Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Northfield, MN

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,250 in Northfield, MN, rent and utilities included – about $10,800 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
108

Cost of Living Index in Northfield, MN
Learn more

Northfield, MN Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Northfield, MN

🇺🇸 United States

$2,250

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Northfield, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Northfield, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,250 in Northfield, MN.

Ubud, Bali $1,353
Northfield, MN $2,250

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,409 in Northfield, MN.

Ubud, Bali $2,297
Northfield, MN $3,409

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,568 in Northfield, MN.

Ubud, Bali $3,241
Northfield, MN $4,568

Living in Ubud, Bali costs roughly 40% less than in Northfield, MN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Northfield, MN 66% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$22.34 $22.34

-85.54%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$71.2 $71.2

-51.01%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.40 $12.40

-54.03%

Cappuccino

$2.62 Rp 47.1K

$4.88 $4.88

-46.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.57 $2.57

-33.07%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.53 $1.53

-47.06%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.63 $4.63

-42.76%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.15 $6.15

-28.94%

Milk (1 liter)

$1.57 Rp 28.3K

$1.04 $1.04

50.96%

White Bread (500g)

$2.19 Rp 39.5K

$4.34 $4.34

-49.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.60 $5.60

-78.93%

Eggs

$2.16 Rp 38.8K

$4.45 $4.45

-51.46%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.39 $13.39

31.81%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.85 $9.85

-61.62%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.09 $11.09

7.75%

Apples (1kg)

$3.60 Rp 64.8K

$6.68 $6.68

-46.11%

Banana (1kg)

$1.59 Rp 28.6K

$1.67 $1.67

-4.79%

Oranges (1kg)

$2.31 Rp 41.6K

$2.22 $2.22

4.05%

Tomato (1kg)

$1.91 Rp 34.3K

$2.24 $2.24

-14.73%

Potato (1kg)

$1.78 Rp 32.1K

$2.18 $2.18

-18.35%

Onion (1kg)

$2.33 Rp 41.9K

$2.16 $2.16

7.87%

Lettuce (1 head)

$1.00 Rp 18.0K

$3.02 $3.02

-66.89%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.98 $1.98

-73.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$11.11 $11.11

-79.39%

Wine (Bottle)

$22.07 Rp 397.3K

$19.70 $19.70

12.03%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.91 $2.91

-19.24%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.32 $3.32

-10.24%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$10.12 $10.12

-95.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 $1.09

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$29.7K $29.7K

-19.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$28.5K $28.5K

15.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$200 $200

-59.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$99.4 $99.4

-93.40%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$71.0 $71.0

-73.81%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$88.2 $88.2

-38.63%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$13.75 $13.75

-69.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$397 $397

24.22%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$70.0 $70.0

-34.91%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$60.7 $60.7

-42.39%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$111 $111

-29.93%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$99.0 $99.0

-20.69%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,060 $1,060

6.77%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$887 $887

-24.10%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,668 $1,668

116.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,620 $1,620

5.02%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,041 $2,041

33.17%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,014 $2,014

11.28%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Northfield, MN: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Northfield, MN

$887 39.4% 31.7% $214

Groceries & Markets

Ubud, Bali

$287 21.2%

Northfield, MN

$388 17.2% 35% $100

Clothing & Footwear

Ubud, Bali

$107 7.9%

Northfield, MN

$153 6.8% 43.9% $47

Eating Out

Ubud, Bali

$106 7.9%

Northfield, MN

$326 14.5% 207% $220

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Northfield, MN

$370 16.5% 252% $265

Sport & Entertainment

Ubud, Bali

$63 4.6%

Northfield, MN

$116 5.1% 84.7% $53

Getting Around

Ubud, Bali

$12 0.9%

Northfield, MN

$10 * 0.5% 18.6% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,060 in Northfield, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $71.0 in Northfield, MN for a mid-range dinner for two. Groceries echo the gap at $287 vs $388 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Northfield, MN

🕒 Local time

20:43 8:43 PM

07:43 7:43 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,493

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Northfield, MN 15,170 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Northfield, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Northfield, MN: Cost of Living - Frequently Asked Questions

Ubud, Bali and Northfield, MN differ by about 66% in total monthly costs ($1,353 vs $2,250 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $3,375 in Northfield, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,060 in Northfield, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $397 in Northfield, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $71.0 in Northfield, MN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,250 in Northfield, MN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Northfield, MN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Northfield, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Northfield, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.