Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Norfolk, VA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,562 in Norfolk, VA, rent and utilities included – about $14,600 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
122

Cost of Living Index in Norfolk, VA
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Norfolk, VA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Norfolk, VA

🇺🇸 United States

$2,562

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Norfolk, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Norfolk, VA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,562 in Norfolk, VA.

Ubud, Bali $1,349
Norfolk, VA $2,562

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,683 in Norfolk, VA.

Ubud, Bali $2,305
Norfolk, VA $3,683

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,805 in Norfolk, VA.

Ubud, Bali $3,261
Norfolk, VA $4,805

Living in Ubud, Bali costs roughly 47% less than in Norfolk, VA, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$18.23 $18.23

-81.79%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$88.8 $88.8

-59.84%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.43 $11.43

-51.62%

Cappuccino

$2.72 Rp 49.3K

$5.59 $5.59

-51.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.75 $2.75

-38.18%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.09 $2.09

-63.64%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.06 $6.06

-56.27%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.97 $6.97

-37.16%

Milk (1 liter)

$1.49 Rp 27.0K

$1.03 $1.03

44.66%

White Bread (500g)

$2.28 Rp 41.3K

$3.81 $3.81

-40.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.46 $5.46

-78.21%

Eggs

$2.04 Rp 36.9K

$4.68 $4.68

-56.41%

Local Cheese (1kg)

$17.70 Rp 321.1K

$15.56 $15.56

13.75%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$10.10 $10.10

-60.79%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$18.63 $18.63

-34.57%

Apples (1kg)

$3.66 Rp 66.3K

$4.72 $4.72

-22.46%

Banana (1kg)

$1.52 Rp 27.5K

$1.28 $1.28

18.75%

Oranges (1kg)

$2.23 Rp 40.4K

$5.09 $5.09

-56.19%

Tomato (1kg)

$1.97 Rp 35.8K

$5.86 $5.86

-66.38%

Potato (1kg)

$1.85 Rp 33.5K

$2.23 $2.23

-17.04%

Onion (1kg)

$2.42 Rp 44.0K

$3.52 $3.52

-31.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.79 $1.79

-44.69%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.14 $2.14

-76.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.38 $9.38

-76.33%

Wine (Bottle)

$22.24 Rp 403.4K

$15.24 $15.24

45.93%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.83 $1.83

23.50%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.68 $2.68

10.82%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.95 $1.95

-87.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$70.0 $70.0

-88.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.57 $4.57

-90.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.31 $1.31

-67.18%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$18.06 $18.06

-70.04%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.99 $0.99

-17.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.9K $26.9K

-11.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.4K $25.4K

24.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$210 $210

-62.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$57.4 $57.4

-88.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$67.0 $67.0

-72.28%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$40.43 $40.43

22.38%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$17.83 $17.83

-1.01%

Cinema Ticket

$4.27 Rp 77.5K

$12.11 $12.11

-64.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,279 $1,279

-61.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$16.3K $16.3K

-65.19%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$58.5 $58.5

-23.71%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$46.67 $46.67

-25.11%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$102 $102

-21.46%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$118 $118

-32.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,563 $1,563

-28.03%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,203 $1,203

-44.16%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,628 $2,628

35.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,737 $1,737

-0.79%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,613 $2,613

4.55%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,059 $2,059

10.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,581 $3,581

-95.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Norfolk, VA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Norfolk, VA

$1.2K 46.9% 79.1% $531

Groceries & Markets

Ubud, Bali

$288 21.4%

Norfolk, VA

$415 16.2% 43.7% $126

Eating Out

Ubud, Bali

$108 8%

Norfolk, VA

$311 12.1% 189% $203

Clothing & Footwear

Ubud, Bali

$108 8%

Norfolk, VA

$146 5.7% 35.9% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Norfolk, VA

$335 13.1% 221% $230

Sport & Entertainment

Ubud, Bali

$58 4.3%

Norfolk, VA

$65 2.5% 11.4% $6.6

Getting Around

Ubud, Bali

$11 0.9%

Norfolk, VA

$89 3.5% 679% $78

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,563 in Norfolk, VA. Housing cost is often the main lever when comparing two cities.

Norfolk, VA pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $89 in Norfolk, VA for a mid-range dinner for two. Groceries echo the gap at $288 vs $415 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Norfolk, VA

🕒 Local time

11:48 11:48 AM

22:48 10:48 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

242,803

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Norfolk, VA 16,650 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Norfolk, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Norfolk, VA: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,562 in Norfolk, VA, so Ubud, Bali is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,563 in Norfolk, VA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $1,279 in Norfolk, VA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Norfolk, VA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Norfolk, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.