Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Novosibirsk

For one person, living is cheaper in Novosibirsk: $1,153 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Novosibirsk
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Novosibirsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Novosibirsk

🇷🇺 Russia

$1,153

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Novosibirsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Novosibirsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,153 in Novosibirsk.

Ubud, Bali $1,349
Novosibirsk $1,153

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,833 in Novosibirsk.

Ubud, Bali $2,305
Novosibirsk $1,833

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,512 in Novosibirsk.

Ubud, Bali $3,261
Novosibirsk $2,512

Living in Ubud, Bali is roughly 17% more expensive than in Novosibirsk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$11.60 ₽934

-71.38%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$48.68 ₽3,922

-26.79%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$6.27 ₽505

-11.80%

Cappuccino

$2.72 Rp 49.3K

$2.81 ₽226

-3.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.18 ₽95.1

44.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 ₽46.86

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.23 ₽99.0

115.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.61 ₽291

21.33%

Milk (1 liter)

$1.49 Rp 27.0K

$1.23 ₽99.2

21.14%

White Bread (500g)

$2.28 Rp 41.3K

$0.72 ₽58.3

216.67%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.48 ₽119

-19.59%

Eggs

$2.04 Rp 36.9K

$1.73 ₽140

17.92%

Local Cheese (1kg)

$17.70 Rp 320.8K

$11.99 ₽966

47.62%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$5.00 ₽403

-20.80%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$12.33 ₽993

-1.14%

Apples (1kg)

$3.66 Rp 66.3K

$1.91 ₽154

91.62%

Banana (1kg)

$1.52 Rp 27.5K

$1.79 ₽144

-15.08%

Oranges (1kg)

$2.23 Rp 40.4K

$2.06 ₽166

8.25%

Tomato (1kg)

$1.97 Rp 35.8K

$3.36 ₽271

-41.37%

Potato (1kg)

$1.85 Rp 33.5K

$0.82 ₽66.5

125.61%

Onion (1kg)

$2.42 Rp 43.9K

$0.61 ₽49.31

296.72%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.55 ₽125

-36.13%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.83 ₽67.2

-38.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.17 ₽255

-29.97%

Wine (Bottle)

$22.24 Rp 403.1K

$10.66 ₽859

108.63%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.00 ₽80.4

126.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.70 ₽137

74.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.55 ₽44.13

-54.55%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$32.41 ₽2,611

-75.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$2.54 ₽204

-82.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$0.52 ₽41.95

-17.31%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$6.21 ₽501

-12.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.82 ₽66.4

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$43.9K ₽3.5M

-45.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$39.4K ₽3.2M

-19.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$111 ₽8,967

-28.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$7.18 ₽578

-10.17%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$8.33 ₽671

123.05%

Gym Membership (Monthly)

$49.48 Rp 896.9K

$38.16 ₽3,074

29.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$30.42 ₽2,451

-41.98%

Cinema Ticket

$4.27 Rp 77.5K

$7.41 ₽597

-42.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$312 ₽25.1K

57.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$71.9 ₽5,795

-37.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$47.55 ₽3,830

-26.50%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$144 ₽11.6K

-44.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$100 ₽8,093

-20.94%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$570 ₽46.0K

97.18%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$379 ₽30.5K

77.26%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,022 ₽82.3K

248.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$692 ₽55.8K

148.92%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,446 ₽197.1K

11.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,869 ₽150.6K

22.21%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$922 ₽74.3K

-82.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.83

-39.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Novosibirsk: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Novosibirsk

$379 32.8% 43.6% $293

Groceries & Markets

Ubud, Bali

$288 21.4%

Novosibirsk

$225 19.5% 21.9% $63

Eating Out

Ubud, Bali

$108 8%

Novosibirsk

$166 14.4% 53.9% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Novosibirsk

$164 14.2% 52.5% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Novosibirsk

$127 11% 21.8% $23

Sport & Entertainment

Ubud, Bali

$58 4.3%

Novosibirsk

$53 4.6% 8.7% $5.1

Getting Around

Ubud, Bali

$11 0.9%

Novosibirsk

$40 3.5% 248% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $570 in Novosibirsk. Housing cost is often the main lever when comparing two cities.

Novosibirsk pays about 5.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $49 in Novosibirsk. Groceries flip the comparison at $288 vs $225, with Novosibirsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Novosibirsk

🕒 Local time

22:12 10:12 PM

21:12 9:12 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,620,162

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 29, 2026: 1 USD = 80.56 RUB (100 RUB = 1.24 USD). 1 EUR = 89.9 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Novosibirsk 7,680 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Novosibirsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novosibirsk: Cost of Living - Frequently Asked Questions

Novosibirsk is about 14% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 82% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $570 in Novosibirsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $312 in Novosibirsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Novosibirsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.