Cost of Living Comparison Between Ubud, Bali and Novokuznetsk Cost of Living Comparison Between Ubud, Bali and Novokuznetsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,015 in Novokuznetsk.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,702 in Novokuznetsk.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,389 in Novokuznetsk.

Living in Ubud, Bali is roughly 35% more expensive than in Novokuznetsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Novokuznetsk is 26% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$9.68 ₽818

-64.46%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$47.00 ₽3,971

-22.74%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.49 ₽548

-12.02%

Cappuccino

$2.67 Rp 47.3K

$2.49 ₽211

7.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.09 ₽92.0

60.55%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.50 ₽41.92

74.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.15 ₽97.2

156.52%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.40 ₽202

88.33%

Milk (1 liter)

$1.62 Rp 28.7K

$1.15 ₽96.9

40.87%

White Bread (500g)

$2.33 Rp 41.3K

$0.72 ₽61.0

223.61%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.39 ₽118

-20.14%

Eggs

$2.20 Rp 39.0K

$1.56 ₽132

41.03%

Local Cheese (1kg)

$17.69 Rp 313.3K

$10.58 ₽894

67.20%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.01 ₽423

-18.16%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.51 ₽888

15.89%

Apples (1kg)

$3.71 Rp 65.6K

$2.04 ₽173

81.86%

Banana (1kg)

$1.59 Rp 28.1K

$1.68 ₽142

-5.36%

Oranges (1kg)

$2.28 Rp 40.4K

$2.14 ₽181

6.54%

Tomato (1kg)

$1.95 Rp 34.6K

$3.78 ₽319

-48.41%

Potato (1kg)

$1.91 Rp 33.7K

$0.86 ₽72.7

122.09%

Onion (1kg)

$2.33 Rp 41.3K

$0.57 ₽48.47

308.77%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.89 ₽75.5

13.48%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.78 ₽65.5

-29.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.14 ₽265

-28.98%

Wine (Bottle)

$23.07 Rp 408.6K

$5.84 ₽494

295.03%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.33 ₽112

81.95%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.02 ₽255

-0.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.55 ₽46.25

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$29.47 ₽2,490

-69.53%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.82 ₽154

-73.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.60 ₽50.9

-28.33%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$8.26 ₽698

-31.72%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.83 ₽70.3

-3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$26.0K ₽2.2M

-3.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$27.8K ₽2.3M

14.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$142 ₽12.0K

-42.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.87 ₽496

10.56%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.04 ₽595

166.62%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$50.2 ₽4,239

13.35%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$29.46 ₽2,489

-36.42%

Cinema Ticket

$4.54 Rp 80.4K

$5.89 ₽497

-22.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$692 ₽58.5K

-30.59%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$16.8K ₽1.4M

-65.94%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$64.3 ₽5,435

-29.23%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$51.4 ₽4,345

-30.24%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$95.8 ₽8,093

-16.08%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$95.7 ₽8,085

-17.79%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$448 ₽37.9K

148.51%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$301 ₽25.4K

131.99%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$949 ₽80.2K

283.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$669 ₽56.6K

159.55%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,151 ₽181.7K

29.46%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,466 ₽123.8K

56.22%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$553 ₽46.7K

-69.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

23.67

-41.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Novokuznetsk: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $448 in Novokuznetsk. Housing cost is often the main lever when comparing two cities.

Novokuznetsk pays 229% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $47.00 in Novokuznetsk. Groceries flip the comparison at $295 vs $208, with Novokuznetsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novokuznetsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Novokuznetsk differ by about 35% in total monthly costs ($1,368 vs $1,015 including rent). Novokuznetsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 229% lower in Novokuznetsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $448 in Novokuznetsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Novokuznetsk – a meal for two runs $47.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,015 in Novokuznetsk – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,015 in Novokuznetsk versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Novokuznetsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novokuznetsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novokuznetsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novokuznetsk gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.