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Cost of Living Comparison Between Ubud, Bali and Oamaru Cost of Living Comparison Between Ubud, Bali and Oamaru

🙂 Solo nomad: Ubud, Bali is 40.6% cheaper than Oamaru without rent, and 59.2% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 45.8% cheaper than Oamaru without rent, and 56.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Oamaru
Difference
Meal at Budget Restaurant
$2.91 Rp 47.2K
$16.83 NZ$27.76
-82.71%
Three-Course Dinner for Two, Mid-Range
$12.09 Rp 196.2K
$72.9 NZ$120
-83.40%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 53.3K
$9.49 NZ$15.65
-65.44%
Cappuccino
$2.33 Rp 37.8K
$3.47 NZ$5.73
-32.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18K
$2.26 NZ$3.73
-50.88%
Water (0.33 liter bottle)
$0.26 Rp 4,204
$1.99 NZ$3.29
-86.93%
Local Beer (0.5 liter draught)
$2.52 Rp 40.9K
$7.36 NZ$12.14
-65.76%
Imported Beer (0.33 liter bottle)
$3.18 Rp 51.6K
$7.3 NZ$12.05
-56.44%
🛒 Groceries & Markets
Ubud, Bali
Oamaru
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.86 NZ$3.07
-19.89%
White Bread (500g)
$1.67 Rp 27.2K
$1.1 NZ$1.81
51.82%
Rice (white) (1kg)
$1.1 Rp 17.9K
$1.19 NZ$1.96
-7.56%
Eggs
$2.24 Rp 36.4K
$3.78 NZ$6.24
-40.74%
Local Cheese (1kg)
$13.68 Rp 222.1K
$8.43 NZ$13.91
62.28%
Chicken Fillets (1kg)
$4.04 Rp 65.6K
$9.37 NZ$15.46
-56.88%
Beef Round Steak (1kg)
$11.48 Rp 186.3K
$12.94 NZ$21.35
-11.28%
Apples (1kg)
$3.47 Rp 56.4K
$2.38 NZ$3.93
45.80%
Banana (1kg)
$1.54 Rp 25K
$1.86 NZ$3.07
-17.20%
Oranges (1kg)
$2.56 Rp 41.5K
$2.93 NZ$4.83
-12.63%
Tomato (1kg)
$1.33 Rp 21.6K
$5.84 NZ$9.63
-77.23%
Potato (1kg)
$1.59 Rp 25.9K
$1.47 NZ$2.42
8.16%
Onion (1kg)
$2.17 Rp 35.2K
$1.23 NZ$2.02
76.42%
Lettuce (1 head)
$1.02 Rp 16.6K
$1.8 NZ$2.96
-43.33%
Water (1.5 liter bottle)
$0.56 Rp 9,057
$1.4 NZ$2.31
-60.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.26 Rp 36.7K
$24.37 NZ$40.19
-90.73%
Wine (Bottle)
$14.88 Rp 241.5K
$5.83 NZ$9.61
155.23%
Local Beer (0.5 liter bottle)
$2.5 Rp 40.6K
$3.84 NZ$6.33
-34.90%
Imported Beer (0.33 liter bottle)
$2.74 Rp 44.5K
$4.81 NZ$7.93
-43.04%
🚌 Getting Around
Ubud, Bali
Oamaru
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,227
$2.12 NZ$3.5
-84.91%
Public Transport Monthly Pass (Regular Price)
$9.6 Rp 155.9K
$65.2 NZ$108
-85.28%
Taxi Start (Normal Tariff)
$0.46 Rp 7,454
$2.73 NZ$4.5
-83.15%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,564
$1.66 NZ$2.74
-79.52%
Taxi 1hour Waiting (Normal Tariff)
$6.23 Rp 101K
$30.13 NZ$49.69
-79.32%
Gasoline (1 liter)
$0.7 Rp 11.4K
$1.71 NZ$2.82
-59.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 423.3M
$26.6K NZ$43.9K
-2.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32K Rp 520.1M
$19.8K NZ$32.7K
61.77%
🧾 Monthly Utilities & Internet
Ubud, Bali
Oamaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.6 Rp 1M
$115 NZ$189
-44.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.01 Rp 65.1K
$18.13 NZ$29.9
-77.88%
Internet (50+ Mbps, Unlimited Data)
$24.09 Rp 390.9K
$47.47 NZ$78.3
-49.25%
🎉 Sport & Entertainment
Ubud, Bali
Oamaru
Difference
Gym Membership (Monthly)
$23.22 Rp 376.9K
$36.47 NZ$60.2
-36.33%
Tennis Court (1 Hour on Weekend)
$6.09 Rp 98.8K
$11.96 NZ$19.72
-49.08%
Cinema Ticket
$3.31 Rp 53.8K
$11.02 NZ$18.18
-69.96%
🧸 Childcare & Education
Ubud, Bali
Oamaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$95.1 Rp 1.5M
$650 NZ$1,073
-85.38%
International Primary School, 1 Child (Yearly)
$5,914 Rp 96M
$9,355 NZ$15.4K
-36.79%
👕👟 Clothing & Footwear
Ubud, Bali
Oamaru
Difference
Jeans (Levis 501 Or Similar)
$52.2 Rp 847.9K
$59.9 NZ$98.8
-12.79%
Summer Dress (H&M, Zara, etc)
$24.19 Rp 392.6K
$17.87 NZ$29.47
35.37%
Sport Shoes (Adidas, Nike)
$82.2 Rp 1.3M
$48.85 NZ$80.6
68.21%
Men's Leather Business Shoes
$73 Rp 1.2M
$55.1 NZ$90.9
32.44%
🏠 Accommodation & Living
Ubud, Bali
Oamaru
Difference
1-bedroom Apartment, City Center (Monthly)
$262 Rp 4.2M
$953 NZ$1,571
-72.52%
1-bedroom Apartment, Outside City Center (Monthly)
$156 Rp 2.5M
$783 NZ$1,291
-80.02%
3-bedroom Apartment, City Center (Monthly)
$588 Rp 9.5M
$1,568 NZ$2,586
-62.49%
3-bedroom Apartment, Outside City Center (Monthly)
$340 Rp 5.5M
$1,429 NZ$2,357
-76.24%
Buy Apartment in City Center (m2)
$997 Rp 16.2M
$4,182 NZ$6,898
-76.17%
Buy Apartment Outside City Center (m2)
$835 Rp 13.6M
$3,375 NZ$5,566
-75.25%
💵 Salaries & Financials
Ubud, Bali
Oamaru
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 2.9M
$1,993 NZ$3,287
-91.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6
121.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 4, 2025

Last update for Oamaru: November 3, 2025

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