Cost of Living Comparison Between Ubud, Bali and Oak Harbor, WA Cost of Living Comparison Between Ubud, Bali and Oak Harbor, WA

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,297 in Oak Harbor, WA.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $4,434 in Oak Harbor, WA.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $5,571 in Oak Harbor, WA.

Living in Ubud, Bali costs roughly 57% less than in Oak Harbor, WA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Oak Harbor, WA 146% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$21.56 $21.56

-83.49%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$70.6 $70.6

-53.67%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$18.43 $18.43

-73.14%

Cappuccino

$2.71 Rp 48.4K

$6.88 $6.88

-60.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.36 $2.36

-43.22%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.54 $1.54

-54.55%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$8.21 $8.21

-64.43%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$6.61 $6.61

-40.09%

Milk (1 liter)

$1.81 Rp 32.3K

$1.12 $1.12

61.61%

White Bread (500g)

$2.52 Rp 45.0K

$4.23 $4.23

-40.43%

Rice (white) (1kg)

$1.16 Rp 20.7K

$6.05 $6.05

-80.83%

Eggs

$2.46 Rp 43.9K

$5.42 $5.42

-54.61%

Local Cheese (1kg)

$14.71 Rp 262.7K

$19.51 $19.51

-24.60%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$12.40 $12.40

-65.16%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$20.57 $20.57

-40.98%

Apples (1kg)

$3.84 Rp 68.6K

$7.58 $7.58

-49.34%

Banana (1kg)

$1.56 Rp 27.8K

$1.35 $1.35

15.56%

Oranges (1kg)

$2.83 Rp 50.6K

$8.84 $8.84

-67.99%

Tomato (1kg)

$2.33 Rp 41.5K

$6.62 $6.62

-64.80%

Potato (1kg)

$1.91 Rp 34.2K

$3.63 $3.63

-47.38%

Onion (1kg)

$2.20 Rp 39.3K

$5.16 $5.16

-57.36%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.50 $2.50

-59.60%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$2.19 $2.19

-64.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$8.68 $8.68

-61.75%

Wine (Bottle)

$23.74 Rp 423.9K

$12.75 $12.75

86.20%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.74 $2.74

1.82%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.96 $3.96

-27.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.95 $1.95

-86.15%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$57.7 $57.7

-86.07%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$3.40 $3.40

-86.47%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.66 $1.66

-72.89%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$29.34 $29.34

-79.21%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.21 $1.21

-34.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$29.2K $29.2K

-10.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$25.9K $25.9K

24.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$392 $392

-79.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$62.0 $62.0

-93.45%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$82.1 $82.1

-71.36%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$27.84 $27.84

254.53%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$14.26 $14.26

-70.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,284 $1,284

-76.32%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$23.3K $23.3K

-71.61%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$54.1 $54.1

2.66%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$37.93 $37.93

1.00%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$117 $117

-24.29%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$195 $195

-60.01%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$2,284 $2,284

-55.94%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,587 $1,587

-57.44%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,893 $2,893

18.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$2,166 $2,166

-5.83%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$4,023 $4,023

-29.37%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$4,135 $4,135

-45.26%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,298 $3,298

-94.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Oak Harbor, WA: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $2,284 in Oak Harbor, WA. Housing cost is often the main lever when comparing two cities.

Oak Harbor, WA pays 1896% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $71.0 in Oak Harbor, WA for a mid-range dinner for two. Groceries echo the gap at $302 vs $501 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oak Harbor, WA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 132% lower than in Oak Harbor, WA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Oak Harbor, WA earns 1896% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $2,284 in Oak Harbor, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Oak Harbor, WA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $71.0 in Oak Harbor, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $3,297 in Oak Harbor, WA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oak Harbor, WA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Oak Harbor, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 132% less than in Oak Harbor, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.