Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oak Harbor, WA

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,280 in Oak Harbor, WA, rent and utilities included – about $22,900 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
159

Cost of Living Index in Oak Harbor, WA
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Oak Harbor, WA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Oak Harbor, WA

🇺🇸 United States

$3,280

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oak Harbor, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oak Harbor, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,280 in Oak Harbor, WA.

Ubud, Bali $1,368
Oak Harbor, WA $3,280

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,561 in Oak Harbor, WA.

Ubud, Bali $2,314
Oak Harbor, WA $4,561

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,843 in Oak Harbor, WA.

Ubud, Bali $3,260
Oak Harbor, WA $5,843

Living in Ubud, Bali costs roughly 58% less than in Oak Harbor, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 1% above, Oak Harbor, WA 143% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$18.15 $18.15

-81.65%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$69.4 $69.4

-49.31%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$18.78 $18.78

-69.12%

Cappuccino

$2.73 Rp 49.1K

$5.40 $5.40

-49.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.43 $2.43

-32.51%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.58 $1.58

-47.47%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$8.06 $8.06

-66.50%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.29 $7.29

-41.02%

Milk (1 liter)

$1.50 Rp 27.1K

$1.63 $1.63

-7.98%

White Bread (500g)

$2.30 Rp 41.4K

$4.59 $4.59

-49.89%

Rice (white) (1kg)

$1.18 Rp 21.2K

$6.49 $6.49

-81.82%

Eggs

$2.14 Rp 38.6K

$5.57 $5.57

-61.58%

Local Cheese (1kg)

$17.48 Rp 314.6K

$20.14 $20.14

-13.21%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$12.98 $12.98

-68.95%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$24.75 $24.75

-50.59%

Apples (1kg)

$3.55 Rp 63.9K

$8.01 $8.01

-55.68%

Banana (1kg)

$1.57 Rp 28.3K

$1.32 $1.32

18.94%

Oranges (1kg)

$2.24 Rp 40.2K

$6.90 $6.90

-67.54%

Tomato (1kg)

$1.93 Rp 34.7K

$6.79 $6.79

-71.58%

Potato (1kg)

$1.88 Rp 33.9K

$4.18 $4.18

-55.02%

Onion (1kg)

$2.29 Rp 41.3K

$4.63 $4.63

-50.54%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.52 $2.52

-60.71%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.22 $2.22

-76.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$9.79 $9.79

-76.71%

Wine (Bottle)

$23.01 Rp 414.2K

$14.51 $14.51

58.58%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.78 $2.78

-15.83%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.94 $3.94

-26.14%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.02 $2.02

-88.12%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$29.85 $29.85

-70.45%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.26 $3.26

-85.28%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.53 $1.53

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$29.59 $29.59

-81.58%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.16 $1.16

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$36.0K $36.0K

-31.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$26.1K $26.1K

19.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$378 $378

-78.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$63.4 $63.4

-89.83%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$97.3 $97.3

-80.92%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$34.66 $34.66

61.05%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$14.76 $14.76

-70.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,503 $1,503

-67.21%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$23.0K $23.0K

-74.97%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$58.2 $58.2

-20.66%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$38.18 $38.18

-7.46%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$132 $132

-40.04%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$195 $195

-59.73%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$2,343 $2,343

-51.25%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,571 $1,571

-57.00%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$3,239 $3,239

8.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,344 $2,344

-27.49%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,045 $4,045

-31.18%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,142 $4,142

-45.91%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,295 $3,295

-95.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Oak Harbor, WA: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Oak Harbor, WA

$1.6K 47.9% 133% $896

Groceries & Markets

Ubud, Bali

$290 21.2%

Oak Harbor, WA

$529 16.1% 82.1% $238

Eating Out

Ubud, Bali

$109 8%

Oak Harbor, WA

$337 10.3% 210% $228

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Oak Harbor, WA

$539 16.4% 399% $431

Clothing & Footwear

Ubud, Bali

$108 7.9%

Oak Harbor, WA

$190 5.8% 77% $83

Sport & Entertainment

Ubud, Bali

$65 4.7%

Oak Harbor, WA

$64 2% 0.6% $0.4

Getting Around

Ubud, Bali

$13 0.9%

Oak Harbor, WA

$49 1.5% 289% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $2,343 in Oak Harbor, WA. Housing cost is often the main lever when comparing two cities.

Oak Harbor, WA pays 1902% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $69.0 in Oak Harbor, WA for a mid-range dinner for two. Groceries echo the gap at $290 vs $529 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Oak Harbor, WA

🕒 Local time

00:30 12:30 AM

09:30 9:30 AM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

24,622

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Oak Harbor, WA 13,050 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Oak Harbor, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oak Harbor, WA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 140% lower than in Oak Harbor, WA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1902% lower in Oak Harbor, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $2,343 in Oak Harbor, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 82% higher in Oak Harbor, WA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $69.0 in Oak Harbor, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,280 in Oak Harbor, WA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oak Harbor, WA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Oak Harbor, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 140% less than in Oak Harbor, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.