.75 CLP 9,307

81.44%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.55 CLP 5,299

-26.13%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$9.91 CLP 9,459

22.91%

Apples (1kg)

$3.71 Rp 65.6K

$2.05 CLP 1,954

80.98%

Banana (1kg)

$1.59 Rp 28.1K

$1.42 CLP 1,356

11.97%

Oranges (1kg)

$2.28 Rp 40.4K

$1.82 CLP 1,739

25.27%

Tomato (1kg)

$1.95 Rp 34.6K

$1.99 CLP 1,902

-2.01%

Potato (1kg)

$1.91 Rp 33.7K

$2.00 CLP 1,908

-4.50%

Onion (1kg)

$2.33 Rp 41.3K

$1.66 CLP 1,586

40.36%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.19 CLP 1,138

-15.13%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.95 CLP 910

-42.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.15 CLP 4,918

-56.70%

Wine (Bottle)

$23.07 Rp 408.6K

$4.34 CLP 4,137

431.57%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.60 CLP 1,525

51.25%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.23 CLP 3,084

-7.12%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.54 CLP 520

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$15.44 CLP 14.7K

-41.84%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.81 CLP 2,685

-82.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.90 CLP 856

-52.22%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$5.34 CLP 5,095

5.62%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.37 CLP 1,309

-41.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$14.8K CLP 14.1M

69.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$14.4K CLP 13.7M

120.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$106 CLP 100.9K

-22.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.64 CLP 10.2K

-39.00%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$30.26 CLP 28.9K

-37.97%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$59.5 CLP 56.7K

-4.36%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$13.32 CLP 12.7K

40.62%

Cinema Ticket

$4.54 Rp 80.4K

$9.38 CLP 8,953

-51.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$360 CLP 343.5K

33.53%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$40.02 CLP 38.2K

13.74%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$44.06 CLP 42.0K

82.46%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$44.85 CLP 42.8K

75.41%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$405 CLP 386.7K

175.02%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$381 CLP 364.0K

82.88%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$513 CLP 489.4K

608.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$568 CLP 541.8K

205.95%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,029 CLP 981.5K

170.70%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,591 CLP 1.5M

43.96%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$626 CLP 597.4K

-73.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.72

191.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Osorno: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $405 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Osorno, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $31.00 in Osorno. Monthly groceries follow the same trend: $295 vs $221 – making Osorno the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osorno: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 31%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,571 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $360 in Osorno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,048, than in Ubud, Bali at $1,368. In Osorno it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Osorno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.