Cost of Living Comparison Between Ubud, Bali and Nyamata Cost of Living Comparison Between Ubud, Bali and Nyamata

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $472 in Nyamata.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $788 in Nyamata.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,105 in Nyamata.

Living in Ubud, Bali is roughly 197% more expensive than Nyamata, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Nyamata is 65% below.

Currency
🍽 Eating Out
Ubud, Bali
Nyamata
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.51 RWF 5,124
1.71%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$10.36 RWF 15.1K
213.71%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$6.69 RWF 9,770
-27.35%
Cappuccino
$2.75 Rp 49.2K
$1.69 RWF 2,465
62.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.67 RWF 978
97.01%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.40 RWF 590
75.00%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.07 RWF 1,562
171.96%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$1.41 RWF 2,053
168.79%
🛒 Groceries & Markets
Ubud, Bali
Nyamata
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.70 RWF 1,024
144.29%
White Bread (500g)
$2.47 Rp 44.3K
$0.82 RWF 1,193
201.22%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.23 RWF 1,791
-2.44%
Eggs
$2.44 Rp 43.8K
$1.69 RWF 2,467
44.38%
Local Cheese (1kg)
$14.38 Rp 257.7K
$3.52 RWF 5,140
308.52%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$2.73 RWF 3,983
57.88%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$3.68 RWF 5,371
231.79%
Apples (1kg)
$3.68 Rp 66.0K
$2.44 RWF 3,563
50.82%
Banana (1kg)
$1.55 Rp 27.8K
$0.44 RWF 636
252.27%
Oranges (1kg)
$2.79 Rp 49.9K
$0.71 RWF 1,030
292.96%
Tomato (1kg)
$2.33 Rp 41.8K
$0.53 RWF 781
339.62%
Potato (1kg)
$1.97 Rp 35.3K
$0.48 RWF 700
310.42%
Onion (1kg)
$2.31 Rp 41.4K
$0.83 RWF 1,208
178.31%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.36 RWF 526
194.44%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.67 RWF 975
8.96%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$1.41 RWF 2,064
132.62%
Wine (Bottle)
$22.79 Rp 408.4K
$10.32 RWF 15.1K
120.83%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.98 RWF 1,424
186.73%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.79 RWF 2,612
55.31%
🚌 Getting Around
Ubud, Bali
Nyamata
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
-
-
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$31.02 RWF 45.3K
-74.02%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$2.59 RWF 3,787
-82.63%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$1.45 RWF 2,122
-68.97%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$3.05 RWF 4,447
104.59%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.14 RWF 1,668
-25.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$26.6K RWF 38.8M
-2.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$23.9K RWF 34.9M
32.41%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nyamata
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$47.45 RWF 69.3K
70.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$8.68 RWF 12.7K
-53.23%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$17.06 RWF 24.9K
43.14%
🎉 Sport & Entertainment
Ubud, Bali
Nyamata
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$48.02 RWF 70.1K
103.39%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$2.02 RWF 2,945
100.00%
🧸 Childcare & Education
Ubud, Bali
Nyamata
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$152 RWF 222.1K
99.85%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$5,117 RWF 7.5M
29.38%
👕👟 Clothing & Footwear
Ubud, Bali
Nyamata
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$17.08 RWF 24.9K
217.51%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$19.60 RWF 28.6K
97.86%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$24.24 RWF 35.4K
255.36%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$31.53 RWF 46.0K
143.17%
🏠 Accommodation & Living
Ubud, Bali
Nyamata
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$103 RWF 150.7K
854.48%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$68.8 RWF 100.4K
856.18%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$351 RWF 511.8K
860.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$244 RWF 355.6K
748.02%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
-
-
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Nyamata
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$185 RWF 269.8K
-11.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.2
-18.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nyamata: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $103 in Nyamata. Housing cost is often the main lever when comparing two cities.

Nyamata pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Nyamata for a mid-range dinner for two. Groceries echo the gap at $297 vs $124 per month, with Nyamata cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nyamata: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nyamata?
Nyamata wins on cost – living expenses run 197% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nyamata the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Nyamata?
On paper, Nyamata earns 13% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Nyamata?
Rent for a central apartment: $986 in Ubud, Bali versus $103 in Nyamata. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Nyamata?
A monthly transit pass in Nyamata runs roughly 285% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Nyamata?
Childcare runs $304 in Ubud, Bali versus $152 in Nyamata. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Nyamata?
At $472 in Nyamata versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Nyamata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nyamata the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nyamata?
Both work as nomad bases, but Nyamata delivers better value – similar infrastructure at $472 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nyamata hard to pass up.
How safe is Ubud, Bali compared to Nyamata?
Safety-wise, Ubud, Bali and Nyamata are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nyamata gentler on the wallet – expenses run 197% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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