Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and New York, NY

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,941 in New York, NY, rent and utilities included – about $43,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $4,941 in New York, NY, rent included.

Ubud, Bali $1,349
New York, NY $4,941

A couple spends around $2,305 per month in Ubud, Bali vs $7,225 in New York, NY, rent included.

Ubud, Bali $2,305
New York, NY $7,225

A family of three spends $3,261 per month in Ubud, Bali vs $9,509 in New York, NY, rent included.

Ubud, Bali $3,261
New York, NY $9,509

Ubud, Bali is about 73% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$28.55 $28.55

-88.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$118 $118

-69.91%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$15.04 $15.04

-63.23%

Cappuccino

$2.72 Rp 49.4K

$6.53 $6.53

-58.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.96 $3.96

-57.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.01 $3.01

-74.75%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$8.16 $8.16

-67.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$9.84 $9.84

-55.49%

Milk (1 liter)

$1.49 Rp 27.1K

$1.37 $1.37

8.76%

White Bread (500g)

$2.28 Rp 41.4K

$4.97 $4.97

-54.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$7.81 $7.81

-84.76%

Eggs

$2.04 Rp 37.0K

$5.97 $5.97

-65.83%

Local Cheese (1kg)

$17.70 Rp 321.9K

$18.91 $18.91

-6.40%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$18.04 $18.04

-78.05%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$19.05 $19.05

-36.01%

Apples (1kg)

$3.66 Rp 66.5K

$6.76 $6.76

-45.86%

Banana (1kg)

$1.52 Rp 27.6K

$2.27 $2.27

-33.04%

Oranges (1kg)

$2.23 Rp 40.5K

$6.83 $6.83

-67.35%

Tomato (1kg)

$1.97 Rp 35.9K

$7.09 $7.09

-72.21%

Potato (1kg)

$1.85 Rp 33.6K

$4.22 $4.22

-56.16%

Onion (1kg)

$2.42 Rp 44.1K

$4.65 $4.65

-47.96%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.87 $2.87

-65.51%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$2.60 $2.60

-80.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$18.77 $18.77

-88.17%

Wine (Bottle)

$22.24 Rp 404.4K

$20.13 $20.13

10.48%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.45 $3.45

-34.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.02 $4.02

-26.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.91 $2.91

-91.41%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$139 $139

-94.37%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.08 $3.08

-85.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$2.12 $2.12

-79.72%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$41.96 $41.96

-87.11%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.17 $1.17

-29.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$34.5K $34.5K

-30.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$25.9K $25.9K

22.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$219 $219

-63.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$74.2 $74.2

-91.31%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$70.2 $70.2

-73.54%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$112 $112

-55.80%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$74.9 $74.9

-76.42%

Cinema Ticket

$4.27 Rp 77.7K

$22.14 $22.14

-80.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$3,558 $3,558

-86.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$62.2K $62.2K

-90.87%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$75.6 $75.6

-40.96%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$51.2 $51.2

-31.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$123 $123

-35.13%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$140 $140

-43.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$4,499 $4,499

-75.00%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$3,078 $3,078

-78.19%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$9,447 $9,447

-62.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$5,190 $5,190

-66.80%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$18.1K $18.1K

-84.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$6,693 $6,693

-65.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,220 $5,220

-96.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.86

100.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

New York, NY

$3.1K 62.3% 358% $2.4K

Groceries & Markets

Ubud, Bali

$288 21.4%

New York, NY

$563 11.4% 95.2% $275

Eating Out

Ubud, Bali

$108 8%

New York, NY

$440 8.9% 309% $333

Clothing & Footwear

Ubud, Bali

$108 8%

New York, NY

$175 3.6% 63.1% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

New York, NY

$364 7.4% 250% $260

Sport & Entertainment

Ubud, Bali

$58 4.3%

New York, NY

$156 3.2% 169% $98

Getting Around

Ubud, Bali

$11 0.9%

New York, NY

$164 3.3% 1338% $153

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 32 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $118 in New York, NY. Monthly groceries follow the same trend: $288 vs $563 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 New York, NY

🕒 Local time

08:43 8:43 AM

20:43 8:43 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,804,190

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali New York, NY 16,320 km ≈ 21 h nonstop flight

From you

Ubud, Bali
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 266% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $4,499 in New York, NY.

Kindergarten costs $491 per month in Ubud, Bali and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 95% more in New York, NY, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $4,941 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.