Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oskemen

For one person, living is cheaper in Oskemen: $904 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Oskemen
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Oskemen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Oskemen

🇰🇿 Kazakhstan

$904

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oskemen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oskemen actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $904 in Oskemen, rent included.

Ubud, Bali $1,353
Oskemen $904

A couple spends around $2,297 per month in Ubud, Bali vs $1,517 in Oskemen, rent included.

Ubud, Bali $2,297
Oskemen $1,517

A family of three spends $3,241 per month in Ubud, Bali vs $2,131 in Oskemen, rent included.

Ubud, Bali $3,241
Oskemen $2,131

Ubud, Bali costs about 50% more than Oskemen, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Oskemen is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$13.29 ₸6,010

-75.70%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$26.05 ₸11.8K

33.90%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.90 ₸1,764

46.15%

Cappuccino

$2.62 Rp 47.1K

$3.42 ₸1,547

-23.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.98 ₸444

75.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.55 ₸248

47.27%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.58 ₸716

67.72%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.69 ₸766

158.58%

Milk (1 liter)

$1.57 Rp 28.3K

$1.45 ₸656

8.28%

White Bread (500g)

$2.19 Rp 39.5K

$0.49 ₸223

346.94%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.37 ₸618

-13.87%

Eggs

$2.16 Rp 38.8K

$1.76 ₸795

22.73%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.07 ₸4,554

75.27%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.93 ₸2,681

-36.26%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$8.02 ₸3,624

49.00%

Apples (1kg)

$3.60 Rp 64.8K

$1.17 ₸530

207.69%

Banana (1kg)

$1.59 Rp 28.6K

$2.01 ₸907

-20.90%

Oranges (1kg)

$2.31 Rp 41.6K

$2.72 ₸1,230

-15.07%

Tomato (1kg)

$1.91 Rp 34.3K

$2.52 ₸1,140

-24.21%

Potato (1kg)

$1.78 Rp 32.1K

$0.94 ₸425

89.36%

Onion (1kg)

$2.33 Rp 41.9K

$0.52 ₸236

348.08%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.32 ₸145

212.50%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.05 ₸476

-49.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.23 ₸1,006

2.69%

Wine (Bottle)

$22.07 Rp 397.3K

$4.87 ₸2,201

353.18%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.45 ₸656

62.07%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.62 ₸733

83.95%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.24 ₸108

-4.17%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.13 ₸511

-58.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.32 ₸146

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.47 ₸1,119

121.46%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.66 ₸297

25.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$32.4K ₸14.7M

-26.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$31.1K ₸14.1M

5.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$46.60 ₸21.1K

71.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$11.54 ₸5,217

-43.15%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$22.44 ₸10.1K

-17.11%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$26.34 ₸11.9K

105.47%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$19.83 ₸8,964

-7.82%

Cinema Ticket

$4.25 Rp 76.5K

$5.09 ₸2,301

-16.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$66.0 ₸29.8K

646.73%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,835 ₸1.3M

97.45%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$112 ₸50.8K

-59.41%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$81.0 ₸36.6K

-56.84%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$97.9 ₸44.3K

-20.64%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$121 ₸54.7K

-35.08%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$339 ₸153.3K

233.65%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$226 ₸102.2K

197.67%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$675 ₸305.0K

435.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$572 ₸258.6K

197.49%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,107 ₸500.3K

145.54%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$838 ₸378.8K

167.46%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$800 ₸361.6K

-79.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.5

-29.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Oskemen: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Oskemen

$226 25% 66.4% $447

Groceries & Markets

Ubud, Bali

$287 21.2%

Oskemen

$195 21.6% 32% $92

Clothing & Footwear

Ubud, Bali

$107 7.9%

Oskemen

$185 20.5% 74.1% $79

Eating Out

Ubud, Bali

$106 7.9%

Oskemen

$177 19.5% 65.9% $70

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Oskemen

$81 8.9% 23.4% $25

Sport & Entertainment

Ubud, Bali

$63 4.6%

Oskemen

$37 4% 41.7% $26

Getting Around

Ubud, Bali

$12 0.9%

Oskemen

$3.7 * 0.4% 70.3% $8.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $339 in Oskemen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 381% higher in Oskemen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $26.00 in Oskemen. Monthly groceries follow the same trend: $287 vs $195 – making Oskemen the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇰🇿 Oskemen

🕒 Local time

20:33 8:33 PM

18:33 6:33 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

354,770

💱 Currency

Indonesian Rupiah IDR Rp

Kazakhstani Tenge KZT ₸

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

Exchange rates and currency converter

KZT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Kazakhstani Tenge exchange rates as of October 20, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Oskemen 7,230 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Oskemen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oskemen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $904 in Oskemen – roughly 50% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,356 in Oskemen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oskemen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $904 in Oskemen. That's a gap of about 50%.

Kindergarten costs $493 per month in Ubud, Bali and $66.0 in Oskemen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Oskemen, where all-in costs run around $904, than in Ubud, Bali at $1,353. In Oskemen it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $904 in Oskemen to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Oskemen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.