Cost of Living Comparison Between Ubud, Bali and Olongapo Cost of Living Comparison Between Ubud, Bali and Olongapo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $698 in Olongapo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,040 in Olongapo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,381 in Olongapo.

Living in Ubud, Bali is roughly 103% more expensive than Olongapo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Olongapo is 48% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$3.49 ₱215

2.01%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$13.38 ₱825

144.62%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$2.61 ₱161

89.66%

Cappuccino

$2.71 Rp 48.6K

$2.46 ₱152

10.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.69 ₱42.30

94.20%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.40 ₱24.79

75.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.44 ₱89.0

102.78%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.64 ₱101

141.46%

Milk (1 liter)

$1.81 Rp 32.4K

$1.91 ₱118

-5.24%

White Bread (500g)

$2.52 Rp 45.1K

$0.42 ₱26.09

500.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.85 ₱52.2

36.47%

Eggs

$2.46 Rp 44.1K

$2.19 ₱135

12.33%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.15 ₱565

60.77%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.77 ₱171

55.96%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$8.71 ₱537

39.38%

Apples (1kg)

$3.84 Rp 68.8K

$2.75 ₱170

39.64%

Banana (1kg)

$1.56 Rp 27.9K

$1.03 ₱63.8

51.46%

Oranges (1kg)

$2.83 Rp 50.8K

$2.35 ₱145

20.43%

Tomato (1kg)

$2.33 Rp 41.7K

$1.20 ₱74.2

94.17%

Potato (1kg)

$1.91 Rp 34.3K

$1.89 ₱116

1.06%

Onion (1kg)

$2.20 Rp 39.5K

$2.19 ₱135

0.46%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.69 ₱42.39

46.38%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.42 ₱25.84

85.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.22 ₱199

3.11%

Wine (Bottle)

$23.74 Rp 425.5K

$8.65 ₱534

174.45%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.02 ₱63.1

173.53%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.33 ₱143

22.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.20 ₱12.32

35.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$17.94 ₱1,107

-55.24%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.86 ₱53.0

-46.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.22 ₱13.57

104.55%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.35 ₱145

159.57%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.11 ₱68.8

-28.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$31.5K ₱1.9M

-17.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.6K ₱1.3M

55.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$146 ₱9,032

-45.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$35.09 ₱2,165

-88.43%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$26.68 ₱1,646

-11.84%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$15.26 ₱942

546.79%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$5.19 ₱320

27.75%

Cinema Ticket

$4.15 Rp 74.3K

$4.36 ₱269

-4.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$87.7 ₱5,413

246.51%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$4,814 ₱297.1K

37.36%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$49.21 ₱3,036

12.86%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$27.28 ₱1,683

40.43%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$76.6 ₱4,726

15.70%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$46.15 ₱2,848

68.73%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$124 ₱7,674

709.29%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$90.0 ₱5,551

650.70%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$261 ₱16.1K

1220.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$181 ₱11.1K

1029.26%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$320 ₱19.7K

608.14%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$136 ₱8,369

21.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Olongapo: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $124 in Olongapo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $13.00 in Olongapo for a mid-range dinner for two. Groceries echo the gap at $302 vs $183 per month, with Olongapo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Olongapo: Cost of Living - Frequently Asked Questions

Olongapo wins on cost – living expenses run 103% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Olongapo the obvious pick if budget is a priority.

Ubud, Bali pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Ubud, Bali versus $124 in Olongapo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $87.7 in Olongapo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $698 in Olongapo versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Olongapo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Olongapo the clear choice for anyone on this budget.

Both work as nomad bases, but Olongapo delivers better value – similar infrastructure at $698 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Olongapo hard to pass up.

Safety-wise, Ubud, Bali and Olongapo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olongapo gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.