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Cost of Living Comparison Between Ubud, Bali and Nicholasville, KY Cost of Living Comparison Between Ubud, Bali and Nicholasville, KY

🙂 Solo nomad: Ubud, Bali is 49.1% cheaper than Nicholasville, KY without rent, and 70.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 49.6% cheaper than Nicholasville, KY without rent, and 66.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Nicholasville, KY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$14.85 $14.85
-80.81%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$59.4 $59.4
-79.36%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.85 $9.85
-66.70%
Cappuccino
$2.3 Rp 38.3K
$4.98 $4.98
-53.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.3 $2.3
-51.74%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.79 $1.79
-85.47%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$4.69 $4.69
-48.83%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.93 $7.93
-60.28%
🛒 Groceries & Markets
Ubud, Bali
Nicholasville, KY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.76 $0.76
96.05%
White Bread (500g)
$1.65 Rp 27.5K
$2.71 $2.71
-39.11%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.77 $3.77
-70.03%
Eggs
$2.33 Rp 38.9K
$3.29 $3.29
-29.18%
Local Cheese (1kg)
$13.7 Rp 228.3K
$11.49 $11.49
19.23%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$11.23 $11.23
-64.65%
Beef Round Steak (1kg)
$11.22 Rp 187K
$15.42 $15.42
-27.24%
Apples (1kg)
$3.48 Rp 57.9K
$4.8 $4.8
-27.50%
Banana (1kg)
$1.5 Rp 25K
$1.56 $1.56
-3.85%
Oranges (1kg)
$2.68 Rp 44.6K
$5.84 $5.84
-54.11%
Tomato (1kg)
$1.35 Rp 22.5K
$4.54 $4.54
-70.26%
Potato (1kg)
$1.57 Rp 26.2K
$3.14 $3.14
-50.00%
Onion (1kg)
$2.1 Rp 34.9K
$3.03 $3.03
-30.69%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.95 $1.95
-47.18%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.98 $1.98
-71.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$7.72 $7.72
-70.08%
Wine (Bottle)
$15.21 Rp 253.5K
$15.74 $15.74
-3.37%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.69 $1.69
47.34%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$5.14 $5.14
-48.25%
🚌 Getting Around
Ubud, Bali
Nicholasville, KY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.94 $1.94
-85.05%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.08 $5.08
-91.14%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.57 $1.57
-78.34%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$28.83 $28.83
-79.29%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.78 $0.78
-3.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$23.1K $23.1K
11.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25.8K $25.8K
23.14%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nicholasville, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$203 $203
-68.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$45.41 $45.41
-90.88%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$69.7 $69.7
-65.57%
🎉 Sport & Entertainment
Ubud, Bali
Nicholasville, KY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.48 $43.48
-46.44%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$13.02 $13.02
-73.50%
🧸 Childcare & Education
Ubud, Bali
Nicholasville, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$541 $541
-83.02%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$5,041 $5,041
17.28%
👕👟 Clothing & Footwear
Ubud, Bali
Nicholasville, KY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$45.82 $45.82
12.33%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$52.8 $52.8
-53.70%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$72.7 $72.7
16.09%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$108 $108
-30.93%
🏠 Accommodation & Living
Ubud, Bali
Nicholasville, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,579 $1,579
-83.45%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,376 $1,376
-88.41%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,580 $2,580
-77.33%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,199 $2,199
-85.07%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,493 $2,493
-60.49%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,287 $2,287
-62.97%
💵 Salaries & Financials
Ubud, Bali
Nicholasville, KY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.54
103.06%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Nicholasville, KY: November 30, 2025

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