Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and North Shore

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,119 in North Shore, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
102

Cost of Living Index in North Shore
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North Shore Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

North Shore

🇳🇿 New Zealand

$2,119

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in North Shore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in North Shore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,119 in North Shore.

Ubud, Bali $1,368
North Shore $2,119

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,933 in North Shore.

Ubud, Bali $2,314
North Shore $2,933

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,746 in North Shore.

Ubud, Bali $3,260
North Shore $3,746

Living in Ubud, Bali costs roughly 35% less than in North Shore, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, North Shore 57% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$14.08 NZ$24.90

-76.35%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$73.5 NZ$130

-52.13%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.46 NZ$14.96

-31.44%

Cappuccino

$2.73 Rp 49.1K

$3.27 NZ$5.78

-16.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.93 NZ$3.42

-15.03%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.78 NZ$3.15

-53.37%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.53 NZ$11.55

-58.65%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.61 NZ$9.92

-23.35%

Milk (1 liter)

$1.50 Rp 27.1K

$1.61 NZ$2.85

-6.83%

White Bread (500g)

$2.30 Rp 41.4K

$1.30 NZ$2.29

76.92%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.89 NZ$3.33

-37.57%

Eggs

$2.14 Rp 38.6K

$5.68 NZ$10.05

-62.32%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.74 NZ$13.69

125.84%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$10.02 NZ$17.72

-59.78%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.56 NZ$20.45

5.80%

Apples (1kg)

$3.55 Rp 63.9K

$2.62 NZ$4.63

35.50%

Banana (1kg)

$1.57 Rp 28.3K

$2.05 NZ$3.63

-23.41%

Oranges (1kg)

$2.24 Rp 40.2K

$3.14 NZ$5.56

-28.66%

Tomato (1kg)

$1.93 Rp 34.7K

$5.84 NZ$10.33

-66.95%

Potato (1kg)

$1.88 Rp 33.9K

$2.08 NZ$3.67

-9.62%

Onion (1kg)

$2.29 Rp 41.3K

$1.51 NZ$2.67

51.66%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.39 NZ$4.22

-58.58%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.95 NZ$1.68

-44.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$25.48 NZ$45.06

-91.05%

Wine (Bottle)

$23.01 Rp 414.2K

$10.33 NZ$18.26

122.75%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.74 NZ$4.84

-14.60%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.34 NZ$5.90

-12.87%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.21 NZ$3.90

-89.14%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$59.5 NZ$105

-85.18%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.22 NZ$3.93

-78.38%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.92 NZ$3.39

-76.04%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$32.25 NZ$57.0

-83.10%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.71 NZ$3.02

-48.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$25.4K NZ$44.9K

-3.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$22.4K NZ$39.5K

39.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$181 NZ$321

-54.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$26.42 NZ$46.73

-75.59%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$50.6 NZ$89.5

-63.32%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$27.16 NZ$48.03

105.52%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$13.05 NZ$23.07

-66.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$672 NZ$1,188

-26.63%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$14.4K NZ$25.5K

-60.15%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$68.9 NZ$122

-32.95%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$37.87 NZ$67.0

-6.71%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$93.1 NZ$165

-15.02%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$103 NZ$182

-23.98%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,302 NZ$2,303

-12.26%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,050 NZ$1,856

-35.63%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,278 NZ$4,029

53.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,339 NZ$2,369

26.91%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$7,194 NZ$12.7K

-61.30%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$6,028 NZ$10.7K

-62.83%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,774 NZ$4,905

-94.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for North Shore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

North Shore

$1K 49.5% 55.3% $374

Groceries & Markets

Ubud, Bali

$290 21.2%

North Shore

$306 14.4% 5.3% $15

Eating Out

Ubud, Bali

$109 8%

North Shore

$236 11.1% 117% $127

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

North Shore

$258 12.2% 139% $150

Clothing & Footwear

Ubud, Bali

$108 7.9%

North Shore

$136 6.4% 26.8% $29

Sport & Entertainment

Ubud, Bali

$65 4.7%

North Shore

$53 2.5% 17.5% $11

Getting Around

Ubud, Bali

$13 0.9%

North Shore

$80 3.8% 539% $68

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,302 in North Shore. Housing cost is often the main lever when comparing two cities.

North Shore pays 1586% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $73.0 in North Shore for a mid-range dinner for two. Groceries echo the gap at $290 vs $306 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 North Shore

🕒 Local time

06:10 6:10 AM

11:10 11:10 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

258,697

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali North Shore 6,740 km ≈ 9 h nonstop flight

From you

Ubud, Bali
North Shore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs North Shore: Cost of Living - Frequently Asked Questions

Ubud, Bali and North Shore differ by about 55% in total monthly costs ($1,368 vs $2,119 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1586% lower in North Shore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,302 in North Shore. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $73.0 in North Shore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $2,119 in North Shore – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,119 in North Shore, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in North Shore. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and North Shore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in North Shore. Beyond cost, consider language, visa policies, and how big the international community is in each city.