Cost of Living Comparison Between Ubud, Bali and Nyamata Cost of Living Comparison Between Ubud, Bali and Nyamata

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $563 in Nyamata.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $894 in Nyamata.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,225 in Nyamata.

Living in Ubud, Bali is roughly 144% more expensive than in Nyamata, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Nyamata is 58% below.

Meal at Budget Restaurant

$3.32 Rp 59.4K

$2.78 RWF 4,088

19.42%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 631.4K

$11.87 RWF 17.4K

197.64%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.3K

$6.92 RWF 10.2K

-22.98%

Cappuccino

$2.75 Rp 49.2K

$1.71 RWF 2,514

60.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$0.67 RWF 980

158.21%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.39 RWF 569

105.13%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$1.04 RWF 1,533

183.65%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.3K

$1.66 RWF 2,438

167.47%

Milk (1 liter)

$1.50 Rp 26.8K

$0.81 RWF 1,185

85.19%

White Bread (500g)

$2.30 Rp 41.1K

$0.80 RWF 1,168

187.50%

Rice (white) (1kg)

$1.10 Rp 19.6K

$1.25 RWF 1,832

-12.00%

Eggs

$2.16 Rp 38.6K

$1.67 RWF 2,460

29.34%

Local Cheese (1kg)

$17.09 Rp 305.4K

$3.63 RWF 5,333

370.80%

Chicken Fillets (1kg)

$3.88 Rp 69.3K

$2.80 RWF 4,106

38.57%

Beef Round Steak (1kg)

$11.92 Rp 213.0K

$4.12 RWF 6,047

189.32%

Apples (1kg)

$3.57 Rp 63.7K

$2.46 RWF 3,610

45.12%

Banana (1kg)

$1.58 Rp 28.3K

$0.42 RWF 618

276.19%

Oranges (1kg)

$2.36 Rp 42.2K

$0.71 RWF 1,045

232.39%

Tomato (1kg)

$1.97 Rp 35.1K

$0.52 RWF 764

278.85%

Potato (1kg)

$1.81 Rp 32.3K

$0.46 RWF 683

293.48%

Onion (1kg)

$2.39 Rp 42.7K

$0.74 RWF 1,080

222.97%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.36 RWF 522

183.33%

Water (1.5 liter bottle)

$0.49 Rp 8,782

$0.70 RWF 1,034

-30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.1K

$1.39 RWF 2,046

61.87%

Wine (Bottle)

$22.30 Rp 398.5K

$10.11 RWF 14.8K

120.57%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.3K

$1.01 RWF 1,483

134.65%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.7K

$1.52 RWF 2,230

90.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,452

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 152.8K

$31.06 RWF 45.6K

-72.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,897

$2.61 RWF 3,835

-83.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

$1.99 RWF 2,921

-78.89%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

$3.00 RWF 4,403

88.67%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.19 RWF 1,743

-31.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.2M

$26.6K RWF 39.1M

-10.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 553.6M

$23.6K RWF 34.7M

31.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$83.0 RWF 121.9K

-0.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.6K

$7.01 RWF 10.3K

-10.13%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.0K

$17.32 RWF 25.4K

7.56%

Gym Membership (Monthly)

$54.7 Rp 978.1K

$102 RWF 150.4K

-46.54%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

Cinema Ticket

$4.24 Rp 75.8K

$2.01 RWF 2,952

110.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$113 RWF 166.6K

326.97%

International Primary School, 1 Child (Yearly)

$5,590 Rp 99.9M

$9,626 RWF 14.1M

-41.92%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.0K

$17.73 RWF 26.0K

158.15%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 637.9K

$15.42 RWF 22.7K

131.45%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$21.98 RWF 32.3K

256.19%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$33.80 RWF 49.7K

137.07%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$103 RWF 151.4K

1012.38%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$69.1 RWF 101.5K

881.39%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.6M

$338 RWF 496.8K

936.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$240 RWF 352.7K

603.04%

Buy Apartment in City Center (m2)

$2,788 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$183 RWF 268.3K

-9.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

16.2

-14.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Nyamata: September 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $103 in Nyamata. Housing cost is often the main lever when comparing two cities.

Nyamata pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $12.00 in Nyamata for a mid-range dinner for two. Groceries echo the gap at $286 vs $126 per month, with Nyamata cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nyamata: Cost of Living - Frequently Asked Questions

Nyamata wins on cost – living expenses run 144% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nyamata the obvious pick if budget is a priority.

On paper, salaries run 11% lower in Nyamata. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $103 in Nyamata. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Nyamata runs roughly 263% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $484 in Ubud, Bali versus $113 in Nyamata. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $563 in Nyamata versus $1,374 in Ubud, Bali, a $1,000 budget is realistic in Nyamata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nyamata the clear choice for anyone on this budget.

Both work as nomad bases, but Nyamata delivers better value – similar infrastructure at $563 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nyamata hard to pass up.

Safety-wise, Ubud, Bali and Nyamata are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nyamata gentler on the wallet – expenses run 144% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.