Cost of Living Comparison Between Ubud, Bali and Nyamata Cost of Living Comparison Between Ubud, Bali and Nyamata

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $487 in Nyamata.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $780 in Nyamata.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,072 in Nyamata.

Living in Ubud, Bali is roughly 195% more expensive than Nyamata, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Nyamata is 64% below.

Currency
🍽 Eating Out
Ubud, Bali
Nyamata
Difference
Meal at Budget Restaurant
$3.57 Rp 61.6K
$3.54 RWF 5,172
0.85%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 562.6K
$10.34 RWF 15.1K
215.09%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.5K
$6.51 RWF 9,510
-22.12%
Cappuccino
$2.83 Rp 48.8K
$1.76 RWF 2,574
60.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.1K
$0.68 RWF 993
97.06%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.44 RWF 643
56.82%
Local Beer (0.5 liter draught)
$2.99 Rp 51.6K
$1.06 RWF 1,551
182.08%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.4K
$1.41 RWF 2,057
173.05%
🛒 Groceries & Markets
Ubud, Bali
Nyamata
Difference
Milk (1 liter)
$1.74 Rp 30.1K
$0.71 RWF 1,038
145.07%
White Bread (500g)
$2.54 Rp 43.8K
$0.85 RWF 1,244
198.82%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.29 RWF 1,881
-7.75%
Eggs
$2.43 Rp 41.9K
$1.68 RWF 2,454
44.64%
Local Cheese (1kg)
$14.66 Rp 253.2K
$3.52 RWF 5,138
316.48%
Chicken Fillets (1kg)
$4.18 Rp 72.1K
$2.81 RWF 4,108
48.75%
Beef Round Steak (1kg)
$11.94 Rp 206.1K
$3.81 RWF 5,570
213.39%
Apples (1kg)
$3.69 Rp 63.6K
$2.36 RWF 3,454
56.36%
Banana (1kg)
$1.61 Rp 27.7K
$0.43 RWF 630
274.42%
Oranges (1kg)
$2.69 Rp 46.4K
$0.71 RWF 1,041
278.87%
Tomato (1kg)
$2.33 Rp 40.2K
$0.57 RWF 834
308.77%
Potato (1kg)
$1.91 Rp 32.9K
$0.48 RWF 698
297.92%
Onion (1kg)
$2.19 Rp 37.7K
$0.78 RWF 1,134
180.77%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.37 RWF 535
186.49%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.68 RWF 990
5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.1K
$1.37 RWF 1,998
128.47%
Wine (Bottle)
$23.49 Rp 405.6K
$10.12 RWF 14.8K
132.11%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.3K
$0.89 RWF 1,295
207.87%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.7K
$1.81 RWF 2,638
59.12%
🚌 Getting Around
Ubud, Bali
Nyamata
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,010
-
-
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.0K
$30.68 RWF 44.8K
-73.37%
Taxi Start (Normal Tariff)
$0.45 Rp 7,834
$2.60 RWF 3,805
-82.69%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,278
$1.40 RWF 2,050
-70.00%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.3K
$3.16 RWF 4,623
94.94%
Gasoline (1 liter)
$0.84 Rp 14.5K
$1.13 RWF 1,646
-25.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 453.1M
$27.2K RWF 39.7M
-3.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 560.8M
$24.4K RWF 35.6M
33.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nyamata
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$47.18 RWF 68.9K
66.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.2K
$8.55 RWF 12.5K
-53.80%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 421.4K
$17.34 RWF 25.3K
40.72%
🎉 Sport & Entertainment
Ubud, Bali
Nyamata
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$47.14 RWF 68.9K
104.79%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 109.6K
-
-
Cinema Ticket
$4.04 Rp 69.7K
$2.12 RWF 3,098
90.57%
🧸 Childcare & Education
Ubud, Bali
Nyamata
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$154 RWF 224.8K
96.64%
International Primary School, 1 Child (Yearly)
$6,523 Rp 112.6M
$5,216 RWF 7.6M
25.04%
👕👟 Clothing & Footwear
Ubud, Bali
Nyamata
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 929.5K
$16.77 RWF 24.5K
221.05%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 655.8K
$19.65 RWF 28.7K
93.28%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$24.12 RWF 35.2K
259.70%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$30.85 RWF 45.1K
155.62%
🏠 Accommodation & Living
Ubud, Bali
Nyamata
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$106 RWF 154.3K
858.63%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.6M
$68.7 RWF 100.3K
882.16%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.5M
$348 RWF 509.1K
872.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.2M
$238 RWF 348.1K
780.60%
Buy Apartment in City Center (m2)
$2,985 Rp 51.5M
-
-
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Nyamata
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$182 RWF 265.6K
-4.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.2
-18.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nyamata: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $106 in Nyamata. Housing cost is often the main lever when comparing two cities.

Nyamata pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Nyamata for a mid-range dinner for two. Groceries echo the gap at $298 vs $125 per month, with Nyamata cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nyamata: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nyamata?
Nyamata wins on cost – living expenses run 195% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nyamata the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Nyamata?
On paper, Nyamata earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Nyamata?
Rent for a central apartment: $1,012 in Ubud, Bali versus $106 in Nyamata. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Nyamata?
A monthly transit pass in Nyamata runs roughly 276% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Nyamata?
Childcare runs $303 in Ubud, Bali versus $154 in Nyamata. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Nyamata?
At $487 in Nyamata versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Nyamata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nyamata the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nyamata?
Both work as nomad bases, but Nyamata delivers better value – similar infrastructure at $487 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nyamata hard to pass up.
How safe is Ubud, Bali compared to Nyamata?
Safety-wise, Ubud, Bali and Nyamata are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nyamata gentler on the wallet – expenses run 195% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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