Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and New Smyrna Beach, FL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,736 in New Smyrna Beach, FL, rent and utilities included – about $16,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
132

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

New Smyrna Beach, FL

🇺🇸 United States

$2,736

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in New Smyrna Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in New Smyrna Beach, FL actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,736 in New Smyrna Beach, FL, rent included.

Ubud, Bali $1,349
New Smyrna Beach, FL $2,736

A couple spends around $2,305 per month in Ubud, Bali vs $3,935 in New Smyrna Beach, FL, rent included.

Ubud, Bali $2,305
New Smyrna Beach, FL $3,935

A family of three spends $3,261 per month in Ubud, Bali vs $5,134 in New Smyrna Beach, FL, rent included.

Ubud, Bali $3,261
New Smyrna Beach, FL $5,134

Ubud, Bali is about 51% cheaper than New Smyrna Beach, FL, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$19.91 $19.91

-83.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$78.8 $78.8

-54.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.65 $11.65

-52.53%

Cappuccino

$2.72 Rp 49.3K

$5.86 $5.86

-53.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.10 $3.10

-45.16%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.16 $2.16

-64.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.99 $6.99

-62.09%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.94 $6.94

-36.89%

Milk (1 liter)

$1.49 Rp 27.1K

$1.02 $1.02

46.08%

White Bread (500g)

$2.28 Rp 41.3K

$3.17 $3.17

-28.08%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.50 $2.50

-52.40%

Eggs

$2.04 Rp 36.9K

$4.56 $4.56

-55.26%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.99 $11.99

47.62%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.67 $9.67

-59.05%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$15.71 $15.71

-22.41%

Apples (1kg)

$3.66 Rp 66.3K

$5.94 $5.94

-38.38%

Banana (1kg)

$1.52 Rp 27.5K

$1.39 $1.39

9.35%

Oranges (1kg)

$2.23 Rp 40.4K

$4.01 $4.01

-44.39%

Tomato (1kg)

$1.97 Rp 35.8K

$4.74 $4.74

-58.44%

Potato (1kg)

$1.85 Rp 33.5K

$2.49 $2.49

-25.70%

Onion (1kg)

$2.42 Rp 44.0K

$2.84 $2.84

-14.79%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.53 $1.53

-35.29%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.76 $1.76

-71.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.82 $8.82

-74.83%

Wine (Bottle)

$22.24 Rp 403.6K

$13.75 $13.75

61.75%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.06 $2.06

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.98 $2.98

-0.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.53 $1.53

-71.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.12 $1.12

-61.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$13.66 $13.66

-60.40%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.94 $0.94

-12.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$26.8K $26.8K

-10.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$25.8K $25.8K

23.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 $188

-58.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$64.1 $64.1

-89.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$68.6 $68.6

-72.90%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$25.14 $25.14

96.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.45 $13.45

-68.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$625 $625

-21.57%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$12.1K $12.1K

-53.02%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$53.8 $53.8

-17.06%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$48.80 $48.80

-28.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$86.8 $86.8

-7.93%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 $113

-29.71%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,643 $1,643

-31.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,522 $1,522

-55.88%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,421 $2,421

47.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,420 $2,420

-28.78%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,720 $2,720

0.41%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,373 $2,373

-3.77%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$7,529 $7,529

-97.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.69

105.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for New Smyrna Beach, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

New Smyrna Beach, FL

$1.5K 55.6% 127% $850

Groceries & Markets

Ubud, Bali

$288 21.4%

New Smyrna Beach, FL

$363 13.3% 26% $75

Eating Out

Ubud, Bali

$108 8%

New Smyrna Beach, FL

$334 12.2% 211% $227

Clothing & Footwear

Ubud, Bali

$108 8%

New Smyrna Beach, FL

$136 5% 26.6% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

New Smyrna Beach, FL

$321 11.7% 208% $217

Sport & Entertainment

Ubud, Bali

$58 4.3%

New Smyrna Beach, FL

$52 1.9% 10.3% $6

Getting Around

Ubud, Bali

$11 0.9%

New Smyrna Beach, FL

$7.1 * 0.3% 37.6% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,643 in New Smyrna Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New Smyrna Beach, FL are about 46 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $79 in New Smyrna Beach, FL. Monthly groceries follow the same trend: $288 vs $363 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 New Smyrna Beach, FL

🕒 Local time

22:07 10:07 PM

09:07 9:07 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,142

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali New Smyrna Beach, FL 17,170 km ≈ 22 h nonstop flight

From you

Ubud, Bali
New Smyrna Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,736 in New Smyrna Beach, FL – Ubud, Bali comes out roughly 51% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,104 in New Smyrna Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,643 in New Smyrna Beach, FL.

A mid-range dinner for two costs $36 in Ubud, Bali and $79 in New Smyrna Beach, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 26% more in New Smyrna Beach, FL, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,736 in New Smyrna Beach, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, New Smyrna Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.