Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and North Brunswick, NJ

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,641 in North Brunswick, NJ, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in North Brunswick, NJ
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North Brunswick, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

North Brunswick, NJ

🇺🇸 United States

$2,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in North Brunswick, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in North Brunswick, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,641 in North Brunswick, NJ.

Ubud, Bali $1,353
North Brunswick, NJ $2,641

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,632 in North Brunswick, NJ.

Ubud, Bali $2,297
North Brunswick, NJ $3,632

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,623 in North Brunswick, NJ.

Ubud, Bali $3,241
North Brunswick, NJ $4,623

Living in Ubud, Bali costs roughly 49% less than in North Brunswick, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, North Brunswick, NJ 95% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.38 $20.38

-84.15%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$60.4 $60.4

-42.23%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.05 $12.05

-52.70%

Cappuccino

$2.62 Rp 47.1K

$3.04 $3.04

-13.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.68 $2.68

-35.82%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.18 $1.18

-31.36%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.64 $6.64

-60.09%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.94 $5.94

-26.43%

Milk (1 liter)

$1.57 Rp 28.3K

$1.11 $1.11

41.44%

White Bread (500g)

$2.19 Rp 39.5K

$1.60 $1.60

36.87%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.62 $5.62

-79.00%

Eggs

$2.16 Rp 38.8K

$4.59 $4.59

-52.94%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.21 $13.21

33.61%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$17.20 $17.20

-78.02%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.96 $15.96

-25.13%

Apples (1kg)

$3.60 Rp 64.8K

$3.96 $3.96

-9.09%

Banana (1kg)

$1.59 Rp 28.6K

$1.86 $1.86

-14.52%

Oranges (1kg)

$2.31 Rp 41.6K

$4.27 $4.27

-45.90%

Tomato (1kg)

$1.91 Rp 34.3K

$6.02 $6.02

-68.27%

Potato (1kg)

$1.78 Rp 32.1K

$3.23 $3.23

-44.89%

Onion (1kg)

$2.33 Rp 41.9K

$3.37 $3.37

-30.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.32 $2.32

-56.90%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.04 $2.04

-74.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$14.66 $14.66

-84.38%

Wine (Bottle)

$22.07 Rp 397.3K

$18.04 $18.04

22.34%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.60 $2.60

-9.62%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.11 $4.11

-27.49%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.99 $1.99

-88.44%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.81 $2.81

-83.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.67 $3.67

-88.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$49.62 $49.62

-88.98%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.99 $0.99

-16.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$27.4K $27.4K

-12.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.5K $26.5K

23.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$127 $127

-37.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$47.32 $47.32

-86.14%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$56.7 $56.7

-67.21%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$47.51 $47.51

13.91%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$13.03 $13.03

-67.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,418 $1,418

-65.26%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.3K $23.3K

-75.96%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$54.1 $54.1

-15.70%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$50.5 $50.5

-30.73%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$122 $122

-36.48%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$132 $132

-40.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,430 $1,430

-20.90%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,423 $1,423

-52.72%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,221 $2,221

62.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,902 $1,902

-10.51%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,715 $2,715

0.08%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,046 $2,046

9.56%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.01

96.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for North Brunswick, NJ: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

North Brunswick, NJ

$1.4K 53.9% 112% $750

Groceries & Markets

Ubud, Bali

$287 21.2%

North Brunswick, NJ

$427 16.2% 48.7% $140

Clothing & Footwear

Ubud, Bali

$107 7.9%

North Brunswick, NJ

$161 6.1% 51.4% $55

Eating Out

Ubud, Bali

$106 7.9%

North Brunswick, NJ

$296 11.2% 178% $190

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

North Brunswick, NJ

$231 8.8% 120% $126

Sport & Entertainment

Ubud, Bali

$63 4.6%

North Brunswick, NJ

$74 2.8% 17.5% $11

Getting Around

Ubud, Bali

$12 0.9%

North Brunswick, NJ

$29 * 1.1% 134% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,430 in North Brunswick, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $60.0 in North Brunswick, NJ for a mid-range dinner for two. Groceries echo the gap at $287 vs $427 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 North Brunswick, NJ

🕒 Local time

11:40 11:40 AM

23:40 11:40 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

43,905

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali North Brunswick, NJ 16,330 km ≈ 21 h nonstop flight

From you

Ubud, Bali
North Brunswick, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs North Brunswick, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 95% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,030 in Ubud, Bali and $3,962 in North Brunswick, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,430 in North Brunswick, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,418 in North Brunswick, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $60.0 in North Brunswick, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,641 in North Brunswick, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in North Brunswick, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in North Brunswick, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and North Brunswick, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 95% less than in North Brunswick, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.