Cost of Living Comparison Between Ubud, Bali and Oshkosh, WI Cost of Living Comparison Between Ubud, Bali and Oshkosh, WI

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,896 in Oshkosh, WI, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,812 in Oshkosh, WI, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,729 in Oshkosh, WI, rent included.

Ubud, Bali is about 25% cheaper than Oshkosh, WI, driven mainly by Eating Out.

Both Ubud, Bali and Oshkosh, WI sit above the global median – Ubud, Bali by 6%, Oshkosh, WI by 41%.

Currency
🍽 Eating Out
Ubud, Bali
Oshkosh, WI
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$14.79 $14.79
-75.93%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$60.7 $60.7
-46.03%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$11.69 $11.69
-57.66%
Cappuccino
$2.71 Rp 48.9K
$5.49 $5.49
-50.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.99 $2.99
-55.18%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$2.43 $2.43
-71.19%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$6.10 $6.10
-52.13%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$6.80 $6.80
-41.76%
🛒 Groceries & Markets
Ubud, Bali
Oshkosh, WI
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.70 $0.70
158.57%
White Bread (500g)
$2.52 Rp 45.4K
$4.53 $4.53
-44.37%
Rice (white) (1kg)
$1.16 Rp 20.9K
$3.28 $3.28
-64.63%
Eggs
$2.46 Rp 44.4K
$5.02 $5.02
-51.00%
Local Cheese (1kg)
$14.71 Rp 265.3K
$7.84 $7.84
87.63%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$9.32 $9.32
-53.65%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$8.48 $8.48
43.16%
Apples (1kg)
$3.84 Rp 69.3K
$4.49 $4.49
-14.48%
Banana (1kg)
$1.56 Rp 28.1K
$1.21 $1.21
28.93%
Oranges (1kg)
$2.83 Rp 51.1K
$3.03 $3.03
-6.60%
Tomato (1kg)
$2.33 Rp 41.9K
$3.47 $3.47
-32.85%
Potato (1kg)
$1.91 Rp 34.5K
$1.86 $1.86
2.69%
Onion (1kg)
$2.20 Rp 39.7K
$2.49 $2.49
-11.65%
Lettuce (1 head)
$1.01 Rp 18.3K
$1.17 $1.17
-13.68%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$1.28 $1.28
-39.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$7.06 $7.06
-52.97%
Wine (Bottle)
$23.74 Rp 428.1K
$8.48 $8.48
179.95%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$1.71 $1.71
63.16%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$2.04 $2.04
40.20%
🚌 Getting Around
Ubud, Bali
Oshkosh, WI
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.29 $1.29
-79.07%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$3.41 $3.41
-86.51%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.43 $1.43
-68.53%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$29.62 $29.62
-79.41%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.97 $0.97
-18.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$20.0K $20.0K
30.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$19.5K $19.5K
64.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Oshkosh, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$174 $174
-54.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$52.6 $52.6
-92.27%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$51.6 $51.6
-54.42%
🎉 Sport & Entertainment
Ubud, Bali
Oshkosh, WI
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$42.38 $42.38
132.89%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
-
-
Cinema Ticket
$4.15 Rp 74.8K
$11.13 $11.13
-62.71%
🧸 Childcare & Education
Ubud, Bali
Oshkosh, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$1,362 $1,362
-77.69%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$23.5K $23.5K
-71.82%
👕👟 Clothing & Footwear
Ubud, Bali
Oshkosh, WI
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$45.18 $45.18
22.93%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$40.40 $40.40
-5.17%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$65.7 $65.7
34.81%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$112 $112
-30.21%
🏠 Accommodation & Living
Ubud, Bali
Oshkosh, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$993 $993
1.36%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$792 $792
-14.78%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$1,872 $1,872
83.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$1,403 $1,403
45.32%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$1,991 $1,991
42.70%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$1,980 $1,980
14.32%
💵 Salaries & Financials
Ubud, Bali
Oshkosh, WI
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$3,776 $3,776
-95.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.52
103.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Oshkosh, WI: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $993 in Oshkosh, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2185% higher in Oshkosh, WI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $61.0 in Oshkosh, WI. Groceries tell a different story – $302 in Ubud, Bali vs $300 in Oshkosh, WI – so Oshkosh, WI wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Oshkosh, WI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Oshkosh, WI?
Oshkosh, WI costs about 34% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Oshkosh, WI?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,844 in Oshkosh, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Oshkosh, WI?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali vs Oshkosh, WI?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $61.0 in Oshkosh, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or Oshkosh, WI?
Interestingly, groceries are about 1% cheaper in Oshkosh, WI – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Ubud, Bali or Oshkosh, WI?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Oshkosh, WI at $1,896. In Ubud, Bali it covers expenses comfortably, while in Oshkosh, WI it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Oshkosh, WI?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,896 in Oshkosh, WI. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Oshkosh, WI?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Oshkosh, WI?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oshkosh, WI makes more sense. Both are solid long-term options with distinct trade-offs.

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