Cost of Living Comparison Between Ubud, Bali and Olongapo Cost of Living Comparison Between Ubud, Bali and Olongapo

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $682 in Olongapo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,032 in Olongapo.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,382 in Olongapo.

Living in Ubud, Bali is roughly 106% more expensive than in Olongapo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Olongapo is 49% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.65 ₱225

-5.48%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$13.32 ₱821

142.79%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$2.60 ₱161

86.15%

Cappuccino

$2.75 Rp 49.4K

$2.42 ₱149

13.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.64 ₱39.73

115.62%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.41 ₱25.24

82.93%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.40 ₱86.4

113.57%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.56 ₱96.2

146.79%

Milk (1 liter)

$1.74 Rp 31.2K

$1.91 ₱118

-8.90%

White Bread (500g)

$2.46 Rp 44.2K

$0.46 ₱28.42

434.78%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.87 ₱53.9

34.48%

Eggs

$2.43 Rp 43.7K

$2.15 ₱133

13.02%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.13 ₱563

58.82%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.88 ₱178

51.04%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.47 ₱522

41.44%

Apples (1kg)

$3.72 Rp 66.8K

$2.72 ₱168

36.76%

Banana (1kg)

$1.63 Rp 29.2K

$1.03 ₱63.7

58.25%

Oranges (1kg)

$2.74 Rp 49.3K

$2.31 ₱142

18.61%

Tomato (1kg)

$2.24 Rp 40.3K

$1.21 ₱74.4

85.12%

Potato (1kg)

$1.92 Rp 34.5K

$1.83 ₱113

4.92%

Onion (1kg)

$2.28 Rp 40.9K

$2.28 ₱141

Lettuce (1 head)

$1.06 Rp 19.1K

$0.67 ₱41.45

58.21%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.46 ₱28.45

56.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.19 ₱196

3.13%

Wine (Bottle)

$23.19 Rp 416.8K

$9.13 ₱563

154.00%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.02 ₱62.9

172.55%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.28 ₱141

19.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.22 ₱13.58

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$17.89 ₱1,103

-54.67%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.86 ₱53.2

-44.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.24 ₱14.83

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$2.36 ₱145

163.56%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.15 ₱70.7

-29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$32.0K ₱2.0M

-16.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.4K ₱1.3M

57.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$144 ₱8,894

-45.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$34.47 ₱2,126

-88.19%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$25.75 ₱1,588

-5.51%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$15.19 ₱937

549.18%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$4.41 ₱272

43.76%

Cinema Ticket

$3.99 Rp 71.6K

$4.45 ₱274

-10.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$87.9 ₱5,420

247.10%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,709 ₱290.4K

41.05%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$47.78 ₱2,947

13.31%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$27.72 ₱1,710

36.40%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$76.8 ₱4,736

13.09%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$46.94 ₱2,895

62.65%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$126 ₱7,777

686.60%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$88.4 ₱5,452

660.92%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$263 ₱16.2K

1182.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$175 ₱10.8K

1071.47%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,266 ₱139.7K

23.78%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$970 ₱59.8K

129.61%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$136 ₱8,406

22.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Olongapo: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $126 in Olongapo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $13.00 in Olongapo for a mid-range dinner for two. Groceries echo the gap at $297 vs $184 per month, with Olongapo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Olongapo: Cost of Living - Frequently Asked Questions

Olongapo wins on cost – living expenses run 106% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Olongapo the obvious pick if budget is a priority.

Average pay runs 22% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Ubud, Bali versus $126 in Olongapo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $87.9 in Olongapo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $682 in Olongapo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Olongapo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Olongapo the clear choice for anyone on this budget.

Both work as nomad bases, but Olongapo delivers better value – similar infrastructure at $682 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Olongapo hard to pass up.

Safety-wise, Ubud, Bali and Olongapo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olongapo gentler on the wallet – expenses run 106% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.