Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oceanside, CA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,487 in Oceanside, CA, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Oceanside, CA, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Oceanside, CA
🇺🇸 United States
$3,487
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oceanside, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oceanside, CA actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,487 in Oceanside, CA, rent included.

  • Ubud, Bali $1,349
  • Oceanside, CA $3,487

A couple spends around $2,305 per month in Ubud, Bali vs $4,921 in Oceanside, CA, rent included.

  • Ubud, Bali $2,305
  • Oceanside, CA $4,921

A family of three spends $3,261 per month in Ubud, Bali vs $6,354 in Oceanside, CA, rent included.

  • Ubud, Bali $3,261
  • Oceanside, CA $6,354

Ubud, Bali is about 61% cheaper than Oceanside, CA, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Oceanside, CA
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$21.53 $21.53
-84.58%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$71.5 $71.5
-50.13%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$13.59 $13.59
-59.31%
Cappuccino
$2.72 Rp 49.3K
$5.91 $5.91
-53.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.78 $2.78
-38.85%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.79 $2.79
-72.76%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$7.93 $7.93
-66.58%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$8.14 $8.14
-46.19%
🛒 Groceries & Markets
Ubud, Bali
Oceanside, CA
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.28 $1.28
16.41%
White Bread (500g)
$2.28 Rp 41.3K
$3.21 $3.21
-28.97%
Rice (white) (1kg)
$1.19 Rp 21.6K
$4.51 $4.51
-73.61%
Eggs
$2.04 Rp 36.9K
$3.80 $3.80
-46.32%
Local Cheese (1kg)
$17.70 Rp 321.1K
$11.67 $11.67
51.67%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$10.20 $10.20
-61.18%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$19.90 $19.90
-38.74%
Apples (1kg)
$3.66 Rp 66.3K
$4.34 $4.34
-15.67%
Banana (1kg)
$1.52 Rp 27.5K
$1.50 $1.50
1.33%
Oranges (1kg)
$2.23 Rp 40.4K
$3.57 $3.57
-37.54%
Tomato (1kg)
$1.97 Rp 35.8K
$5.39 $5.39
-63.45%
Potato (1kg)
$1.85 Rp 33.5K
$3.25 $3.25
-43.08%
Onion (1kg)
$2.42 Rp 44.0K
$2.48 $2.48
-2.42%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.93 $1.93
-48.70%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$2.52 $2.52
-79.76%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$11.67 $11.67
-80.98%
Wine (Bottle)
$22.24 Rp 403.4K
$14.88 $14.88
49.46%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.92 $1.92
17.71%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$1.24 $1.24
139.52%
🚌 Getting Around
Ubud, Bali
Oceanside, CA
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$2.94 $2.94
-91.50%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$73.6 $73.6
-89.37%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$3.12 $3.12
-85.90%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$1.87 $1.87
-77.01%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$31.84 $31.84
-83.01%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.46 $1.46
-43.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$28.2K $28.2K
-15.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$26.5K $26.5K
19.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Oceanside, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$173 $173
-54.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$59.5 $59.5
-89.15%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$79.2 $79.2
-76.54%
🎉 Sport & Entertainment
Ubud, Bali
Oceanside, CA
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$22.90 $22.90
116.07%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
-
-
Cinema Ticket
$4.27 Rp 77.5K
$13.95 $13.95
-69.39%
🧸 Childcare & Education
Ubud, Bali
Oceanside, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$1,216 $1,216
-59.66%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$20.2K $20.2K
-71.91%
👕👟 Clothing & Footwear
Ubud, Bali
Oceanside, CA
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$50.2 $50.2
-11.04%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$65.1 $65.1
-46.28%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$79.2 $79.2
0.86%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$139 $139
-42.84%
🏠 Accommodation & Living
Ubud, Bali
Oceanside, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$2,382 $2,382
-52.77%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$2,125 $2,125
-68.40%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$4,314 $4,314
-17.37%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$3,369 $3,369
-48.84%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$10.5K $10.5K
-73.98%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$4,956 $4,956
-53.91%
💵 Salaries & Financials
Ubud, Bali
Oceanside, CA
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,440 $4,440
-96.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.18
122.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Oceanside, CA: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Oceanside, CA
$2.1K 216% $1.5K
Groceries & Markets
Ubud, Bali
$288
Oceanside, CA
$390 35.3% $102
Eating Out
Ubud, Bali
$108
Oceanside, CA
$362 236% $254
Clothing & Footwear
Ubud, Bali
$108
Oceanside, CA
$150 39.5% $43
Monthly Utilities & Internet
Ubud, Bali
$104
Oceanside, CA
$311 199% $207
Sport & Entertainment
Ubud, Bali
$58
Oceanside, CA
$51 12.5% $7.2
Getting Around
Ubud, Bali
$11
Oceanside, CA
$98 757% $86

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,382 in Oceanside, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Oceanside, CA are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $71 in Oceanside, CA. Monthly groceries follow the same trend: $288 vs $390 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Oceanside, CA
🕒 Local time
12:47 12:47 PM
20:47 8:47 PM
16 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
174,068
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Ubud, Bali Oceanside, CA 13,970 km ≈ 18 h nonstop flight
From you
  • Ubud, Bali
  • Oceanside, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Oceanside, CA: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Oceanside, CA?
Yes – Oceanside, CA is pricier by about 159%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $5,231 in Oceanside, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,382 in Oceanside, CA.
Which city has cheaper public transport?
Public transport costs about 89% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $491 per month in Ubud, Bali and $1,216 in Oceanside, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Oceanside, CA?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,487 in Oceanside, CA. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Ubud, Bali or Oceanside, CA more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Oceanside, CA?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Oceanside, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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