Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Onitsha

For one person, living is cheaper in Onitsha: $0.71 a month against $1,349 in Ubud, Bali, rent and utilities included – about $16,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Onitsha

🇳🇬 Nigeria

$0.71

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Onitsha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Onitsha actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $0.71 in Onitsha, rent included.

Ubud, Bali $1,349
Onitsha $0.71

A couple spends around $2,305 per month in Ubud, Bali vs $1.25 in Onitsha, rent included.

Ubud, Bali $2,305
Onitsha $1.25

A family of three spends $3,261 per month in Ubud, Bali vs $1.78 in Onitsha, rent included.

Ubud, Bali $3,261
Onitsha $1.78

Ubud, Bali costs about 189856% more than Onitsha, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.1K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.2K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,316

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.6K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.18 ₦240

38.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Onitsha: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Onitsha

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Onitsha

–

Eating Out

Ubud, Bali

$108 8%

Onitsha

–

Clothing & Footwear

Ubud, Bali

$108 8%

Onitsha

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Onitsha

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Onitsha

–

Getting Around

Ubud, Bali

$11 0.9%

Onitsha

–

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Onitsha

🕒 Local time

11:22 11:22 AM

04:22 4:22 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,080,000

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

10,000 NGN = 7.44 USD

10,000 NGN = 6.63 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,507 NGN (10,000 NGN = 6.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Onitsha 12,130 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Onitsha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Onitsha: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 189856%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1.07 in Onitsha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A $1,000 monthly budget goes further in Onitsha, where all-in costs run around $0.71, than in Ubud, Bali at $1,349. In Onitsha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $0.71 in Onitsha to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.