Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Olongapo

For one person, living is cheaper in Olongapo: $694 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Olongapo
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Olongapo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Olongapo

🇵🇭 Philippines

$694

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Olongapo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Olongapo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $694 in Olongapo.

Ubud, Bali $1,349
Olongapo $694

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,056 in Olongapo.

Ubud, Bali $2,305
Olongapo $1,056

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,418 in Olongapo.

Ubud, Bali $3,261
Olongapo $1,418

Living in Ubud, Bali is roughly 94% more expensive than in Olongapo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.02 ₱257

-17.41%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$16.23 ₱1,037

119.59%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.73 ₱174

102.56%

Cappuccino

$2.72 Rp 49.4K

$1.82 ₱116

49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.54 ₱34.62

214.81%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.33 ₱21.11

130.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.03 ₱65.7

157.28%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.44 ₱92.2

204.17%

Milk (1 liter)

$1.49 Rp 27.1K

$1.67 ₱106

-10.78%

White Bread (500g)

$2.28 Rp 41.4K

$0.41 ₱25.98

456.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.82 ₱52.2

45.12%

Eggs

$2.04 Rp 37.0K

$1.90 ₱121

7.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$4.89 ₱312

261.96%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.52 ₱161

57.14%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.80 ₱498

56.28%

Apples (1kg)

$3.66 Rp 66.4K

$2.25 ₱144

62.67%

Banana (1kg)

$1.52 Rp 27.6K

$0.97 ₱62.1

56.70%

Oranges (1kg)

$2.23 Rp 40.5K

$2.38 ₱152

-6.30%

Tomato (1kg)

$1.97 Rp 35.9K

$1.05 ₱67.1

87.62%

Potato (1kg)

$1.85 Rp 33.6K

$1.65 ₱105

12.12%

Onion (1kg)

$2.42 Rp 44.1K

$1.74 ₱111

39.08%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.62 ₱39.61

59.68%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.41 ₱26.15

24.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.97 ₱190

-25.25%

Wine (Bottle)

$22.24 Rp 404.2K

$8.34 ₱533

166.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.87 ₱55.9

159.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.03 ₱129

46.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.25 ₱15.71

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$12.98 ₱830

-39.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.75 ₱47.74

-41.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.24 ₱15.38

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.85 ₱118

192.43%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.07 ₱68.6

-23.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$20.6K ₱1.3M

15.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$18.8K ₱1.2M

68.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$124 ₱7,946

-36.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.26 ₱1,103

-62.63%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$23.34 ₱1,491

-20.39%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.45 ₱2,009

57.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$5.91 ₱378

198.65%

Cinema Ticket

$4.27 Rp 77.7K

$4.33 ₱276

-1.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$76.8 ₱4,907

538.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$10.6K ₱678.8K

-46.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$28.90 ₱1,847

54.46%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$18.85 ₱1,204

85.41%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$71.0 ₱4,536

12.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.1 ₱3,456

46.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$251 ₱16.1K

347.36%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$167 ₱10.6K

303.18%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$259 ₱16.5K

1277.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$352 ₱22.5K

389.70%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,416 ₱154.4K

13.05%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,119 ₱71.5K

104.07%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$134 ₱8,587

21.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Olongapo: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Olongapo

$167 24% 75.2% $505

Groceries & Markets

Ubud, Bali

$288 21.4%

Olongapo

$155 22.3% 46.3% $133

Eating Out

Ubud, Bali

$108 8%

Olongapo

$74 10.6% 31.5% $34

Clothing & Footwear

Ubud, Bali

$108 8%

Olongapo

$78 11.2% 27.7% $30

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Olongapo

$165 23.8% 58.5% $61

Sport & Entertainment

Ubud, Bali

$58 4.3%

Olongapo

$40 5.8% 30.9% $18

Getting Around

Ubud, Bali

$11 0.9%

Olongapo

$16 2.3% 39.4% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $251 in Olongapo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36 in Ubud, Bali vs $16 in Olongapo for a mid-range dinner for two. Groceries echo the gap at $288 vs $155 per month, with Olongapo cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Olongapo

🕒 Local time

05:34 5:34 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

233,040

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Olongapo 2,650 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Olongapo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Olongapo: Cost of Living - Frequently Asked Questions

Olongapo wins on cost – living expenses run 49% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Olongapo the obvious pick if budget is a priority.

Average pay runs 22% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,125 in Ubud, Bali versus $251 in Olongapo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $77 in Olongapo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 86% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $694 in Olongapo versus $1,349 in Ubud, Bali, a $800 budget is realistic in Olongapo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Olongapo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Olongapo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Olongapo wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.