Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Okazaki

For one person, living is cheaper in Okazaki: $1,248 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Okazaki
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Okazaki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Okazaki

🇯🇵 Japan

$1,248

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Okazaki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Okazaki actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,248 in Okazaki, rent included.

Ubud, Bali $1,349
Okazaki $1,248

A couple spends around $2,305 per month in Ubud, Bali vs $1,992 in Okazaki, rent included.

Ubud, Bali $2,305
Okazaki $1,992

A family of three spends $3,261 per month in Ubud, Bali vs $2,736 in Okazaki, rent included.

Ubud, Bali $3,261
Okazaki $2,736

Ubud, Bali costs about 8% more than Okazaki, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.71 ¥1,217

-56.94%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$31.70 ¥5,006

12.43%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.98 ¥787

11.04%

Cappuccino

$2.72 Rp 49.3K

$2.32 ¥366

17.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.18 ¥187

44.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.59 ¥92.9

28.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.11 ¥333

25.59%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.34 ¥370

87.18%

Milk (1 liter)

$1.49 Rp 27.1K

$1.50 ¥236

-0.67%

White Bread (500g)

$2.28 Rp 41.3K

$1.27 ¥201

79.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.48 ¥865

-78.28%

Eggs

$2.04 Rp 36.9K

$2.09 ¥330

-2.39%

Local Cheese (1kg)

$17.70 Rp 321.2K

$12.62 ¥1,993

40.25%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.73 ¥1,536

-59.30%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$31.82 ¥5,026

-61.69%

Apples (1kg)

$3.66 Rp 66.3K

$3.67 ¥579

-0.27%

Banana (1kg)

$1.52 Rp 27.5K

$2.28 ¥360

-33.33%

Oranges (1kg)

$2.23 Rp 40.4K

$6.51 ¥1,028

-65.75%

Tomato (1kg)

$1.97 Rp 35.8K

$4.23 ¥667

-53.43%

Potato (1kg)

$1.85 Rp 33.5K

$3.76 ¥594

-50.80%

Onion (1kg)

$2.42 Rp 44.0K

$3.43 ¥542

-29.45%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.25 ¥197

-20.80%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.04 ¥164

-50.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.55 ¥560

-37.46%

Wine (Bottle)

$22.24 Rp 403.6K

$8.46 ¥1,336

162.88%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.05 ¥324

10.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.52 ¥240

95.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.31 ¥207

-80.92%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$59.6 ¥9,409

-86.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.11 ¥492

-85.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.09 ¥487

-86.08%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$26.38 ¥4,166

-79.49%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ¥176

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$20.0K ¥3.2M

19.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$16.6K ¥2.6M

91.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$145 ¥22.9K

-45.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$24.05 ¥3,798

-73.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$42.57 ¥6,724

-56.35%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$50.4 ¥7,952

-1.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$9.26 ¥1,462

-53.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$323 ¥51.0K

51.77%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$6,200 ¥979.1K

-8.48%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$50.6 ¥7,993

-11.80%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$25.23 ¥3,985

38.53%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$46.24 ¥7,303

72.79%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$64.6 ¥10.2K

22.94%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$550 ¥86.9K

104.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$289 ¥45.6K

132.68%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$975 ¥153.9K

265.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$678 ¥107.0K

154.28%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,103 ¥647.9K

-33.41%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,282 ¥360.4K

0.10%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.28

504.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Okazaki: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Okazaki

$289 23.1% 57% $383

Groceries & Markets

Ubud, Bali

$288 21.4%

Okazaki

$385 30.8% 33.4% $96

Eating Out

Ubud, Bali

$108 8%

Okazaki

$127 10.2% 17.7% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Okazaki

$84 6.7% 21.9% $24

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Okazaki

$211 16.9% 103% $107

Sport & Entertainment

Ubud, Bali

$58 4.3%

Okazaki

$69 5.5% 18.7% $11

Getting Around

Ubud, Bali

$11 0.9%

Okazaki

$83 6.7% 630% $72

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $550 in Okazaki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Okazaki. Groceries tell a different story – $288 in Ubud, Bali vs $385 in Okazaki – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Okazaki

🕒 Local time

03:09 3:09 AM

04:09 4:09 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

382,846

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

USD to IDR in detail →

On the map

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Ubud, Bali Okazaki 5,350 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Okazaki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okazaki: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 8%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,872 in Okazaki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okazaki, especially for central apartments: a one-bedroom in the center costs $550 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $32 in Okazaki. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,248 in Okazaki. That makes Okazaki about 7% cheaper.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,248 in Okazaki, leaving budget for savings and extras in both cases.

Families tend to lean toward Okazaki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.