Cost of Living Comparison Between Ubud, Bali and Olongapo Cost of Living Comparison Between Ubud, Bali and Olongapo

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $714 in Olongapo.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,066 in Olongapo.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,418 in Olongapo.

Living in Ubud, Bali is roughly 93% more expensive than in Olongapo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Olongapo is 48% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.10 ₱257

-18.78%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$16.97 ₱1,064

111.08%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.88 ₱181

95.49%

Cappuccino

$2.82 Rp 49.7K

$1.79 ₱112

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.61 ₱38.04

186.89%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.34 ₱21.61

135.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.03 ₱64.3

195.15%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.45 ₱91.1

196.55%

Milk (1 liter)

$1.61 Rp 28.3K

$1.64 ₱103

-1.83%

White Bread (500g)

$2.27 Rp 39.9K

$0.38 ₱23.88

497.37%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.82 ₱51.2

42.68%

Eggs

$2.17 Rp 38.2K

$1.94 ₱122

11.86%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.19 ₱325

239.69%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.63 ₱165

53.99%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.84 ₱492

55.36%

Apples (1kg)

$3.62 Rp 63.7K

$2.22 ₱139

63.06%

Banana (1kg)

$1.64 Rp 28.8K

$0.99 ₱61.8

65.66%

Oranges (1kg)

$2.31 Rp 40.6K

$2.42 ₱152

-4.55%

Tomato (1kg)

$1.96 Rp 34.5K

$1.03 ₱64.7

90.29%

Potato (1kg)

$1.84 Rp 32.5K

$1.70 ₱106

8.24%

Onion (1kg)

$2.37 Rp 41.7K

$1.80 ₱113

31.67%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.66 ₱41.23

59.09%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.39 ₱24.33

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.98 ₱187

-22.82%

Wine (Bottle)

$23.08 Rp 406.4K

$8.73 ₱547

164.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.95 ₱59.9

146.32%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.00 ₱125

53.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.27 ₱17.03

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$11.04 ₱692

-14.67%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.79 ₱49.46

-37.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.23 ₱14.34

104.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.96 ₱123

185.71%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.13 ₱71.0

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$21.0K ₱1.3M

18.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.5K ₱1.2M

59.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$130 ₱8,158

-36.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$17.95 ₱1,125

-63.84%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$23.68 ₱1,485

-20.65%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.71 ₱1,988

74.20%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$4.92 ₱308

270.12%

Cinema Ticket

$4.30 Rp 75.7K

$4.37 ₱274

-1.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$80.3 ₱5,033

515.56%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$10.7K ₱668.4K

-44.51%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$28.68 ₱1,798

61.37%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.44 ₱1,219

87.45%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$71.9 ₱4,505

12.30%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$56.7 ₱3,555

38.95%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$264 ₱16.5K

322.03%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$169 ₱10.6K

309.56%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$261 ₱16.3K

1295.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$350 ₱22.0K

388.54%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,556 ₱160.2K

8.01%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,054 ₱66.0K

117.62%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$138 ₱8,654

21.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Olongapo: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $264 in Olongapo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $17.00 in Olongapo for a mid-range dinner for two. Groceries echo the gap at $294 vs $158 per month, with Olongapo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Olongapo: Cost of Living - Frequently Asked Questions

Olongapo wins on cost – living expenses run 93% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Olongapo the obvious pick if budget is a priority.

Average pay runs 21% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,114 in Ubud, Bali versus $264 in Olongapo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $80.3 in Olongapo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 86% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $714 in Olongapo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Olongapo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Olongapo the clear choice for anyone on this budget.

Both work as nomad bases, but Olongapo delivers better value – similar infrastructure at $714 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Olongapo hard to pass up.

Safety-wise, Ubud, Bali and Olongapo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olongapo gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.